公开(公告)号：US20060288038A1

公开(公告)日：2006-12-21

申请号：US11157553

申请日：2005-06-21

申请人： Zijian Zheng ,  Frederic Behr ,  Pyungchul Kim ,  Steven Fox

发明人： Zijian Zheng ,  Frederic Behr ,  Pyungchul Kim ,  Steven Fox

IPC分类号： G06F7/00

CPC分类号： G06F17/30705

摘要： A computer-implemented method includes training a data mining classification model to statistically account for query-to-asset associations. This data mining classification model can be utilized as a component of an information retrieval system.

摘要翻译： 计算机实现的方法包括训练数据挖掘分类模型以统计地考虑查询到资产关联。 该数据挖掘分类模型可以用作信息检索系统的组成部分。

公开(公告)号：US08019758B2

公开(公告)日：2011-09-13

申请号：US11157553

申请日：2005-06-21

申请人： Zijian Zheng ,  Frederic Behr ,  Pyungchul Kim ,  Steven Fox

发明人： Zijian Zheng ,  Frederic Behr ,  Pyungchul Kim ,  Steven Fox

IPC分类号： G06F17/00

CPC分类号： G06F17/30705

摘要： Methods for updating an information retrieval system are disclosed. In one embodiment, search terms affiliated with mappings or associations that represent a connection of relevancy between a query and an asset are pushed as content updates to a client system (e.g., as new updates or utilized to replace older data). The search terms are inserted (e.g., inserted as metadata) into corresponding content (the content associated with the asset). In this manner, content-searching data can be updated (e.g., remotely updated) as frequently as desired, even periodically, or selectively as new manually and/or automatically derived data becomes available. In another embodiment, the update data is already built into the content when it is delivered to a client machine. Other disclosed embodiments pertain to methods for generating a data mining classification model that is a blended representation of associations (e.g., query-asset associations) having different characteristics and/or different originating sources.

摘要翻译： 公开了更新信息检索系统的方法。 在一个实施例中，与表示查询和资产之间的相关性的连接的映射或关联关联的搜索项被推送到客户端系统的内容更新（例如，作为新的更新或用于替换旧的数据）。 将搜索项插入（例如，作为元数据插入）到相应的内容（与资产相关联的内容）中。 以这种方式，随着新手动和/或自动导出的数据变得可用，内容搜索数据可以根据需要频繁更新（例如，远程更新），甚至周期性地或选择性地更新。 在另一个实施例中，当将内容递送到客户机时，更新数据已经被内置到内容中。 其他公开的实施例涉及用于生成数据挖掘分类模型的方法，数据挖掘分类模型是具有不同特征和/或不同始发源的关联（例如，查询 - 资产关联）的混合表示。

公开(公告)号：US07783657B2

公开(公告)日：2010-08-24

申请号：US11144268

申请日：2005-06-03

申请人： Steven Fox ,  Zhenbin Xu ,  Zijian Zheng

发明人： Steven Fox ,  Zhenbin Xu ,  Zijian Zheng

IPC分类号： G06F7/00 ,  G06F17/30

CPC分类号： G06F17/30595

摘要： A search authoring tool for mapping queries to assets for use in an information retrieval system has a query-to-asset mappings database, a search authoring engine, and a search evaluation engine. The query-to-asset mappings database is built from search author input and user mappings. The search authoring engine is adapted to receive operator input and to generate one or more new query-to-asset mappings based on the received operator input. The search evaluation engine is adapted to compare the one or more new query-to-asset mappings to the existing mappings to determine if the one or more new query-to-asset mappings will cause performance degradation of the information retrieval system.

摘要翻译： 用于将查询映射到用于信息检索系统的资产的搜索创作工具具有查询到资产映射数据库，搜索创作引擎和搜索评估引擎。 查询到资产映射数据库是从搜索作者输入和用户映射构建的。 搜索创作引擎适于接收操作员输入并且基于接收的操作者输入生成一个或多个新的查询到资产映射。 搜索评估引擎适于将一个或多个新的查询到资产映射与现有映射进行比较，以确定一个或多个新的查询到资产映射是否将导致信息检索系统的性能下降。

公开(公告)号：US20060277190A1

公开(公告)日：2006-12-07

申请号：US11144268

申请日：2005-06-03

申请人： Steven Fox ,  Zhenbin Xu ,  Zijian Zheng

发明人： Steven Fox ,  Zhenbin Xu ,  Zijian Zheng

IPC分类号： G06F17/30

CPC分类号： G06F17/30595

摘要： A search authoring tool for mapping queries to assets for use in an information retrieval system has a query-to-asset mappings database, a search authoring engine, and a search evaluation engine. The query-to-asset mappings database is built from search author input and user mappings. The search authoring engine is adapted to receive operator input and to generate one or more new query-to-asset mappings based on the received operator input. The search evaluation engine is adapted to compare the one or more new query-to-asset mappings to the existing mappings to determine if the one or more new query-to-asset mappings will cause performance degradation of the information retrieval system.

