公开(公告)号：US20230161305A1

公开(公告)日：2023-05-25

申请号：US18094731

申请日：2023-01-09

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Jackie O. Jordan, II ,  John Donovan ,  David Turrentine ,  Torri Wollenschlager ,  Bryan R. Nussbaum ,  Deanna Stockweather ,  Jeffrey W. Stoiber ,  Kerstin Markwardt ,  Gail L. Carlson ,  Kyle C. Schiebel ,  Troy Winslow ,  Joseph P. Harr ,  EllaKate Wagner ,  Michael Harris, JR. ,  Jennylind Sun

IPC: G05B15/02 ,  H04L12/28 ,  G01C21/20 ,  H04W4/024 ,  G08B13/22 ,  G06Q30/018 ,  G06Q50/16 ,  G08B21/02 ,  G08B21/04 ,  G08B21/18 ,  H04W4/02 ,  G06Q30/01 ,  G06V40/16 ,  H04N23/661 ,  G08B7/06 ,  G06Q40/08 ,  G08B17/10 ,  H04L67/12 ,  G06Q10/20

CPC classification number: G05B15/02 ,  H04L12/2818 ,  G01C21/20 ,  H04W4/024 ,  G08B13/22 ,  H04L12/283 ,  H04L12/2825 ,  G06Q30/018 ,  G06Q50/163 ,  G08B21/02 ,  G08B21/043 ,  G08B21/0446 ,  G08B21/0461 ,  G08B21/182 ,  H04W4/02 ,  G06Q30/01 ,  G08B21/185 ,  G06V40/172 ,  H04N23/661 ,  G08B7/066 ,  G06Q40/08 ,  G08B7/062 ,  G08B17/10 ,  H04L67/12 ,  G06Q10/20 ,  H04W4/90

Abstract: Methods and systems that manage building code compliance are provided. A smart or interconnected home may be populated with multiple smart or other devices that are in wired or wireless communication with a central controller. The smart devices may be covered by an insurance policy, such as a homeowners, renters, or personal articles insurance policy. The controller may receive building code compliance information associated with the smart devices, and may update an inventory list to include the building code compliance information. The controller may detect that one or more devices do not comply with building code requirements. The controller may transmit a notification to a customer about possible corrective actions to remedy non-compliant conditions and to facilitate building code compliance. The smart devices may be associated with appliances, electronics, wiring, pipes, ducts, or other equipment or personal belongings. Insurance discounts may be provided based upon the building code compliance functionality.

公开(公告)号：US11551235B1

公开(公告)日：2023-01-10

申请号：US16674140

申请日：2019-11-05

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Jackie O. Jordan, II ,  John Donovan ,  David Turrentine ,  Torri Wollenschlager ,  Bryan R. Nussbaum ,  Deanna Stockweather ,  Jeffrey W. Stoiber ,  Kerstin Markwardt ,  Gail L. Carlson ,  Kyle C. Schiebel ,  Troy Winslow ,  Joseph P. Harr ,  EllaKate Wagner ,  Michael Harris, Jr. ,  Jennylind Sun

IPC: G06Q30/00 ,  G06Q40/08 ,  G06Q50/16

Abstract: Methods and systems that manage building code compliance are provided. A smart or interconnected home may be populated with multiple smart or other devices that are in wired or wireless communication with a central controller. The smart devices may be covered by an insurance policy, such as a homeowners, renters, or personal articles insurance policy. The controller may receive building code compliance information associated with the smart devices, and may update an inventory list to include the building code compliance information. The controller may detect that one or more devices do not comply with building code requirements. The controller may transmit a notification to a customer about possible corrective actions to remedy non-compliant conditions and to facilitate building code compliance. The smart devices may be associated with appliances, electronics, wiring, pipes, ducts, or other equipment or personal belongings. Insurance discounts may be provided based upon the building code compliance functionality.

公开(公告)号：US11423754B1

公开(公告)日：2022-08-23

申请号：US16738328

申请日：2020-01-09

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Jackie O. Jordan, II ,  John R. Donovan ,  David Turrentine ,  Torri Wollenschlager ,  Bryan R. Nussbaum ,  Deanna Stockweather ,  Jeffrey W. Stoiber ,  Kerstin Markwardt ,  Gail L. Carlson ,  Kyle C. Schiebel ,  Troy Winslow ,  Joseph Harr ,  EllaKate Wagner ,  Michael Harris, Jr. ,  Jennylind Sun

IPC: G08B21/02 ,  G08B21/04 ,  G08B21/18 ,  H04L67/12 ,  G06Q40/08

Abstract: The present embodiments relate to detecting instances of individuals being in peril within an independent or assisted living environment. According to certain aspects, with an individual's permission or affirmative consent, a hardware controller (such as a smart or interconnected home controller, or even a mobile device) may receive and analyze sensor data detected within the independent or assisted living environment to determine whether an individual may be in peril. In this circumstance, the hardware controller may generate a notification that indicates the situation and may communicate the notification to a proper individual, such as a family member or care giver, who may be in a position to mitigate or alleviate any risks posed by the situation. The foregoing functionality also may be used by an insurance provider to generate, update, or adjust insurance policies, premiums, rates, or discounts, and/or make recommendations to an insured individual.

公开(公告)号：US20200302549A1

公开(公告)日：2020-09-24

申请号：US16899380

申请日：2020-06-11

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Jackie O. Jordan, II ,  John Donovan ,  David Turrentine ,  Torri Wollenschlager ,  Bryan R. Nussbaum ,  Deanna Stockweather ,  Jeffrey W. Stoiber ,  Kerstin Markwardt ,  Gail L. Carlson ,  Kyle C. Schiebel ,  Troy Winslow ,  Joseph P. Harr ,  EllaKate Wagner ,  Michael Harris, JR. ,  Jennylind Sun

IPC: G06Q40/08 ,  G06Q30/00

Abstract: Methods and systems are provided that manage warranty information. A home may be populated with smart or other devices that are in wired or wireless communication with a central controller. The smart devices may be covered by an insurance policy, such as a homeowners, renters, or personal articles insurance policy. The controller may receive warranty information for the devices, and may update an inventory list to include the warranty information. The controller may detect that the warranty information indicates that a warranty corresponding to a smart device is about to expire. The controller may transmit a notification to a customer mobile device that informs the customer about, or prompts the customer to take, possible corrective actions. The smart devices may be associated with appliances, electronics, computers, televisions, jewelry, vehicles, furniture, or other equipment or personal belongings. Insurance discounts may be provided based upon the warranty management functionality.