Abstract:
A communication system to route telephony signals based on OLI. The communication system includes a telephony signaling system and a call processing system. The telephony signaling system receives a first signaling message over an originating line indicating a telephony number and in response, generates and transfers a second signaling message indicating the telephony number and the OLI for delivery to a call processing system. The call processing system receives the second signaling message, and in response, processes the telephony number to identify a RespOrg. The call processing system processes the OLI based on the identified RespOrg to select a CIC. Call processing system generates and transfers a third signaling message indicating the selected CIC for delivery to the telephony signaling system. The telephony signaling system receives the third signaling message, and in response, generates and transfers a fourth signaling message for delivery to a telephony network based on the selected CIC.
Abstract:
The specification discloses a method of doing business over the public Internet, particularly, a method which enables access to legacy management tools used by a telecommunications enterprise in the management of the enterprise business to the enterprise customer, to enable the customer to more effectively manage the business conducted by the customer through the enterprise, this access being provided over the public Internet. This method of doing business is accomplished with one or more secure web servers which manage one or more secure client sessions over the Internet, each web server supporting secure communications with the client workstation; a web page backplane application capable of launching one or more management tool applications used by the enterprise. Each of the management tool applications provide a customer interface integrated within said web page which enables interactive Web/Internet based communications with the web servers; each web server, supports communication of messages entered via the integrated customer interface to one or more remote enterprise management tool application servers which interact with the enterprise management tool applications to provide associated management capabilities to the customer.
Abstract:
A system and method of targeting users with a reward, offer, or incentive may include selecting at least one reward, offer, or incentive to present to a user by applying at least one rule, restriction, or filter dictated by a merchant to the set to be provided to the user, applying at least one rule, restriction, or filter dictated by a financial institution to the set, and applying a filter to the set to obtain those rewards, offers, or incentives with the highest likelihood of being accepted by the user. At least one parameter of the at least one reward, offer, or incentive is adjusted prior to presentation to the user based on a spending trajectory, user propensity model, user profile information or segmentation criteria, or campaign goal.
Abstract:
A system and method for routing calls based on the different fee structure between voice and data is disclosed. The origination type for an incoming call is determined. When the incoming call is a VoIP call then the call is routed based, in part, on selecting the minimum fee required to terminate the call.
Abstract:
Against this backdrop systems and methods have been developed for selecting a least-cost transmission route for streaming data between a server and client. In an embodiment, a client sends a request for data to a gateway. The gateway maintains information regarding the servers available to stream the data and the costs associated with the different networks available between the servers and the client. From this information the gateway identified what transmission routes are available and selects the lowest cost transmission route for streaming the data. If comparable cost transmission routes are found, a selection is made based on secondary criteria. The client is the directed by the gateway to send a request to the appropriate server to stream the data via the selected transmission route.
Abstract:
A computer software method implemented on a computer for real-time analysis of a company's bill, such as a cell phone bill, by submitting a bill, generated by the billing company in electronic format, over the Internet, using computer loaded published public and current market information for selected billing companies. The computer advises the bill submitter, in real-time, by providing a report for submission to said billing company for correction and adds report to a blind summary in memory of generated reports by type of errors for billing companies from previous analysis for each billing company's collective errors and uses the collective summary for each billing company to enhance and improve future bill analysis on the computer and to provide a summary for each billing company.
Abstract:
Disclosed herein is a method is provided for managing campaign effectiveness by a merchant. The method comprising: initiating a campaign by one or more merchants, accessing transaction data from one or more financial institutions, extracting metadata associated with the transaction data in accordance with at least one rule, analyzing the metadata to identify transaction data associated with the campaign and the one or more merchants, analyzing the transaction data associated with the campaign and the one or more merchants and providing information associated with the campaign to the merchant.
Abstract:
Disclosed herein is a method of obtaining merchant sales information for marketing or sales teams. Including accessing transaction data from one or more financial institutions and extracting metadata associated with the transaction data in accordance with at least one rule. The metadata is then analyzed to identify transaction data associated with one or more merchants. The transaction data associated with the one or more merchants is provided to the marketing or sales teams.
Abstract:
The present disclosure relates to comparison shopping and usage based service analysis for consumers, primarily for financial products. A consumer may not be aware of a provider's services, options, terms, conditions, costs, or how the service options change based on the consumer's particular usage characteristics. The disclosed comparison shopping method uses the consumer's actual or predicted service usage data. Service provider information is used to present the consumer with relevant alternative service offering options. Transaction data is gathered from a user's financial account and is analyzed for a savings opportunity indication. The analysis is used to match a savings opportunity from a database of savings opportunities, and the savings opportunity may be displayed in a statement of a user's financial account. Past responses to a savings opportunity indication may be gathered and analyzed. In one example, a savings opportunity is presented with a statement of the consumer's financial account.
Abstract:
The present invention provides a method that may be used for billing for quality of service applications. The method includes determining at least one parameter indicative of resource usage of at least one first quality of service application by comparing at least one resource used by the first quality of service application(s) to at least one resource used by a second quality of service application. The method also includes providing information indicative of at least one cost associated with the first quality of service application(s) based on the comparison and at least one cost associated with the second quality of service application.