公开(公告)号：US20240362013A1

公开(公告)日：2024-10-31

申请号：US18765905

申请日：2024-07-08

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Brian Mark Fields ,  Chien Che Huang ,  Mohamed A. Wazeer ,  Shawn C. Bennett ,  Steven C. Cielocha ,  Ronny S. Bryant ,  Stephen Kohaus ,  Terry Quakenbush ,  Richard A. Novak ,  Craig M. Main ,  Weixin Wu ,  Torri Wollenschlager ,  Carol Marie Csanda ,  Stacey Gorsuch ,  Todd Binion ,  Aaron Scott Chan

IPC: G06F8/65 ,  A61B5/00 ,  A61B5/02 ,  B60K35/00 ,  B60W10/04 ,  B60W30/06 ,  B60W30/09 ,  B60W30/095 ,  B60W40/02 ,  B60W40/08 ,  B60W40/09 ,  B60W50/00 ,  B60W50/02 ,  B60W50/04 ,  B60W50/08 ,  B60W50/12 ,  B60W50/14 ,  B60W60/00 ,  B62D15/02 ,  G01C21/34 ,  G05D1/248 ,  G05D1/617 ,  G06Q30/0201 ,  G06Q30/0207 ,  G06Q30/0217 ,  G06Q40/08 ,  G07C5/02 ,  G07C5/08 ,  G08B25/10 ,  G08G1/09 ,  G08G1/0962 ,  G08G1/14

CPC classification number: G06F8/65 ,  A61B5/02028 ,  A61B5/4064 ,  A61B5/4094 ,  A61B5/6893 ,  A61B5/7282 ,  B60K35/00 ,  B60W10/04 ,  B60W30/06 ,  B60W30/09 ,  B60W30/0956 ,  B60W40/02 ,  B60W40/08 ,  B60W40/09 ,  B60W50/02 ,  B60W50/0205 ,  B60W50/045 ,  B60W50/082 ,  B60W50/12 ,  B60W50/14 ,  B60W60/0053 ,  B60W60/0059 ,  B60W60/007 ,  B62D15/0285 ,  G01C21/3407 ,  G05D1/248 ,  G05D1/617 ,  G06Q30/0206 ,  G06Q30/0207 ,  G06Q30/0217 ,  G06Q40/08 ,  G07C5/02 ,  G07C5/0808 ,  G08B25/10 ,  G08G1/091 ,  G08G1/0962 ,  G08G1/14 ,  B60W2040/0809 ,  B60W2040/0818 ,  B60W2050/0071 ,  B60W2050/0073 ,  B60W2050/0075 ,  B60W2050/0215 ,  B60W2050/046 ,  B60W2050/143 ,  B60W2420/403 ,  B60W2540/043 ,  B60W2540/22 ,  B60W2540/221 ,  B60W2540/26 ,  B60W2556/45 ,  B60W2756/10 ,  B60W2900/00

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status of the features, the identity of a vehicle operator, risk levels for operation of the vehicle by the vehicle operator, or damage to the vehicle may be determined based upon sensor or other data. According to further aspects, decisions regarding transferring control between the features and the vehicle operator may be made based upon sensor data and information regarding the vehicle operator. Additional aspects may recommend or install updates to the autonomous operation features based upon determined risk levels. Some aspects may include monitoring transportation infrastructure and communicating information about the infrastructure to vehicles.

公开(公告)号：US20240256260A1

公开(公告)日：2024-08-01

申请号：US18627744

申请日：2024-04-05

Applicant: State Farm Mutual Automobile insurance Company

Inventor： Brian Mark Fields ,  Chien Che Huang ,  Mohamed A. Wazeer ,  Shawn C. Bennett ,  Steven C. Cielocha ,  Ronny S. Bryant ,  Stephen Kohaus ,  Terry Quakenbush ,  Richard A. Novak ,  Aaron Scott Chan ,  Craig M. Main ,  Weixin Wu ,  Torri Wollenschlager ,  Carlo Marie Csanda ,  Stacey Gorsuch ,  Todd Binion

