公开(公告)号：US20150348083A1

公开(公告)日：2015-12-03

申请号：US14789700

申请日：2015-07-01

申请人： Truaxis, Inc.

发明人： Eli B. Brill ,  Jen Milsop Millard ,  Akshit Mukesh Shah

IPC分类号： G06Q30/02 ,  G06Q20/32 ,  G06Q20/38

CPC分类号： G06Q30/0222 ,  G06Q20/28 ,  G06Q20/3224 ,  G06Q20/387 ,  G06Q30/0201 ,  G06Q30/0204 ,  G06Q30/0255 ,  G06Q30/0261 ,  G06Q30/0269 ,  G06Q40/00 ,  H04M15/44 ,  H04M15/58 ,  H04M15/745 ,  H04M15/80 ,  H04M15/8011 ,  H04M15/8044 ,  H04M15/805 ,  H04M15/8083 ,  H04M15/83 ,  H04M15/84 ,  H04M15/85 ,  H04M15/851 ,  H04M2215/0104 ,  H04M2215/0108 ,  H04M2215/018 ,  H04M2215/0184 ,  H04M2215/0188 ,  H04M2215/74 ,  H04M2215/7407 ,  H04M2215/745 ,  H04M2215/7457 ,  H04M2215/81 ,  H04M2215/8129 ,  H04M2215/815

摘要： A method for providing a savings opportunity includes receiving an authorization request for a user transaction by a first remote computer. By analyzing, at the first remote computer, the authorization request, it can be determined if the currency being used during the transaction is different from the preferred currency (as indicated by a user profile). If there is a difference, a savings opportunity indication for the foreign transaction is generated. The savings opportunity indication may be transmitted to a second remote computer where a savings opportunity from a database of savings opportunities is matched to the user. Then, at least one of the user and the merchant is notified by the second remote computer of the savings opportunity. Alternatively, the matched savings opportunity is returned to the first remote computer for transmittal to at least one of the user and the merchant along with an authorization of the transaction.

摘要翻译： 一种用于提供节省机会的方法包括：由第一远程计算机接收用户交易的授权请求。 通过在第一个远程计算机上分析授权请求，可以确定在交易期间正在使用的货币是否不同于首选货币（由用户配置文件指示）。 如果有差异，则会产生外国交易的储蓄机会指示。 储蓄机会指示可以被传送到第二远程计算机，其中来自储蓄机会的数据库的储蓄机会与用户相匹配。 然后，由第二远程计算机通知用户和商家中的至少一个储蓄机会。 或者，将匹配的储蓄机会返回到第一远程计算机，以便传送给用户和商家中的至少一个以及交易的授权。