公开(公告)号：US08805708B1

公开(公告)日：2014-08-12

申请号：US14061332

申请日：2013-10-23

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： David Turrentine ,  Jeremy Myers ,  Abby Tohline ,  Angi Bobsin ,  Kelly S. Minter ,  Miranda Kemp ,  Larry J. Ingrum

IPC: G06Q40/00 ,  G06Q40/08

CPC classification number: G06F19/328 ,  A61B5/117 ,  A61B5/1171 ,  A61B5/150022 ,  A61B5/150305 ,  A61B5/150358 ,  A61B5/150755 ,  A61B5/150786 ,  A61B5/15142 ,  A61B10/0045 ,  A61B10/0051 ,  A61B2010/0087 ,  A61B2503/12 ,  A61B2560/0406 ,  G01N2001/005 ,  G06F19/00 ,  G06Q40/08 ,  G06Q50/22 ,  G16H10/40

Abstract: The present disclosure generally relates to bio-sample, such as a dried blood spot (DBS) sample, a breath sample, an endothelial sample, saliva sample, etc., collection kits and identity authenticating mechanisms for the sample donors. The present disclosure further relates to systems and methods for generating biomarker data using bio-sample analysis information and authenticating information. The biomarker data may be used to determine an insurance score.

Abstract translation: 本公开一般涉及生物样品，例如干血斑（DBS）样品，呼吸样品，内皮样品，唾液样品等，样品供体的收集试剂盒和鉴定机制。 本公开还涉及使用生物样品分析信息和认证信息生成生物标志物数据的系统和方法。 生物标记数据可用于确定保险分数。

公开(公告)号：US20150134344A1

公开(公告)日：2015-05-14

申请号：US14078793

申请日：2013-11-13

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： David Turrentine ,  Jeremy Myers ,  Abby Tohline ,  Angi Bobsin ,  Kelly S. Minter ,  Larry J. Ingrum

IPC: G06F19/00

CPC classification number: G06F19/328

Abstract: An insurance method and computer system provides incentives and insurance ratings to a policy holder. The policy holder may opt to participate in an incentives program in which the method and system may receive baseline personal health data that indicates a baseline health condition and a target goal to improve or maintain that baseline health condition over a specified time period. The method and system may then receive and analyze personal health data generated by a sensor that monitors a current health condition over the specified time period to determine whether the target goal has been achieved. The method and system may provide an indication of an incentive to the policy holder in response to receiving the personal health data generated by the sensor, and may provide an indication of a further incentive in response to determining that the target goal has been met.

Abstract translation: 保险方法和计算机系统为保单持有人提供激励和保险评级。 保单持有人可以选择参与奖励计划，其中方法和系统可以接收基准个人健康数据，指示基线健康状况，以及在指定时间段内改善或维持该基线健康状况的目标目标。 该方法和系统然后可以接收和分析由传感器生成的个人健康数据，所述传感器在指定的时间段内监视当前健康状况，以确定目标目标是否已经实现。 所述方法和系统可以响应于接收到由传感器产生的个人健康数据而向保单持有者提供激励的指示，并且可以响应于确定已经满足目标目标来提供进一步激励的指示。

公开(公告)号：US20150112718A1

公开(公告)日：2015-04-23

申请号：US14259780

申请日：2014-04-23

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： David Turrentine ,  Jeremy Myers ,  Abby Tohline ,  Angi Bobsin ,  Kelly S. Minter ,  Miranda Kemp ,  Larry J. Ingrum

IPC: G06F19/00

CPC classification number: G06F19/328 ,  A61B5/1171 ,  A61B5/150022 ,  A61B5/150305 ,  A61B5/150358 ,  A61B5/150755 ,  A61B5/150786 ,  A61B5/15142 ,  A61B10/0045 ,  A61B10/0051 ,  A61B2010/0087 ,  A61B2503/12 ,  A61B2560/0406 ,  G01N2001/005 ,  G06Q40/08 ,  G06Q50/22 ,  G16H10/40

Abstract: The present disclosure generally relates to bio-sample, such as a dried blood spot (DBS) sample, a breath sample, an endothelial sample, saliva sample, etc., collection kits and identity authenticating mechanisms for the sample donors. The present disclosure further relates to systems and methods for generating biomarker data using bio-sample analysis information and authenticating information. The biomarker data may be used to determine an insurance score.

Abstract translation: 本公开一般涉及生物样品，例如干血斑（DBS）样品，呼吸样品，内皮样品，唾液样品等，样品供体的收集试剂盒和鉴定机制。 本公开还涉及使用生物样品分析信息和认证信息生成生物标志物数据的系统和方法。 生物标记数据可用于确定保险分数。

公开(公告)号：US20220108385A1

公开(公告)日：2022-04-07

申请号：US14994336

申请日：2016-01-13

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Angela Rachelle Bobsin ,  Abby Tohline ,  Troy Clark ,  Matt Lawson

IPC: G06Q30/06 ,  G06Q50/16

Abstract: The method, system, and computer-readable medium facilitate a fast rental application. The fast rental application includes a set of data corresponding to a user profile that is pertinent to a rental application. The data corresponding to the user profile can be retrieved from one or more databases and also received via a client device in a computer network. The data can be analyzed and stored as part of the profile in a profile repository and then transmitted to an property manager recipient.

公开(公告)号：US10409953B2

公开(公告)日：2019-09-10

申请号：US14259780

申请日：2014-04-23

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： David Turrentine ,  Jeremy Myers ,  Abby Tohline ,  Angi Bobsin ,  Kelly S. Minter ,  Miranda Kemp ,  Larry J. Ingrum

IPC: G06F19/00 ,  G06Q40/08 ,  A61B5/15 ,  G06Q50/22 ,  G16H10/40 ,  A61B5/1171 ,  A61B5/151 ,  A61B5/117 ,  G01N1/00 ,  A61B10/00

Abstract: The present disclosure generally relates to bio-sample, such as a dried blood spot (DBS) sample, a breath sample, an endothelial sample, saliva sample, etc., collection kits and identity authenticating mechanisms for the sample donors. The present disclosure further relates to systems and methods for generating biomarker data using bio-sample analysis information and authenticating information. The biomarker data may be used to determine an insurance score.