IPC: G06F8/65 ,  A61B5/00 ,  A61B5/02 ,  B60K35/00 ,  B60W10/04 ,  B60W30/06 ,  B60W30/09 ,  B60W30/095 ,  B60W40/02 ,  B60W40/08 ,  B60W40/09 ,  B60W50/00 ,  B60W50/02 ,  B60W50/04 ,  B60W50/08 ,  B60W50/12 ,  B60W50/14 ,  B60W60/00 ,  B62D15/02 ,  G01C21/34 ,  G05D1/248 ,  G05D1/617 ,  G06Q30/0201 ,  G06Q30/0207 ,  G06Q30/0217 ,  G06Q40/08 ,  G07C5/02 ,  G07C5/08 ,  G08B25/10 ,  G08G1/09 ,  G08G1/0962 ,  G08G1/14

CPC classification number: G06F8/65 ,  A61B5/02028 ,  A61B5/4064 ,  A61B5/4094 ,  A61B5/6893 ,  A61B5/7282 ,  B60K35/00 ,  B60W10/04 ,  B60W30/06 ,  B60W30/09 ,  B60W30/0956 ,  B60W40/02 ,  B60W40/08 ,  B60W40/09 ,  B60W50/02 ,  B60W50/0205 ,  B60W50/045 ,  B60W50/082 ,  B60W50/12 ,  B60W50/14 ,  B60W60/0053 ,  B60W60/0059 ,  B60W60/007 ,  B62D15/0285 ,  G01C21/3407 ,  G05D1/248 ,  G05D1/617 ,  G06Q30/0206 ,  G06Q30/0207 ,  G06Q30/0217 ,  G06Q40/08 ,  G07C5/02 ,  G07C5/0808 ,  G08B25/10 ,  G08G1/091 ,  G08G1/0962 ,  G08G1/14 ,  B60W2040/0809 ,  B60W2040/0818 ,  B60W2050/0071 ,  B60W2050/0073 ,  B60W2050/0075 ,  B60W2050/0215 ,  B60W2050/046 ,  B60W2050/143 ,  B60W2420/403 ,  B60W2540/043 ,  B60W2540/22 ,  B60W2540/221 ,  B60W2540/26 ,  B60W2556/45 ,  B60W2756/10 ,  B60W2900/00

Abstract: According to certain aspects, a computer-implemented method for operating an autonomous or semi-autonomous vehicle may be provided. With the customer's permission, an identity of a vehicle operator may be identified and a vehicle operator profile may be retrieved. Operating data regarding autonomous operation features operating the vehicle may be received from vehicle-mounted sensors. When a request to disable an autonomous feature is received, a risk level for the autonomous feature is determined and compared with a driver behavior setting for the autonomous feature stored in the vehicle operator profile. Based upon the risk level comparison, the autonomous vehicle retains control of vehicle or the autonomous feature is disengaged depending upon which is the safer driver—the autonomous vehicle or the vehicle human occupant. As a result, unsafe disengagement of self-driving functionality for autonomous vehicles may be alleviated. Insurance discounts may be provided for autonomous vehicles having this safety functionality.

公开(公告)号：US20230070573A1

公开(公告)日：2023-03-09

申请号：US17985944

申请日：2022-11-14

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Chien Che Huang ,  Mohamed A. Wazeer ,  Shawn C. Bennett ,  Steven C. Cielocha ,  Ronny S. Bryant ,  Stephen Kohaus ,  Terry Quakenbush ,  Richard A. Novak ,  Aaron Scott Chan ,  Craig M. Main ,  Weixin Wu ,  Torri Wollenschlager ,  Carol Marie Csanda ,  Stacey Gorsuch ,  Todd Binion

IPC: G07C5/08 ,  G07C5/02 ,  G05D1/00 ,  G06Q40/08

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status and/or configuration of autonomous operation features of an autonomous or semi-autonomous vehicle may be determined, such as via an on-board computer system or mobile device, and/or then directly or indirectly wirelessly communicated via data transmission from the vehicle computer system or mobile device to a remote server. An adjustment to one or more risk levels associated with operation of the autonomous or semi-autonomous vehicle may also be determined, and an auto insurance policy, premium, or discount may be adjusted based upon the adjustment to the risk levels and presented to the customer for their review and approval. As a result, insurance cost savings may be passed onto risk averse customers that opt into to a rewards program.

