公开(公告)号：US11756127B1

公开(公告)日：2023-09-12

申请号：US16937305

申请日：2020-07-23

申请人： United Services Automobile Association (USAA)

发明人： Jeanie Graciela Lopez ,  Bharat Prasad ,  Joel S Hartshorn ,  Nolan Serrao ,  Paula Ann Whittington ,  Thomas Wayne Schwarz, Jr. ,  Minya Liang ,  Snehal Desai ,  Celena Dortch

IPC分类号： G06Q40/08 ,  G06Q30/018 ,  G06Q30/02 ,  G06F16/23 ,  G06Q40/12 ,  G06Q10/087 ,  G06Q10/10

CPC分类号： G06Q40/08 ,  G06F16/2365 ,  G06Q10/087 ,  G06Q10/10 ,  G06Q30/0185 ,  G06Q30/0278 ,  G06Q40/12

摘要： A system includes at least one processor and at least one non-transitory computer-readable media communicatively coupled to the at least one processor. In an embodiment, the at least one non-transitory computer-readable media stores instructions which, when executed, cause the processor to perform operations including receiving a request to insure an item of personal property. The operations also include determining ownership of the item based on information stored on a distributed ledger. The operations also include determining authenticity of the item based on the information stored on the distributed ledger. The operations also include determining a value of the item based on the information stored on the distributed ledger. The operations also include generating an insurance policy for the item based at least in part on the value.