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公开(公告)号：US20230342776A1
公开(公告)日：2023-10-26
申请号：US17763560
申请日：2019-10-18
IPC分类号： G06Q20/40
CPC分类号： G06Q20/401
摘要： A method is disclosed. The method includes receiving interaction data for an interaction with a resource provider interacting with an access device, and responsive to receiving the interaction data, transmitting a network token request message to a token service computer. The method also includes receiving, from the token service computer, a network token response message comprising a network access token, and obtaining a supplemental access token associated with the network access token. The method also includes transmitting a value inquiry message comprising the supplemental access token to a value assessment computer, receiving a value inquiry response message comprising a value indicator from the value assessment computer, and initiating generating an authorization request message comprising an interaction amount that is based at least in part on the value indicator in the value inquiry response message.
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2.发明申请公开(公告)号：US20190244196A1
公开(公告)日：2019-08-08
申请号：US16386623
申请日：2019-04-17
发明人： Rhidian Desmond Thomas John , Bartlomiej Piotr Prokop , Sean Robert Maurice Mathe , Michael Palmer , Mary-Claire Graham , Fiachra Murray , Nicola McCartan
CPC分类号： G06Q20/3827 , G06Q20/085 , G06Q20/24 , G06Q20/32 , G06Q20/36 , G06Q20/38 , G06Q20/40 , G06Q30/016 , G10L15/26 , H04L9/0643 , H04L9/0869 , H04L67/2814 , H04L2209/56
摘要： Provided is a computer-implemented method for automatically encoding data in an electronic communication. The method includes the steps of receiving an electronic communication including textual data, the textual data including account data inputted with a microphone and processed with a speech recognition system, in response to receiving the electronic communication, automatically processing the textual data, identifying the account data based on processing the textual data, generating at least one token, wherein the at least one token is unique to the account data, generating a modified electronic communication based at least partially on the textual data and the at least one token, the modified electronic communication comprising the at least one token, and communicating the modified electronic communication to a recipient system. A system and computer program product for automatically encoding data in an electronic communication are also disclosed.
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3.发明授权公开(公告)号：US11263624B2
公开(公告)日：2022-03-01
申请号：US16386623
申请日：2019-04-17
发明人： Rhidian Desmond Thomas John , Bartlomiej Piotr Prokop , Sean Robert Maurice Mathe , Michael Palmer , Mary-Claire Graham , Fiachra Murray , Nicola McCartan
IPC分类号： G06Q20/38 , H04L9/08 , G06Q20/32 , G06Q20/40 , G06Q20/36 , H04L67/563 , H04L9/06 , G06Q20/08 , G06Q20/24 , G06Q30/00 , G10L15/26
摘要： Provided is a computer-implemented method for automatically encoding data in an electronic communication. The method includes the steps of receiving an electronic communication including textual data, the textual data including account data inputted with a microphone and processed with a speech recognition system, in response to receiving the electronic communication, automatically processing the textual data, identifying the account data based on processing the textual data, generating at least one token, wherein the at least one token is unique to the account data, generating a modified electronic communication based at least partially on the textual data and the at least one token, the modified electronic communication comprising the at least one token, and communicating the modified electronic communication to a recipient system. A system and computer program product for automatically encoding data in an electronic communication are also disclosed.
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4.发明申请公开(公告)号：US20210019716A1
公开(公告)日：2021-01-21
申请号：US16931516
申请日：2020-07-17
发明人： Bartlomiej Piotr Prokop , Rhidian Desmond Thomas John , Thomas Joseph Looney , Timothy Hodkinson , Bryan Carroll , Nathan Morgan , Brian McManus , Andre Walter Machicao , Clinton Lopaka Florez , Rajiv Dutta , James Donaldson , Shobhit Agrawal , Niall McGurk
摘要： A system, method, and apparatus is provided for integrating multiple payment options on a merchant webpage. The method includes receiving, from a merchant system associated with a merchant webpage, a payment data capture request, generating, with at least one processor, web payment capture data based on the payment data capture request, the web payment capture data configured to adapt the merchant webpage to receive payment information input by a user, communicating, to the merchant system, the web payment capture data, receiving, directly from a client computer via at least one client-side script executed by the client computer based on the web payment capture data, the payment information input by the user, generating, with at least one processor, a transient payment token based on the payment information, and directly communicating the transient payment token to the client computer.
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5.发明授权公开(公告)号：US11640592B2
公开(公告)日：2023-05-02
申请号：US16931516
申请日：2020-07-17
发明人： Bartlomiej Piotr Prokop , Rhidian Desmond Thomas John , Thomas Joseph Looney , Timothy Hodkinson , Bryan Carroll , Nathan Morgan , Brian McManus , Andre Walter Machicao , Clinton Lopaka Florez , Rajiv Dutta , James Donaldson , Shobhit Agrawal , Niall McGurk
摘要： A system, method, and apparatus is provided for integrating multiple payment options on a merchant webpage. The method includes receiving, from a merchant system associated with a merchant webpage, a payment data capture request, generating, with at least one processor, web payment capture data based on the payment data capture request, the web payment capture data configured to adapt the merchant webpage to receive payment information input by a user, communicating, to the merchant system, the web payment capture data, receiving, directly from a client computer via at least one client-side script executed by the client computer based on the web payment capture data, the payment information input by the user, generating, with at least one processor, a transient payment token based on the payment information, and directly communicating the transient payment token to the client computer.
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