公开(公告)号：US10831191B1

公开(公告)日：2020-11-10

申请号：US15935556

申请日：2018-03-26

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Chien Che Huang ,  Mohamed A. Wazeer ,  Shawn C. Bennett ,  Steven C. Cielocha ,  Ronny S. Bryant ,  Stephen Kohaus ,  Terry Quakenbush ,  Richard A. Novak ,  Craig M. Main ,  Weixin Wu ,  Torri Wollenschlager ,  Carol Marie Csanda ,  Stacey Gorsuch ,  Todd Binion ,  Aaron Scott Chan

IPC: G05D1/00 ,  A61B5/00 ,  A61B5/02 ,  G08B25/10 ,  G01C21/34 ,  G05D1/02 ,  B60W40/08

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status of the features, the identity of a vehicle operator, risk levels for operation of the vehicle by the vehicle operator, or damage to the vehicle may be determined based upon sensor or other data. According to further aspects, decisions regarding transferring control between the features and the vehicle operator may be made based upon sensor data and information regarding the vehicle operator. Additional aspects may recommend or install updates to the autonomous operation features based upon determined risk levels. Some aspects may include monitoring transportation infrastructure and communicating information about the infrastructure to vehicles.

公开(公告)号：US10353694B1

公开(公告)日：2019-07-16

申请号：US15869777

申请日：2018-01-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Chien Che Huang ,  Mohamed A. Wazeer ,  Shawn C. Bennett ,  Steven C. Cielocha ,  Ronny S. Bryant ,  Stephen Kohaus ,  Terry Quakenbush ,  Richard A. Novak ,  Craig M. Main ,  Weixin Wu ,  Torri Wollenschlager ,  Carol Marie Csanda ,  Stacey Gorsuch ,  Todd Binion ,  Aaron Scott Chan

IPC: G06F8/65 ,  B60W50/00 ,  B60W50/04 ,  G06Q40/08

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status of the features, the identity of a vehicle operator, risk levels for operation of the vehicle by the vehicle operator, or damage to the vehicle may be determined based upon sensor or other data. According to further aspects, decisions regarding transferring control between the features and the vehicle operator may be made based upon sensor data and information regarding the vehicle operator. Additional aspects may recommend or install updates to the autonomous operation features based upon determined risk levels. Some aspects may include monitoring transportation infrastructure and communicating information about the infrastructure to vehicles.

公开(公告)号：US09946531B1

公开(公告)日：2018-04-17

申请号：US14934347

申请日：2015-11-06

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Chien Che Huang ,  Mohamed A. Wazeer ,  Shawn C. Bennett ,  Steven C. Cielocha ,  Ronny S. Bryant ,  Stephen Kohaus ,  Terry Quakenbush ,  Richard A. Novak ,  Aaron Scott Chan ,  Craig M. Main ,  Weixin Wu ,  Torri Wollenschlager ,  Carol Marie Csanda ,  Stacey Gorsuch ,  Todd Binion

IPC: G06F9/44 ,  G06F9/445 ,  B60W50/04 ,  G06Q40/08 ,  B60W50/00

CPC classification number: G05D1/0061 ,  A61B5/02028 ,  A61B5/4064 ,  A61B5/4094 ,  A61B5/6893 ,  A61B5/7282 ,  B60W10/04 ,  B60W30/06 ,  B60W50/045 ,  B60W2040/0818 ,  B60W2050/0077 ,  B60W2050/046 ,  B62D15/0285 ,  G01C21/3407 ,  G05D1/0088 ,  G05D1/0278 ,  G06F8/65 ,  G06Q40/08 ,  G08B25/10

