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Patent Agency Ranking
公开(公告)号：US11014567B1
公开(公告)日：2021-05-25
申请号：US16266490
申请日：2019-02-04
Inventor： Brian Mark Fields , Chien Che Huang , Mohamed A Wazeer , Shawn C Bennett , Steven C Cielocha , Ronny S Bryant , Stephen Kohaus , Terry Quakenbush , Richard A Novak , Aaron Scott Chan , Craig M Main , Weixin Wu , Torri Wollenschlager , Carol Marie Csanda , Stacey Gorsuch , Todd Binion
Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, with the customer's permission, a vehicle operator in an autonomous or semi-autonomous vehicle may be determined by a sensor disposed within the autonomous or semi-autonomous vehicle or a mobile computing device associated with the vehicle operator. A determination may be made as to whether the vehicle operator is authorized to operate the vehicle based upon the determined identity of the vehicle operator; and if the vehicle operator is not authorized, an alert may be generated and/or the vehicle may be caused to not operate. Alternatively, autonomous operation features may be automatically engaged to automatically drive the autonomous or semi-autonomous vehicle to a safe location when the operator is not authorized. Insurance discounts may be provided based upon the anti-theft functionality.
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公开(公告)号：US11532187B1
公开(公告)日：2022-12-20
申请号：US16540545
申请日：2019-08-14
Inventor： Brian Mark Fields , Chien Che Huang , Mohamed A Wazeer , Shawn C Bennett , Steven C Cielocha , Ronny S Bryant , Stephen Kohaus , Terry Quakenbush , Richard A Novak , Aaron Scott Chan , Craig M Main , Weixin Wu , Torri Wollenschlager , Carol Marie Csanda , Stacey Gorsuch , Todd Binion
Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status and/or configuration of autonomous operation features of an autonomous or semi-autonomous vehicle may be determined, such as via an on-board computer system or mobile device, and/or then directly or indirectly wirelessly communicated via data transmission from the vehicle computer system or mobile device to a remote server. An adjustment to one or more risk levels associated with operation of the autonomous or semi-autonomous vehicle may also be determined, and an auto insurance policy, premium, or discount may be adjusted based upon the adjustment to the risk levels and presented to the customer for their review and approval. As a result, insurance cost savings may be passed onto risk averse customers that opt into to a rewards program.
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公开(公告)号：US10895471B1
公开(公告)日：2021-01-19
申请号：US16211683
申请日：2018-12-06
Inventor： Leo Chan , Kristopher Keith Gaudin , Roxane Lyons , William J Leise , John A Nepomuceno , Rajiv C Shah , Edward P Matesevac, III , Jennifer Criswell Kellett , Steven C Cielocha , Jeremy Myers , Matthew S Megyese , Jennifer L Crawford
Abstract: Systems and methods are disclosed for educating vehicle drivers. Auto insurance claim data may be analyzed to identify hazardous areas associated with an abnormally high amount or severity of vehicle collisions. A virtual navigation map of roads within the hazardous areas may be built or generated. A common cause of several vehicle collisions at a hazardous area may be identified, and a virtual reconstruction of a scenario involving the common cause and/or a road map of collisions locations of may be created. The virtual reconstruction of the scenario may be displayed on a driver education virtual simulator to enhance driver education and reduce the likelihood of vehicle collisions.
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公开(公告)号：US10943303B1
公开(公告)日：2021-03-09
申请号：US16170130
申请日：2018-10-25
Inventor： Brian Mark Fields , Chien Che Huang , Mohamed A Wazeer , Shawn C Bennett , Steven C Cielocha , Ronny S Bryant , Stephen Kohaus , Terry Quakenbush , Richard A Novak , Aaron Scott Chan , Craig M Main , Weixin Wu , Torri Wollenschlager , Carol Marie Csanda , Stacey Gorsuch , Todd Binion
Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having autonomous or semi-autonomous operation features are provided. According to certain aspects, with the insurance customer's permission, operation of an autonomous (or semi-autonomous vehicle) by a vehicle operator may be monitored. Based upon vehicle and/or other data analysis, an identity of the operator may be determined, and operating data regarding the autonomous or semi-autonomous vehicle while the operator at least partially controls the autonomous vehicle may be monitored. A vehicle operator profile that includes information regarding an operating style of the vehicle operator based upon the operating data may be determined. Risk levels associated with operation of the autonomous vehicle based upon the information regarding the vehicle operator's operating style may be determined. Insurance discounts may be provided to risk averse vehicle owners and/or operators, or those that utilize vehicle risk mitigation or prevention technology.
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公开(公告)号：US10824415B1
公开(公告)日：2020-11-03
申请号：US16406418
申请日：2019-05-08
Inventor： Brian Mark Fields , Chien Che Huang , Mohamed A Wazeer , Shawn C Bennett , Steven C Cielocha , Ronny S Bryant , Stephen Kohaus , Terry Quakenbush , Richard A Novak , Aaron Scott Chan , Craig M Main , Weixin Wu , Torri Wollenschlager , Carol Marie Csanda , Stacey Gorsuch , Todd Binion
Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having autonomous or semi-autonomous operation features are provided. In certain aspects, with the customer's permission, a computer-implemented method for updating an autonomous operation feature may be provided. An indication of a software update associated with the autonomous operation feature may be received, and several autonomous or semi-autonomous vehicles having the feature may be identified. The update may be installed within the several vehicles, such as via wireless communication. Also, a change in a risk level associated with the update to the autonomous operation feature may be determined, and an insurance discount may be determined or adjusted. As a result, an insurance discount may be provided to risk averse customers that affirmatively share their vehicle data with an insurance provider, and promptly and remotely receive new versions of software that operate autonomous vehicle safety features.
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