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    Methods and systems for transferring a session between audible and visual interfaces
    3.
    发明授权
    Methods and systems for transferring a session between audible and visual interfaces 有权

    公开(公告)号：US11481189B2

    公开(公告)日：2022-10-25

    申请号：US17390824

    申请日：2021-07-30

    Applicant: The Toronto-Dominion Bank

    Inventor： Nasim Sarir ,  Steven Gervais ,  Peter Horvath ,  Ekas Kaur Rai ,  Peter John Alexander ,  Arun Victor Jagga

    IPC: G06F3/16 ,  G06F3/04817 ,  G06F3/0482

    Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. An interaction may be determined to be sensitive or non-intuitive based on a logic rule or based on tracking interactions in the user session. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.

    Systems, devices and methods for delivering audible alerts
    4.
    发明授权
    Systems, devices and methods for delivering audible alerts 有权

    公开(公告)号：US11023200B2

    公开(公告)日：2021-06-01

    申请号：US16144894

    申请日：2018-09-27

    Applicant: The Toronto-Dominion Bank

    Inventor： Nasim Sarir ,  Steven Gervais ,  Peter Horvath ,  Ekas Kaur Rai ,  Peter John Alexander ,  Arun Victor Jagga

    IPC: G06F3/16 ,  H04W4/02 ,  G08B3/10 ,  G08B6/00 ,  G08B5/38

    Abstract: Systems, devices and methods for delivering audible alerts are described. In one aspect, an event for generating an audible alert for a user is detected. In response to detection of the event for generating for the audible alert, an audible interface device for delivery of the audible alert based on a location of a personal electronic device of the user is selected. It is determined whether a personal electronic device of another user is within a threshold distance of the selected audible interface device. In response to determining that the personal electronic device of another user is within the threshold distance of the selected audible interface device, an audible identifier associated with the user is determined. Alert instructions for the audible interface device are generated and sent to the audible interface device over a wireless network via a communication module. The alert instructions cause the audible interface device to generate the audible alert in accordance with alert data provided in the alert instructions. The generation of the audible alert is preceded by generation of the audible identifier associated with the user to notify the user of the forthcoming audible alert.

    METHODS AND DEVICES FOR MANAGING RESOURCE REALLOCATION
    7.
    发明申请
    METHODS AND DEVICES FOR MANAGING RESOURCE REALLOCATION 审中-公开

    公开(公告)号：US20190102715A1

    公开(公告)日：2019-04-04

    申请号：US15724464

    申请日：2017-10-04

    Applicant: The Toronto-Dominion Bank

    Inventor： Nasim SARIR ,  Peter HORVATH ,  Maryam KARBASI ,  Arun Victor JAGGA ,  John Jong-Suk LEE ,  Steven Gervais

    IPC: G06Q10/06 ,  G06F9/50 ,  H04L29/08 ,  H04L12/24

    Abstract: A computer system and computer-implemented method for proactively enabling reallocation of resources among two or more data records. The data records include a first data record to which resources are allocated. The system includes determining that the resources allocated to the first data record include surplus resources and sending a notification to a manager application on a remote device, the notification including a proposed reallocation of at least a portion of the surplus resources to a second data record. The manager application is associated with both the first data record and the second data record. A response is received from the remote device confirming the proposed reallocation and, in response, the at least a portion of the surplus resources are reallocated from the first data record to the second data record.

    Configuration of data transfer recipient
    10.
    发明授权
    Configuration of data transfer recipient 有权

    公开(公告)号：US11062389B2

    公开(公告)日：2021-07-13

    申请号：US16368944

    申请日：2019-03-29

    Applicant: The Toronto-Dominion Bank

    Inventor： Nasim Sarir ,  Steven Gervais ,  Christopher Mark Jones ,  Jonathan Joseph Prendergast ,  John William Thomas ,  Michael Thomas DeLaveaga

    IPC: G06Q40/06 ,  G06Q40/02 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/14 ,  G06Q30/04

    Abstract: A method may include: sending a first signal representing a message identifying an entity from a server computer system to a resource usage tracking server; in response to the message, receiving, from the resource usage tracking server, a second signal representing historical resource usage data for the entity; identifying a first data transfer recipient associated with the historical resource usage data for the entity by using a database of supported data transfer recipients; sending a third signal, the third signal causing a client device associated with the entity to display a selectable option for data transfer to the identified first data transfer recipient; receiving a fourth signal, the fourth signal indicating selection of the selectable option for data transfer to the identified first data transfer recipient; and in response to receiving the fourth signal, configuring an account associated with the entity based on the first data transfer recipient.

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