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having autonomous or semi-autonomous operation features are provided. In certain aspects, with the customer's permission, a computer-implemented method for updating an autonomous operation feature may be provided. An indication of a software update associated with the autonomous operation feature may be received, and several autonomous or semi-autonomous vehicles having the feature may be identified. The update may be installed within the several vehicles, such as via wireless communication. Also, a change in a risk level associated with the update to the autonomous operation feature may be determined, and an insurance discount may be determined or adjusted. As a result, an insurance discount may be provided to risk averse customers that affirmatively share their vehicle data with an insurance provider, and promptly and remotely receive new versions of software that operate autonomous vehicle safety features.

公开(公告)号：US09944282B1

公开(公告)日：2018-04-17

申请号：US14934405

申请日：2015-11-06

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Chien Che Huang ,  Mohamed A. Wazeer ,  Shawn C. Bennett ,  Steven C. Cielocha ,  Ronny S. Bryant ,  Stephen Kohaus ,  Terry Quakenbush ,  Richard A. Novak ,  Aaron Scott Chan ,  Craig M. Main ,  Weixin Wu ,  Torri Wollenschlager ,  Carol Marie Csanda ,  Stacey Gorsuch ,  Todd Binion

IPC: B60W30/06 ,  G05D1/00 ,  B60W10/04 ,  G06Q40/08 ,  B62D15/02

CPC classification number: G05D1/0061 ,  A61B5/02028 ,  A61B5/4064 ,  A61B5/4094 ,  A61B5/6893 ,  A61B5/7282 ,  B60W10/04 ,  B60W30/06 ,  B60W50/045 ,  B60W2040/0818 ,  B60W2050/0077 ,  B60W2050/046 ,  B62D15/0285 ,  G01C21/3407 ,  G05D1/0088 ,  G05D1/0278 ,  G06F8/65 ,  G06Q40/08 ,  G08B25/10

Abstract: A computer-implemented method of enhancing safe vehicle operation may include, one or more processors, (1) determining a preferred parking spot for an autonomous or semi-autonomous vehicle; (2) determining a route to the preferred parking spot from a driver drop off point; and (3) causing the autonomous or semi-autonomous vehicle to travel from the driver drop off point to the preferred parking spot following the route controlled by one or more autonomous operation features. The preferred parking spot may be a covered parking spot, a parking spot in a parking structure, or a parking spot in a residential garage. An autonomous vehicle owner may remotely direct the autonomous vehicle to autonomously return to the driver drop off point, such as via their mobile device. Insurance discounts may be provided to autonomous vehicle owners having the self-parking functionality that mitigates or prevents risk of damage to, or theft of, the vehicle.

公开(公告)号：US20240394038A1

公开(公告)日：2024-11-28

申请号：US18791961

申请日：2024-08-01

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Brian Mark Fields ,  Chien Che Huang ,  Mohamed A. Wazeer ,  Shawn C. Bennett ,  Steven C. Cielocha ,  Ronny S. Bryant ,  Stephen A. Kohaus ,  Terry Quakenbush ,  Richard A. Novak ,  Aaron Scott Chan ,  Craig M. Main ,  Weixin Wu ,  Torri Wollenschlager ,  Carol Marie Csanda ,  Stacey Gorsuch ,  Todd Binion

IPC: G06F8/65 ,  A61B5/00 ,  A61B5/02 ,  B60K35/00 ,  B60W10/04 ,  B60W30/06 ,  B60W30/09 ,  B60W30/095 ,  B60W40/02 ,  B60W40/08 ,  B60W40/09 ,  B60W50/00 ,  B60W50/02 ,  B60W50/04 ,  B60W50/08 ,  B60W50/12 ,  B60W50/14 ,  B60W60/00 ,  B62D15/02 ,  G01C21/34 ,  G05D1/248 ,  G05D1/617 ,  G06Q30/0201 ,  G06Q30/0207 ,  G06Q30/0217 ,  G06Q40/08 ,  G07C5/02 ,  G07C5/08 ,  G08B25/10 ,  G08G1/09 ,  G08G1/0962 ,  G08G1/14

