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公开(公告)号：US20220092607A1
公开(公告)日：2022-03-24
申请号：US17030753
申请日：2020-09-24
Applicant: The Toronto-Dominion Bank
Inventor： Heather May Jeske , Justin Leonard Lee , Avinash Malliah
Abstract: The disclosed embodiments include computer-implemented processes that manage adaptively queued compliance workflow through a virtualization of robotic process automation (RPA) techniques and that manage adaptively a testing and “de-risking” of target programmatic interfaces through a virtualization of additional RPA techniques. In some examples, an apparatus may obtain an element of response data from a programmatic interface based on a corresponding element of input data. The apparatus may determine that the element of response data deviates from an expected response of the programmatic interface to the element of input data, and generate exception data characterizing the determined deviation. The apparatus may also modify at least one functionality of the programmatic interface in accordance with the exception data.
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公开(公告)号：US12067580B2
公开(公告)日：2024-08-20
申请号：US17030753
申请日：2020-09-24
Applicant: The Toronto-Dominion Bank
Inventor： Heather May Jeske , Justin Leonard Lee , Avinash Malliah
CPC classification number: G06Q30/018 , G06F8/70 , G06F9/45558 , G06F11/3616 , G06N20/00 , G06Q40/02
Abstract: The disclosed embodiments include computer-implemented processes that manage adaptively queued compliance workflow through a virtualization of robotic process automation (RPA) techniques and that manage adaptively a testing and “de-risking” of target programmatic interfaces through a virtualization of additional RPA techniques. In some examples, an apparatus may obtain an element of response data from a programmatic interface based on a corresponding element of input data. The apparatus may determine that the element of response data deviates from an expected response of the programmatic interface to the element of input data, and generate exception data characterizing the determined deviation. The apparatus may also modify at least one functionality of the programmatic interface in accordance with the exception data.
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公开(公告)号：US11886603B2
公开(公告)日：2024-01-30
申请号：US16035945
申请日：2018-07-16
Applicant: The Toronto-Dominion Bank
Inventor： Avinash Malliah , Gregory Boddison , Angelique Louise Carle
IPC: H04L29/00 , G06F21/62 , G06F21/64 , H04L9/32 , G06F16/176
CPC classification number: G06F21/6209 , G06F16/176 , G06F21/64 , H04L9/3247
Abstract: A method for signing an electronic document is disclosed. The method includes: receiving, from a first client device: a first electronic document in a first state, the first electronic document containing first data in the first state; a first indication of approval for the first electronic document in the first state; and a selection of one or more second client devices; sending, to each of the one or more second client devices, an invite to access the first electronic document in the first state, each invite including a link to access the first electronic document; receiving, from at least one of the one or more second client devices, a second indication of approval for the first electronic document in the first state; validating the second indications of approval; in response to the validating, submitting a locked form version of the first electronic document to a virtual document signing ceremony.
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公开(公告)号：US11334574B2
公开(公告)日：2022-05-17
申请号：US16126426
申请日：2018-09-10
Applicant: The Toronto-Dominion Bank
Inventor： Eugenio Caputo , Cameron Scott Wiginton , Derek Murray Payne , Michelle Lemoine , Julie Elizabeth Hawthorne , Avinash Malliah , Wendy Gayle Brisebois , Darren Johnston , Rhonda Brenda Weppler , Dennis Harold Parker , Jonathan Robert Curran , Trevor James Van Arragon , Gregory Boddison , Matthew Allan Pitcher , Angelique Louise Carle
IPC: G06F16/25 , G06F16/22 , G06F16/2457 , G06F16/23
Abstract: Some aspects provide: analyzing data exchange database records of a first entity; determining a sector with which the first entity is associated by at least one of the analyzing and first entity input identifying the sector; analyzing data exchange database records of second entity(ies) different from the first entity, to determine sector associated second entity(ies) data exchanges; analyzing the sector associated second entity(ies) data exchange records to determine data baseline(s); analyzing the first entity data exchange records to determine first entity data baseline(s), at least one of which corresponding in type to a respective one of the data baseline(s); comparing one of the data baseline(s) to a corresponding one of the first entity data baseline(s); identifying the relevant information based on the comparing; and notifying, via a communication module of the computing device, over a network, an electronic device associated with the first entity of the relevant information.
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公开(公告)号：US11157643B2
公开(公告)日：2021-10-26
申请号：US16143813
申请日：2018-09-27
Applicant: The Toronto-Dominion Bank
Inventor： Avinash Malliah , Mervin Gan , Haitian Yan
Abstract: A method for authorizing execution of a first action is disclosed. The method includes: receiving, from a first client server having access to a human resources database of an organization, a first employee structure indicating an employee status associated with each of one or more employees of the organization; receiving, from a requesting device, a first request to execute a first action; generating a second request to obtain approvals for executing the first action; and selectively transmitting the second request to one or more first employees of the organization, the one or more first employees being identified based on the first employee structure.
