-
公开(公告)号：US11715084B1
公开(公告)日：2023-08-01
申请号：US17321367
申请日：2021-05-14
发明人： David Patrick Dixon , John Hope , John Loflin , Ogechi Namme , Andre Rene Buentello , Bradly Jay Billman , Sharon Kay Haverlah , Ross Andrew Thiele , Gunjan Vijayvergia , Michael Joseph Gaeta
CPC分类号： G06Q20/22 , G06Q20/3224
摘要： Various embodiments of the present disclosure generally relate to transacting in advance. More specifically, various embodiments relate to detecting a mobile computing device of a user within a proximity of a banking location; receiving, via the mobile application, an indication of a type of transaction to be conducted; and directing, via the mobile application, the user to an area of the banking location based on the type of transaction to complete the transaction.
-
公开(公告)号：US11361286B1
公开(公告)日：2022-06-14
申请号：US15354660
申请日：2016-11-17
发明人： Michael Joseph Gaeta , Alexander B. Nagelberg , Joseph Matthew Doddato , Steven J. Schroeder , Michael L. Hertz , Hudson R. Jameson , Gunjan Vijayvergia , Bharat Prasad
摘要： Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for receiving information of a negotiable instrument, transmitting the information to a distributed ledger system, the distributed ledger system maintaining a blockchain that records transactions associated with a plurality of negotiable instruments, receiving validation information from the distributed ledger system, the validation information indicating that negotiable instrument has not already been accepted, and accepting the first negotiable in response to the validation information.
-
公开(公告)号：US10833843B1
公开(公告)日：2020-11-10
申请号：US15366098
申请日：2016-12-01
摘要： Techniques are described for managing access to data stored in a blockchain, and for managing the communication of blockchain data to other entities. A private key may be generated and issued to an external entity to enable the external entity to access an internal (e.g., private blockchain). The external entity may be an external (e.g., public) blockchain, device, process, or user that is outside an internal network. The key may be associated with metadata that includes constraints, conditions, or rules governing access to the blockchain. An authorized entity may employ the key to request access to the blockchain via access management module(s), and the access management module(s) may employ the metadata to determine whether to approve the request. The access management module(s) may also employ rules governing outbound communication of data from internal blockchain(s) to external entities.
-
公开(公告)号：US12118563B1
公开(公告)日：2024-10-15
申请号：US17935377
申请日：2022-09-26
IPC分类号： G06Q20/40
CPC分类号： G06Q20/405
摘要： Techniques are described for a distributed ledger based interchange system for transferring value between entities. A decentralized and distributed ledger system, such as a blockchain network, may include treasury accounts each associated with an institution that participates in the system. A particular transaction may be submitted for approval based on the votes of the peers in the distributed ledger based interchange system. If at least a threshold number of votes indicate approval, the transaction is approved. A signal may be sent to the institutional systems indicating that accounts of the sending and receiving entities may respectively be debited and credited the value of the transaction. Settlement may occur between the treasury accounts of the sending and receiving institutions on the distributed ledger system, and settlement may be performed in real time with respect to the transaction.
-
公开(公告)号：US11810108B1
公开(公告)日：2023-11-07
申请号：US17359172
申请日：2021-06-25
CPC分类号： G06Q20/40 , G06Q20/3821
摘要： Various embodiments generally relate to generating and scheduling transactions in advance. More specifically, various embodiments relate to receiving a request for a transaction from a user device; processing the transaction, where the transaction requires some user interaction at a point of transaction to complete the transaction; identifying a location for completion of the transaction; determining possible points of transaction within a predetermined distance of the identified location; displaying the possible points of transaction; receiving a selection of one of the possible points of transaction; generating a unique identifier for the transaction based on the selected point of transaction; and sending the unique identifier for presentation at the selected point of transaction, where the unique identifier is used to complete the transaction.
-
公开(公告)号：US11539507B1
公开(公告)日：2022-12-27
申请号：US17088389
申请日：2020-11-03
摘要： Techniques are described for managing access to data stored in a blockchain, and for managing the communication of blockchain data to other entities. A private key may be generated and issued to an external entity to enable the external entity to access an internal (e.g., private blockchain). The external entity may be an external (e.g., public) blockchain, device, process, or user that is outside an internal network. The key may be associated with metadata that includes constraints, conditions, or rules governing access to the blockchain. An authorized entity may employ the key to request access to the blockchain via access management module(s), and the access management module(s) may employ the metadata to determine whether to approve the request. The access management module(s) may also employ rules governing outbound communication of data from internal blockchain(s) to external entities.
-
公开(公告)号：US11074579B1
公开(公告)日：2021-07-27
申请号：US16460881
申请日：2019-07-02
摘要： Various embodiments generally relate to generating and scheduling transactions in advance. More specifically, various embodiments relate to receiving a request for a transaction from a user device; processing the transaction, where the transaction requires some user interaction at a point of transaction to complete the transaction; identifying a location for completion of the transaction; determining possible points of transaction within a predetermined distance of the identified location; displaying the possible points of transaction; receiving a selection of one of the possible points of transaction; generating a unique identifier for the transaction based on the selected point of transaction; and sending the unique identifier for presentation at the selected point of transaction, where the unique identifier is used to complete the transaction.
-
公开(公告)号：US10163091B1
公开(公告)日：2018-12-25
申请号：US14987046
申请日：2016-01-04
发明人： Gunjan Vijayvergia , Bharat Prasad
摘要： A system for receiving cash deposits at a point of sale includes a processor; a product inventory database; a communication interface; a product inventory item reader; and a purchase instrument reader. The processor is configured to receive a product code from the product inventory item reader; access the product inventory database to recognize the product code as a deposit product code; receive signals indicating an amount of a deposit associated with the deposit product code; receive signals from the purchase instrument reader identifying an account for the deposit; and send signals to a transaction processing network via the communication interface to thereby effect the deposit of the amount into the account.
-
公开(公告)号：US11539703B1
公开(公告)日：2022-12-27
申请号：US17110979
申请日：2020-12-03
发明人： Adrian Borunda , Andrew L. Anaruk , Heather Hernandez , Gunjan Vijayvergia , William H. Wright, III , John Shelton , Cory S. Pickrel , Christopher Bess , Minya Liang
摘要： Methods, systems, and apparatus, including computer programs encoded on computer storage media, to provide digital identification. One of these methods includes comparing the location of a requester of a digital identification to the location of an owner of the digital identification. The method also includes providing information about the digital identification to the requester based at least in part on determining that the requester and the owner are within a predetermined distance.
-
公开(公告)号：US11195177B1
公开(公告)日：2021-12-07
申请号：US15365885
申请日：2016-11-30
发明人： Gunjan Vijayvergia
摘要： In an example computer-implemented method executed by at least one processor, a first notification is received at a first computing system in a distributed computing network from a second computing system in the distributed computing network. The first notification identifies a first block in a distributed blockchain. The first block encodes authorization data describing a recurring payment authorization between a user and a merchant. The authorization data includes an account identifier associated with an account held by the user, and an identity of the merchant. The first block is obtained by the first computing system from the distributed computing network. The first block is decoded by the first computing system to determine an association between the user, the account, and the merchant.
-
-
-
-
-
-
-
-
-
搜索结果
20 条记录 (耗时 0.023 秒)