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having autonomous or semi-autonomous operation features are provided. According to certain aspects, a computer-implemented method for generating or updating usage-based insurance policies for an autonomous or semi-autonomous vehicle may be provided. A request to generate an insurance quote may be received via wireless communication, and with the customer's permission, risk levels associated with intended usage by the customer of the vehicle may be determined. An insurance policy may be adjusted based upon the risk levels and the intended vehicle usage. The insurance policy may then be presented on the customer's mobile device for review and approval. In some aspects, the vehicle may be rented, and the intended vehicle usage is measured in distance or duration of vehicle operation. Insurance discounts may be provided to risk averse vehicle owners based upon low risk levels.

公开(公告)号：US12086583B2

公开(公告)日：2024-09-10

申请号：US17847444

申请日：2022-06-23

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Chien Che Huang ,  Mohamed A. Wazeer ,  Shawn C. Bennett ,  Steven C. Cielocha ,  Ronny S. Bryant ,  Stephen A. Kohaus ,  Terry Quakenbush ,  Richard A. Novak ,  Aaron Scott Chan ,  Craig M. Main ,  Weixin Wu ,  Torri Wollenschlager ,  Carol Marie Csanda ,  Stacey Gorsuch ,  Todd Binion

IPC: G06Q40/08 ,  A61B5/00 ,  A61B5/02 ,  B60K35/00 ,  B60W10/04 ,  B60W30/06 ,  B60W30/09 ,  B60W30/095 ,  B60W40/02 ,  B60W40/08 ,  B60W40/09 ,  B60W50/02 ,  B60W50/04 ,  B60W50/08 ,  B60W50/12 ,  B60W50/14 ,  B60W60/00 ,  B62D15/02 ,  G01C21/34 ,  G05D1/00 ,  G05D1/248 ,  G05D1/617 ,  G06F8/65 ,  G06Q30/0201 ,  G06Q30/0207 ,  G06Q30/0217 ,  G07C5/02 ,  G07C5/08 ,  G08B25/10 ,  G08G1/09 ,  G08G1/0962 ,  G08G1/14 ,  B60W50/00

CPC classification number: G06F8/65 ,  A61B5/02028 ,  A61B5/4064 ,  A61B5/4094 ,  A61B5/6893 ,  A61B5/7282 ,  B60K35/00 ,  B60W10/04 ,  B60W30/06 ,  B60W30/09 ,  B60W30/0956 ,  B60W40/02 ,  B60W40/08 ,  B60W40/09 ,  B60W50/02 ,  B60W50/0205 ,  B60W50/045 ,  B60W50/082 ,  B60W50/12 ,  B60W50/14 ,  B60W60/0053 ,  B60W60/0059 ,  B60W60/007 ,  B62D15/0285 ,  G01C21/3407 ,  G05D1/0055 ,  G05D1/0214 ,  G05D1/0278 ,  G05D1/248 ,  G05D1/617 ,  G06Q30/0206 ,  G06Q30/0207 ,  G06Q30/0217 ,  G06Q40/08 ,  G07C5/02 ,  G07C5/0808 ,  G08B25/10 ,  G08G1/091 ,  G08G1/0962 ,  G08G1/14 ,  B60W2040/0809 ,  B60W2040/0818 ,  B60W2050/0071 ,  B60W2050/0073 ,  B60W2050/0075 ,  B60W2050/0215 ,  B60W2050/046 ,  B60W2050/143 ,  B60W2420/403 ,  B60W2540/043 ,  B60W2540/22 ,  B60W2540/221 ,  B60W2540/26 ,  B60W2556/45 ,  B60W2756/10 ,  B60W2900/00

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having autonomous or semi-autonomous operation features are provided. According to certain aspects, a computer-implemented method for generating or updating usage-based insurance policies for autonomous or semi-autonomous vehicles may be provided. A request to generate an insurance quote may be received via wireless communication, and with the customer's permission, risk levels associated with intended usage by the customer of an autonomous or semi-autonomous vehicle may be determined. An insurance policy may be adjusted based upon the risk levels and the intended vehicle usage. The insurance policy may then be presented on the customer's mobile device for review and approval. In some aspects, the vehicle may be rented, and the intended vehicle usage is measured in distance or duration of vehicle operation. Insurance discounts may be provided to risk averse vehicle owners based upon low risk levels.

