公开(公告)号：US11381519B2

公开(公告)日：2022-07-05

申请号：US17100255

申请日：2020-11-20

Applicant: The Toronto-Dominion Bank

Inventor： Peter Horvath ,  Gregory Richard Harper ,  Richard Thomas ,  Tricia Elizabeth Allen ,  Joe Moghaizel ,  Aline da Rosa Alves ,  Lawrence Anthony Allen ,  Kimberly Elizabeth Lam ,  Min Shen ,  Melanie Judith Mendoza ,  Vanessa Li ,  Alexandra Antonucci ,  Audrey Madeleine Carr

IPC: G06F13/00 ,  H04L47/70 ,  G06Q40/00 ,  G06Q20/20

Abstract: Systems and methods for allocating resources. The system includes a communications module, a processor, and a memory. The memory stores a data record and instructions that, when executed, configure the processor to obtain a data record and transmit an existing score indication corresponding to the data record for display at the client device; receive a first time parameter and an action indicator associated with a shared resource and, in response, determine a first provisional score corresponding to the data record based on the existing score indication, the action indicator, and the first time parameter to provide a first provisional score indication; transmit the first provisional score indication and a selectable option associated with the action indicator for display at the client device while the first provisional score indication is displayed; and in response to receiving a resource transfer instruction, allocate the shared resource associated with the action indicator.