Process for making a payment using an account manager
    2.
    发明授权
    Process for making a payment using an account manager 失效
    使用客户经理进行付款的流程

    公开(公告)号:US06014646A

    公开(公告)日:2000-01-11

    申请号:US658348

    申请日:1996-06-05

    IPC分类号: G06Q20/00 G06F17/60

    摘要: The present invention relates to a process for making a payment using an account manager or kiosk, the process guaranteeing the payment of the supplier and the anonymity of the customer. A customer (U) withdraws from his bank (B) a sum in the form of "blind" electronic coins or cash, deposits the latter in one or more anonymous accounts in a kiosk (K) and finally uses said account or accounts for paying suppliers of goods or services (SA). The invention has application to streamline and voice telepayment.

    摘要翻译: 本发明涉及一种使用客户经理或信息亭进行支付的过程,该过程保证供应商的支付和客户的匿名性。 客户(U)从其银行(B)退出“盲”电子硬币或现金形式的金额,将其存入信息亭(K)中的一个或多个匿名账户,最后使用所述账户或账户支付 商品或服务供应商(SA)。 本发明适用于简化和语音远程付款。

    Method and system of securing a credit card payment
    3.
    发明申请
    Method and system of securing a credit card payment 审中-公开
    确保信用卡付款的方法和制度

    公开(公告)号:US20050149435A1

    公开(公告)日:2005-07-07

    申请号:US10509296

    申请日:2003-03-25

    IPC分类号: G06Q20/00 G06F17/60

    摘要: The invention concerns a method of securing credit card transactions between a holder and a merchant, particularly via a telecommunication network, characterized in that it comprises the steps in which: the holder signifies to a third party his intention to enter into contact with the merchant; the holder enters into contact with the merchant through the third party; the third party establishes a link between itself and the holder, and between itself and the merchant; the third party manages the formation of temporary information, the entry of this information in the order form and the relational connection of the temporary information with the real bank information from the credit card of the holder to check the various authorizations with the banks for the acknowledgement of the order. The invention also relates to a system and a third party for implementing the method, and a computer program product included in the third party.

    摘要翻译: 本发明涉及一种在持有人和商人之间,特别是通过电信网络来确保信用卡交易的方法,其特征在于,其包括以下步骤:所述持有人向第三方表示意图与商家进行接触; 持有人通过第三方与商人进行联系; 第三方建立了自身与持有人之间以及自身与商人之间的联系; 第三方管理临时信息的形成,以订单形式输入此信息,并从持卡人的信用卡中将临时信息与真实银行信息的关系连接检查与银行的各种授权以进行确认 的顺序。 本发明还涉及用于实现该方法的系统和第三方以及包括在第三方中的计算机程序产品。

    Card reader terminal and method for the multi-applicative operation of
such a terminal
    4.
    发明授权
    Card reader terminal and method for the multi-applicative operation of such a terminal 失效
    这种终端的多用途读卡器终端及方法

    公开(公告)号:US5739510A

    公开(公告)日:1998-04-14

    申请号:US589300

    申请日:1996-01-22

    申请人: Stephane Petit

    发明人: Stephane Petit

    CPC分类号: G07F7/1008 G06Q20/3552

    摘要: The invention relates to a method for them multi-applicative operation of a card reader terminal (10), in which there is a link (11) with at least one electronic card (12), which may or may not have a memory and which is dedicated to the performance of an application. The card performs applicative operations and dialogues with the terminal (10) for making available inputs-outputs and capabilities of the terminal. The terminal becomes a slave, at the applicative level, with respect to said electronic card (12) in which the application is performed. The invention also relates to a card reader terminal.

    摘要翻译: 本发明涉及一种用于读卡器终端(10)的多应用操作的方法,其中存在具有至少一个电子卡(12)的链路(11),其可以或可以不具有存储器,并且哪个 致力于应用程序的性能。 该卡与终端(10)进行应用操作和对话,以提供终端的可用输入输出和能力。 相对于其中执行应用的所述电子卡(12),终端在适用级别变为从属设备。 本发明还涉及读卡器终端。

    Method and system for accessing a peer-to-peer network
    6.
    发明授权
    Method and system for accessing a peer-to-peer network 有权
    用于访问对等网络的方法和系统

    公开(公告)号:US07342928B2

    公开(公告)日:2008-03-11

    申请号:US10835781

    申请日:2004-04-30

    摘要: A method comprising a search phase to find shared information in a peer-to-peer network by terminals each being configured as client and as server to share information with other terminals in the peer-to-peer network, the search phase being triggered on a server in a peer-to-peer network, connected to a data transmission network, after a request sent by a user terminal connected to the server but not to the peer-to-peer network, this phase comprising a step in which a list of shared information is created and transmitted to the terminal in response to the request, a step in which shared information is selected from this list on the terminal, and a phase in which the selected information is downloaded to the terminal not connected to the peer-to-peer network, after a download request has been sent from the terminal.

    摘要翻译: 一种方法,包括搜索阶段,以通过被配置为客户端的终端以及作为与所述对等网络中的其他终端共享信息的服务器在对等网络中查找共享信息,所述搜索阶段在 服务器在连接到数据传输网络的对等网络中,在由连接到服务器而不是对等网络的用户终端发送的请求之后,该阶段包括以下步骤: 共享信息被创建并且响应于该请求被发送到终端,从终端上的该列表中选择共享信息的步骤,以及将所选择的信息下载到未连接到对等体的终端的阶段 在从终端发送下​​载请求之后,同层网络。

    System for Paying Vendor Goods and Services by Means of Prepaid Buying Tickets
    7.
    发明申请
    System for Paying Vendor Goods and Services by Means of Prepaid Buying Tickets 审中-公开
    以预付购票方式支付卖方商品和服务的制度

    公开(公告)号:US20080048019A1

    公开(公告)日:2008-02-28

    申请号:US11663612

    申请日:2005-09-19

    IPC分类号: G07F19/00 G06Q30/00 G07F7/02

    摘要: A system is provided for paying vendors for their products and services by means of anonymous prepaid purchase tickets issued by a banking institution. The system includes ticket issuing means and ticket generating means associated respectively with first data storage means in which the ticket(s) belonging to each user are stored and second data storage means in which goods bought by means of each ticket are stored and the value of each ticket is updated according to the payments made by means of the tickets. The system also includes a system for managing the value of each ticket according to payments effected and for managing remuneration of vendors, the management system being associated with the second data storage means and supplying information on payments effected to the banking institution for remunerating each vendor.

    摘要翻译: 提供了一种系统,通过银行机构发行的匿名预付购买票向支付供应商的产品和服务。 该系统包括分别与第一数据存储装置相关联的票证发行装置和票据生成装置,其中存储属于每个用户的票据,并且存储通过每张票据购买的商品的第二数据存储装置, 每张票根据通过票据支付的款项进行更新。 该系统还包括一个系统,用于根据支付的付款和管理供应商的报酬来管理每张票据的价值,该管理系统与第二数据存储装置相关联,并提供关于向银行机构付款的付款信息以报酬每个供应商。