摘要翻译： 用于将查询映射到用于信息检索系统的资产的搜索创作工具具有查询到资产映射数据库，搜索创作引擎和搜索评估引擎。 查询到资产映射数据库是从搜索作者输入和用户映射构建的。 搜索创作引擎适于接收操作员输入并且基于接收的操作者输入生成一个或多个新的查询到资产映射。 搜索评估引擎适于将一个或多个新的查询到资产映射与现有映射进行比较，以确定一个或多个新的查询到资产映射是否将导致信息检索系统的性能下降。

公开(公告)号：US20110131133A1

公开(公告)日：2011-06-02

申请号：US12982396

申请日：2010-12-30

申请人： Jeffrey L. Hirka ,  Debra C. Fellner ,  Steven Fox ,  Lee Knackstedt

发明人： Jeffrey L. Hirka ,  Debra C. Fellner ,  Steven Fox ,  Lee Knackstedt

IPC分类号： G06Q40/00

CPC分类号： G06Q20/34 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/20 ,  G06Q20/227 ,  G06Q20/28 ,  G06Q20/341 ,  G06Q20/342 ,  G06Q20/3572 ,  G06Q20/3576 ,  G06Q20/4037 ,  G07F7/025 ,  G07F7/08 ,  G07F7/1008

摘要： A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that in read from the card. This addition data permits the proper account to be accessed. The data may be input at the point of sale as an account selection. In this instance, the selection may be used to route the transaction data through the financial processing network or may be used to read data regarding one of multiple accounts encoded on the card. The data may also be stored as conditional routing rules at transfer points in the financial processing network. In this instance, the transaction is routed to the proper account based on the stored rules.

摘要翻译： 通过财务处理网络访问与单个金融卡相关联的多个账户的系统。 除了从卡中读取的交易数据和帐户识别数据之外，还将数据输入到金融网络。 该附加数据允许访问适当的帐户。 可以在销售点输入数据作为账户选择。 在这种情况下，选择可以用于通过财务处理网络路由交易数据，或者可以用于读取关于在卡上编码的多个帐户中的一个账户的数据。 数据还可以作为条件路由规则存储在金融处理网络中的转移点处。 在这种情况下，根据存储的规则将事务路由到适当的帐户。

公开(公告)号：US20070088749A1

公开(公告)日：2007-04-19

申请号：US11501915

申请日：2006-08-10

申请人： Yoav Lorch ,  Gila Oren ,  Brandon Bezzant ,  Jonathan Goldstein ,  Steven Fox

发明人： Yoav Lorch ,  Gila Oren ,  Brandon Bezzant ,  Jonathan Goldstein ,  Steven Fox

IPC分类号： G06F17/00

CPC分类号： G07B17/00508 ,  G07B17/00435 ,  G07B2017/00596 ,  H04L63/0281 ,  H04L63/029 ,  H04L63/083

摘要： A method, system and product for delivering a postal mailpiece to a recipient address. A registration based mail-addressing protocol is utilized that allows a postal recipient to create and maintain a proxy address, which is dynamically associated with the recipient's postal address and is more simple than the postal address. The sender of a postal mailpiece addresses the mailpiece with the simplified proxy address instead of the burdensome recipient postal address. The method, system and product allows recipients to create and manage proxy addresses, detects a proxy address on a mailpiece and takes the appropriate measures to deliver the postal mailpiece to a physical address corresponding recipient postal address.

摘要翻译： 用于将邮政邮件递送到收件人地址的方法，系统和产品。 使用基于注册的邮件寻址协议，其允许邮政接收者创建和维护与接收者的邮政地址动态相关联的代理地址，并且比邮政地址更简单。 邮政邮件的发件人用简化的代理地址代替邮件，而不是繁重的收件人邮政地址。 方法，系统和产品允许收件人创建和管理代理地址，检测邮件上的代理地址，并采取适当措施将邮政邮件传递到相应的收件人邮政地址的物理地址。

公开(公告)号：US20130238505A1

公开(公告)日：2013-09-12

申请号：US13851322

申请日：2013-03-27

申请人： Jeffrey Hirka ,  Steven Fox

发明人： Jeffrey Hirka ,  Steven Fox

IPC分类号： G06Q20/22

CPC分类号： G06Q20/40 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/207 ,  G06Q20/403 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/02 ,  G07G1/12

摘要： A linked account instrument is used to access funds in an existing demand deposit account held at a financial institution. Merchant or other transactions are first processed against a demand deposit account via an electronic authorization network. If the demand deposit account does not have sufficient funds, the transactions may be processed as a credit charge against an designated credit account. The demand deposit account may subsequently be swept at predetermined times in search of funds to defray the overdraft. If adequate funds are present, they will be withdrawn from the demand deposit account, and the credit account will be cleared. Otherwise, the instrument holder's daily purchasing abilities may be temporarily suspended until the credit account is settled. The processing of overdraft amounts may be on a FIFO, smallest-first or other basis.

