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公开(公告)号:US12039534B2
公开(公告)日:2024-07-16
申请号:US17198687
申请日:2021-03-11
Inventor: Jacob J. Alt , Eric Bellas , Jaime Skaggs , Shawn M. Call , Melinda Teresa Magerkurth , Vicki King , Charles H. Roscow , Scott Shoop , Greg Hayes , Robert Alpine Jennings , Amber Nelson-Wolfe , Shyam Tummala
CPC classification number: G06Q20/401 , G06F21/105 , G06F21/645 , G06Q20/3827 , G06Q20/3829 , G06Q20/4014 , G06Q40/08 , H04L9/3236 , H04L9/3239 , H04L9/3247 , G06F21/6245 , G06Q2220/00 , G06Q2220/18 , H04L9/50 , H04L2209/56
Abstract: The present methods and systems relate to using and accessing data stored in a blockchain, and in particular, interacting with the blockchain and users to provide bank card activation services using smart contracts. The methods and systems include (1) receiving a credit card application package associated with a credit card, wherein the credit card application package includes credit card information and a set of user information, (2) verifying the credit card information and the set of user information, (3) checking the credit card information and the set of user information against the smart contract stored on the blockchain, wherein the smart contract includes a set of conditions, and (4) activating the credit card when the credit card information and the set of user information satisfy the set of conditions stored in the smart contract.
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公开(公告)号:US20220004756A1
公开(公告)日:2022-01-06
申请号:US16806588
申请日:2020-03-02
Inventor: Robert Alpine Jennings , Theresa E. Lommatsch , Ben Kobulnicky
Abstract: A receipt capture tool residing on a customer mobile device may be initiated when a customer completes an in-store or online purchase. The receipt capture tool may prompt the customer to capture an image of a receipt detailing a purchase and an item (e.g., product or service) purchased. For instance, the photo of a physical receipt may be taken by the mobile device, or an electronic receipt or email detailing the purchasing transmitted from a physical merchant or online merchant server may be stored. Receipt information may be extracted and saved with other information pertinent to the item purchased, including warranty information. If the customer needs to return or repair the item purchased at a future date, the receipt and warranty information may be subsequently accessed via their mobile device. The receipt and warranty information may also be stored in a searchable database to facilitate easy retrieval by the customer.
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公开(公告)号:US10861015B1
公开(公告)日:2020-12-08
申请号:US15878007
申请日:2018-01-23
Inventor: Jacob J. Alt , Eric Bellas , Jaime Skaggs , Shawn M. Call , Melinda Teresa Magerkurth , Vicki King , Charles H. Roscow , Scott Shoop , Greg Hayes , Robert Alpine Jennings , Amber Nelson-Wolfe , Shyam Tummala
Abstract: The present methods and systems relate to using and accessing data stored in a blockchain, and in particular, interacting with the blockchain and users via smart contracts to handle account funding and distribution methods. The methods and systems include receiving a transaction from a participant, and verifying the transaction, such as by accessing a smart contract stored on the blockchain and checking a set of parameters against a set of conditions stored in the smart contract. Depending on whether the set of parameters satisfy the conditions, the results may be communicated to participants about the success or failure of the transaction.
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公开(公告)号:US20240330928A1
公开(公告)日:2024-10-03
申请号:US18739706
申请日:2024-06-11
Inventor: Jacob J. Alt , Eric Bellas , Jaime Skaggs , Shawn M. Call , Melinda Teresa Magerkurth , Vicki King , Charles H. Roscow , Scott Shoop , Greg Hayes , Robert Alpine Jennings , Amber Nelson-Wolfe , Shyam Tummala
CPC classification number: G06Q20/401 , G06F21/105 , G06F21/645 , G06Q20/3827 , G06Q20/3829 , G06Q20/4014 , G06Q40/08 , H04L9/3236 , H04L9/3239 , H04L9/3247 , G06F21/6245 , G06Q2220/00 , G06Q2220/18 , H04L9/50 , H04L2209/56
Abstract: The present methods and systems relate to using and accessing data stored in a blockchain, and in particular, interacting with the blockchain and users to provide bank card activation services using smart contracts. The methods and systems include (1) receiving a credit card application package associated with a credit card, wherein the credit card application package includes credit card information and a set of user information, (2) verifying the credit card information and the set of user information, (3) checking the credit card information and the set of user information against the smart contract stored on the blockchain, wherein the smart contract includes a set of conditions, and (4) activating the credit card when the credit card information and the set of user information satisfy the set of conditions stored in the smart contract.
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公开(公告)号:US11836723B2
公开(公告)日:2023-12-05
申请号:US17868527
申请日:2022-07-19
Inventor: Jacob J. Alt , Robert Alpine Jennings , Amber Nelson-Wolfe , Shyam Tummala , Eric Bellas , Jaime Skaggs , Shawn M. Call , Melinda Teresa Magerkurth , Vicki King , Charles H. Roscow , Scott Shoop , Greg Hayes
CPC classification number: G06Q20/401 , G06F21/105 , G06F21/645 , G06Q20/3827 , G06Q20/3829 , G06Q20/4014 , G06Q40/08 , H04L9/3236 , H04L9/3239 , H04L9/3247 , G06F21/6245 , G06Q2220/00 , G06Q2220/18 , H04L9/50 , H04L2209/56
Abstract: The present methods and systems relate to using and accessing data stored in a blockchain, and in particular, interacting with the blockchain and users via smart contracts to handle account funding and distribution methods. The methods and systems include receiving a transaction from a participant, and verifying the transaction, such as by accessing a smart contract stored on the blockchain and checking a set of parameters against a set of conditions stored in the smart contract. Depending on whether the set of parameters satisfy the conditions, the results may be communicated to participants about the success or failure of the transaction.