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Patent Agency Ranking
公开(公告)号：US20210117435A1
公开(公告)日：2021-04-22
申请号：US17137734
申请日：2020-12-30
Applicant: The Toronto-Dominion Bank
Inventor： Eugenio CAPUTO , Cameron Scott Wiginton , Derek Murray Payne , Michelle Lemoine , Julie Elizabeth Hawthorne , Avinash Malliah , Wendy Gayle Brisebois , Darren Johnston , Rhonda Brenda Weppler , Dennis Harold Parker , Jonathan Robert Curran , Trevor James Van Arragon , Gregory Boddison , Matthew Allan Pitcher , Angelique Louise Carle
IPC: G06F16/2457 , G06F16/22 , G06F16/28 , G06F16/23
Abstract: Some aspects provide: analyzing data exchange database records of a first entity; determining a sector with which the first entity is associated by at least one of the analyzing and first entity input identifying the sector; analyzing data exchange database records of second entity(ies) different from the first entity to determine which involve other entities associated with the sector; analyzing the records of the other entities associated with the sector; determining a benchmark index for the sector and an index for the first entity based on factor(s) of the other entities and the first entity; comparing the first entity index to the sector benchmark index and ranking the first entity against the other entities based on the comparing; determining a level of risk for the first entity based on the rank; and determining an amount of a contribution to the first entity based on the level of risk.
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公开(公告)号：US20200081990A1
公开(公告)日：2020-03-12
申请号：US16126426
申请日：2018-09-10
Applicant: The Toronto-Dominion Bank
Inventor： Eugenio Caputo , Cameron Scott Wiginton , Derek Murray Payne , Michelle Lemoine , Julie Elizabeth Hawthorne , Avinash Malliah , Wendy Gayle Brisebois , Darren Johnston , Rhonda Brenda Weppler , Dennis Harold Parker , Jonathan Robert Curran , Trevor James Van Arragon , Gregory Boddison , Matthew Allan Pitcher , Angelique Louise Carle
IPC: G06F17/30
Abstract: Some aspects provide: analyzing data exchange database records of a first entity; determining a sector with which the first entity is associated by at least one of the analyzing and first entity input identifying the sector; analyzing data exchange database records of second entity(ies) different from the first entity, to determine sector associated second entity(ies) data exchanges; analyzing the sector associated second entity(ies) data exchange records to determine data baseline(s); analyzing the first entity data exchange records to determine first entity data baseline(s), at least one of which corresponding in type to a respective one of the data baseline(s); comparing one of the data baseline(s) to a corresponding one of the first entity data baseline(s); identifying the relevant information based on the comparing; and notifying, via a communication module of the computing device, over a network, an electronic device associated with the first entity of the relevant information.
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公开(公告)号：US12182287B2
公开(公告)日：2024-12-31
申请号：US18517569
申请日：2023-11-22
Applicant: The Toronto-Dominion Bank
Inventor： Avinash Malliah , Gregory Boddison , Angelique Louise Carle
IPC: H04L29/00 , G06F16/176 , G06F21/62 , G06F21/64 , H04L9/32
Abstract: A computer-implemented method is disclosed. The method includes: sending, to a plurality of computing devices, an invitation containing a link to access a first electronic document in a first state; detecting a change in state of the first electronic document from the first state to a second state; identifying a first subset of the computing devices including devices that did not provide any indication of approval for the first electronic document and devices that have already received requests for updated approvals for the first electronic document; sending, to a second subset of the computing devices that are not included in the first subset, requests to provide indications of approval for the first electronic document in the second state; and responsive to receiving indications of approval for the first electronic document from computing devices of the second subset, generating a locked form of the first electronic document in the second state.
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公开(公告)号：US11481405B2
公开(公告)日：2022-10-25
申请号：US17137734
申请日：2020-12-30
Applicant: The Toronto-Dominion Bank
Inventor： Eugenio Caputo , Cameron Scott Wiginton , Derek Murray Payne , Michelle Lemoine , Julie Elizabeth Hawthorne , Avinash Malliah , Wendy Gayle Brisebois , Darren Johnston , Rhonda Brenda Weppler , Dennis Harold Parker , Jonathan Robert Curran , Trevor James Van Arragon , Gregory Boddison , Matthew Allan Pitcher , Angelique Louise Carle
IPC: G06F16/00 , G06F16/2457 , G06F16/22 , G06F16/28 , G06F16/23
Abstract: Some aspects provide: analyzing data exchange database records of a first entity; determining a sector with which the first entity is associated by at least one of the analyzing and first entity input identifying the sector; analyzing data exchange database records of second entity(ies) different from the first entity to determine which involve other entities associated with the sector; analyzing the records of the other entities associated with the sector; determining a benchmark index for the sector and an index for the first entity based on factor(s) of the other entities and the first entity; comparing the first entity index to the sector benchmark index and ranking the first entity against the other entities based on the comparing; determining a level of risk for the first entity based on the rank; and determining an amount of a contribution to the first entity based on the level of risk.
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公开(公告)号：US11216808B2
公开(公告)日：2022-01-04
申请号：US15286422
申请日：2016-10-05
Applicant: The Toronto-Dominion Bank
Inventor： Avinash Malliah , Roisin F. Fritz , Jonathan K. Barnett , John Jong Suk Lee , Paul Mon-Wah Chan , Orin Del Vecchio
Abstract: A message processing server includes a message processor, a network interface, and a memory storing a token database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The message processor receives, via the network interface, at least one authorization message that identifies one of the tokens, derives a first decrypted data layer from the first encrypted data layer of the token, and extracts from the first decrypted data layer a second pointer to a secondary database that stores a predetermined data value. The message processor excises the predetermined data value from the secondary database.
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