摘要翻译： 联系账户工具用于存入在金融机构持有的现有存款账户中的资金。 商家或其他交易首先通过电子授权网络针对定期存款账户进行处理。 如果定期存款账户没有足够的资金，交易可能会被视为指定的信用账户的信用费。 定期存款账户随后可以按预定时间扫描，以寻找资金来支付透支。 如果存在足够的资金，他们将从定期存款账户中退出，信用账户将被清算。 否则，仪器持有人的日常购买能力可能暂时中止，直到信用账户结算为止。 透支金额的处理可以是FIFO，最小或最初的。

公开(公告)号：US20110127324A1

公开(公告)日：2011-06-02

申请号：US12982467

申请日：2010-12-30

申请人： Jeffrey L. Hirka ,  Debra C. Fellner ,  Steven Fox ,  Lee Knackstedt

发明人： Jeffrey L. Hirka ,  Debra C. Fellner ,  Steven Fox ,  Lee Knackstedt

IPC分类号： G07F19/00 ,  G06Q40/00 ,  G06Q20/00

CPC分类号： G06Q20/34 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/20 ,  G06Q20/227 ,  G06Q20/28 ,  G06Q20/341 ,  G06Q20/342 ,  G06Q20/3572 ,  G06Q20/3576 ,  G06Q20/4037 ,  G07F7/025 ,  G07F7/08 ,  G07F7/1008

摘要： A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that in read from the card. This addition data permits the proper account to be accessed. The data may be input at the point of sale as an account selection. In this instance, the selection may be used to route the transaction data through the financial processing network or may be used to read data regarding one of multiple accounts encoded on the card. The data may also be stored as conditional routing rules at transfer points in the financial processing network. In this instance, the transaction is routed to the proper account based on the stored rules.

公开(公告)号：US07860789B2

公开(公告)日：2010-12-28

申请号：US10201589

申请日：2002-07-24

申请人： Jeffrey L. Hirka ,  Debra C. Fellner ,  Steven Fox ,  Lee Knackstedt

发明人： Jeffrey L. Hirka ,  Debra C. Fellner ,  Steven Fox ,  Lee Knackstedt

IPC分类号： G06Q40/00

CPC分类号： G06Q20/34 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/20 ,  G06Q20/227 ,  G06Q20/28 ,  G06Q20/341 ,  G06Q20/342 ,  G06Q20/3572 ,  G06Q20/3576 ,  G06Q20/4037 ,  G07F7/025 ,  G07F7/08 ,  G07F7/1008

摘要： A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that is read from the card. This additional data permits the proper account to be accessed. The data may be input at the point of sale as an account selection. In this instance, the selection may be used to route the transaction data through the financial processing network or may be used to read data regarding one of multiple accounts encoded on the card. The data may also be stored as conditional routing rules at transfer points in the financial processing network. In this instance, the transaction is routed to the proper account based on the stored rules.

摘要翻译： 通过财务处理网络访问与单个金融卡相关联的多个账户的系统。 除了从卡读取的交易数据和帐户识别数据之外，还将数据输入到金融网络。 此附加数据允许访问正确的帐户。 可以在销售点输入数据作为账户选择。 在这种情况下，选择可以用于通过财务处理网络路由交易数据，或者可以用于读取关于在卡上编码的多个帐户中的一个账户的数据。 数据还可以作为条件路由规则存储在金融处理网络中的转移点处。 在这种情况下，根据存储的规则将事务路由到适当的帐户。

公开(公告)号：US20070198404A1

公开(公告)日：2007-08-23

申请号：US11697440

申请日：2007-04-06

申请人： Jeffrey HIRKA ,  Steven Fox

发明人： Jeffrey HIRKA ,  Steven Fox

IPC分类号： G06Q40/00

CPC分类号： G06Q20/40 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/207 ,  G06Q20/403 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/02 ,  G07G1/12

摘要： A computer-implemented method for facilitating electronic funds transactions is disclosed. According to one embodiment, the method may comprise the steps of: issuing a transaction card to a cardholder by associating the transaction card with a demand deposit account from which the cardholder is authorized to electronically disburse funds; receiving an authorization request for an attempted transaction between a merchant and the cardholder, the authorization request containing information associated with the transaction card and the attempted transaction; processing the authorization request based on one or more predetermined business rules; authorizing the transaction without immediately settling the transaction against the demand deposit account of the cardholder; and settling the transaction, at a time subsequent to the execution of the transaction, through automated clearing house (ACH) from funds retained within the demand deposit account of the cardholder.

摘要翻译： 公开了一种用于促进电子资金交易的计算机实现的方法。 根据一个实施例，该方法可以包括以下步骤：通过将交易卡与持卡人被授权从其电子支付资金的定期存款账户相关联向持卡人发行交易卡; 接收对商户和持卡人之间的尝试交易的授权请求，所述授权请求包含与交易卡相关联的信息和所尝试的交易; 基于一个或多个预定业务规则来处理所述授权请求; 授权交易，而不会立即结算持卡人的定期存款账户; 并通过自动结算所（ACH）从持卡人的定期存款账户中保留的资金在交易执行之后的一个时间结清交易。