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公开(公告)号:US20220222958A1
公开(公告)日:2022-07-14
申请号:US17712425
申请日:2022-04-04
Inventor: Robert Alpine Jennings , Theresa E. Lommatsch , Ben Kobulnicky
IPC: G06V30/416 , G06Q20/04 , G06Q30/00 , G06V30/413 , G06V30/414
Abstract: A receipt capture tool residing on a customer mobile device may be initiated when a customer completes an in-store or online purchase. The receipt capture tool may prompt the customer to capture an image of a receipt detailing a purchase and an item (e.g., product or service) purchased. For instance, the photo of a physical receipt may be taken by the mobile device, or an electronic receipt or email detailing the purchasing transmitted from a physical merchant or online merchant server may be stored. Receipt information may be extracted and saved with other information pertinent to the item purchased, including warranty information. If the customer needs to return or repair the item purchased at a future date, the receipt and warranty information may be subsequently accessed via their mobile device. The receipt and warranty information may also be stored in a searchable database to facilitate easy retrieval by the customer.
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公开(公告)号:US20210264000A1
公开(公告)日:2021-08-26
申请号:US15878154
申请日:2018-01-23
Inventor: Jacob J. Alt , Eric Bellas , Jaime Skaggs , Shawn M. Call , Melinda Teresa Magerkurth , Vicki King , Charles H. Roscow , Scott Shoop , Greg Hayes , Robert Alpine Jennings , Amber Nelson-Wolfe , Shyam Tummala
Abstract: The present methods and systems relate to using and accessing associate information for a company stored in a blockchain. The methods and systems include (1) receiving at least one associate request, the associate request having an associate request type, from at least one participant of the plurality of participants for information on an associate stored on the blockchain; (2) verifying the associate request based upon the associate request type; (3) verifying that, or otherwise determining whether or not, the associate information is stored on the blockchain; (4) when the associate information is stored on the blockchain, generating a transaction corresponding to the associate request type, or alternatively, when the associate information is not stored on the blockchain, generating a transaction involving the at least one associate request; and (5) transmitting the transaction to the plurality of participants, such as to facilitate maintaining a blockchain up-to-date.
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公开(公告)号:US20250054331A1
公开(公告)日:2025-02-13
申请号:US18931854
申请日:2024-10-30
Inventor: Robert Alpine Jennings , Theresa E. Lommatsch , Ben Kobulnicky
IPC: G06V30/416 , G06Q20/04 , G06Q30/012 , G06Q30/04 , G06V30/41 , G06V30/413 , G06V30/414
Abstract: A receipt capture tool residing on a customer mobile device may be initiated when a customer completes an in-store or online purchase. The receipt capture tool may prompt the customer to capture an image of a receipt detailing a purchase and an item (e.g., product or service) purchased. For instance, the photo of a physical receipt may be taken by the mobile device, or an electronic receipt or email detailing the purchasing transmitted from a physical merchant or online merchant server may be stored. Receipt information may be extracted and saved with other information pertinent to the item purchased, including warranty information. If the customer needs to return or repair the item purchased at a future date, the receipt and warranty information may be subsequently accessed via their mobile device. The receipt and warranty information may also be stored in a searchable database to facilitate easy retrieval by the customer.
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公开(公告)号:US20220138741A1
公开(公告)日:2022-05-05
申请号:US15877982
申请日:2018-01-23
Inventor: Jacob J. Alt , Eric Bellas , Jaime Skaggs , Shawn M. Call , Melinda Teresa Magerkurth , Vicki King , Charles H. Roscow , Scott Shoop , Greg Hayes , Robert Alpine Jennings , Amber Nelson-Wolfe , Shyam Tummala
Abstract: Systems and methods are disclosed for interacting with a blockchain and users of the blockchain to perform banking identity authentication services. For example, a method may include receiving a bank transaction from a participant; verifying the bank transaction; generating and communicating a confirmation that the bank transaction is valid to the participant; adding the bank transaction to a block of bank transactions; generating a cryptographic hash for the block of bank transactions; solving a cryptographic puzzle involving the hash of the block of bank transactions; adding the block to the blockchain; and/or transmitting the solution to the cryptographic puzzle, and the block of bank transactions to another participant. Otherwise, if the identity data is not valid, generating and communicating the confirmation that the bank transaction is not valid to the participant.
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公开(公告)号:US11321560B2
公开(公告)日:2022-05-03
申请号:US16806588
申请日:2020-03-02
Inventor: Robert Alpine Jennings , Theresa E. Lommatsch , Ben Kobulnicky
Abstract: A receipt capture tool residing on a customer mobile device may be initiated when a customer completes an in-store or online purchase. The receipt capture tool may prompt the customer to capture an image of a receipt detailing a purchase and an item (e.g., product or service) purchased. For instance, the photo of a physical receipt may be taken by the mobile device, or an electronic receipt or email detailing the purchasing transmitted from a physical merchant or online merchant server may be stored. Receipt information may be extracted and saved with other information pertinent to the item purchased, including warranty information. If the customer needs to return or repair the item purchased at a future date, the receipt and warranty information may be subsequently accessed via their mobile device. The receipt and warranty information may also be stored in a searchable database to facilitate easy retrieval by the customer.
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