公开(公告)号：US11726763B2

公开(公告)日：2023-08-15

申请号：US17078640

申请日：2020-10-23

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Brian Mark Fields ,  Chien Che Huang ,  Mohamed A. Wazeer ,  Shawn C. Bennett ,  Steven C. Cielocha ,  Ronny S. Bryant ,  Stephen Kohaus ,  Terry Quakenbush ,  Richard A. Novak ,  Aaron Scott Chan ,  Craig M. Main ,  Weixin Wu ,  Torri Wollenschlager ,  Carol Marie Csanda ,  Stacey Gorsuch ,  Todd Binion

IPC: B62D15/02 ,  G01C21/34 ,  G05D1/02 ,  G06Q40/08 ,  G08G1/14 ,  G06Q30/0207 ,  A61B5/00 ,  A61B5/02 ,  B60K35/00 ,  B60W10/04 ,  B60W30/06 ,  B60W30/09 ,  B60W30/095 ,  B60W40/02 ,  B60W40/08 ,  B60W40/09 ,  B60W50/02 ,  B60W50/04 ,  B60W50/12 ,  B60W50/14 ,  B60W60/00 ,  G05D1/00 ,  G06F8/65 ,  G06Q30/0201 ,  G08G1/09 ,  G08G1/0962 ,  G08B25/10 ,  G07C5/02 ,  G07C5/08 ,  G06Q30/0217 ,  B60W50/00

CPC classification number: G06F8/65 ,  A61B5/02028 ,  A61B5/4064 ,  A61B5/4094 ,  A61B5/6893 ,  A61B5/7282 ,  B60K35/00 ,  B60W10/04 ,  B60W30/06 ,  B60W30/09 ,  B60W30/0956 ,  B60W40/02 ,  B60W40/08 ,  B60W40/09 ,  B60W50/02 ,  B60W50/0205 ,  B60W50/045 ,  B60W50/12 ,  B60W50/14 ,  B60W60/0059 ,  B62D15/0285 ,  G01C21/3407 ,  G05D1/0055 ,  G05D1/0061 ,  G05D1/0088 ,  G05D1/0214 ,  G05D1/0278 ,  G06Q30/0206 ,  G06Q30/0207 ,  G06Q30/0217 ,  G06Q40/08 ,  G07C5/02 ,  G07C5/0808 ,  G08B25/10 ,  G08G1/091 ,  G08G1/0962 ,  G08G1/14 ,  B60W2040/0809 ,  B60W2040/0818 ,  B60W2050/0071 ,  B60W2050/0073 ,  B60W2050/0075 ,  B60W2050/0215 ,  B60W2050/046 ,  B60W2050/143 ,  B60W2540/043 ,  B60W2540/22 ,  B60W2540/26 ,  B60W2556/45 ,  B60W2900/00

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having autonomous or semi-autonomous operation features are provided. According to certain aspects, vehicle operation safety may be enhanced. An environmental or weather condition (e.g., hail, storm, wind) may be identified that presents a hazard to an autonomous or semi-autonomous vehicle. With the customer's permission, when it is determined that the vehicle is parked in an unprotected location, a protected or covered location to park the vehicle may be identified, a route to that location may be determined, and the vehicle may be directed to travel automatically to the protected location under the operation of autonomous operation features. Insurance discounts or cost savings may be provided to risk averse insurance customers based upon the self-parking functionality that will reduce or mitigate damage to insured vehicles caused by adverse conditions, falling trees or power lines, hail, etc.