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    一种智能SD卡及访问智能SD卡的方法
    6.
    发明申请
    一种智能SD卡及访问智能SD卡的方法 审中-公开

    公开(公告)号：WO2009030131A1

    公开(公告)日：2009-03-12

    申请号：PCT/CN2008/071591

    申请日：2008-07-09

    Applicant: 中国银联股份有限公司 ,  何朔 ,  孟宏文 ,  胡佳

    Inventor： 何朔 ,  孟宏文 ,  胡佳

    IPC: G06K7/00

    CPC classification number: G06K19/07 ,  G06F21/35 ,  G06F21/74 ,  G06F21/79 ,  G06K19/07732

    Abstract: A smart SD card and a method of accessing the same are disclosed, which resolve a problem of incompatibilities between drivers of various smart SD cards. The smart SD card includes a SD interface (201), a SD memory (203), a smart card (204) and a SD controller (202). The method of accessing the SD card includes: an application program performing a write operation on the smart card interface file and notifying the SD controller establishing a communication connection with the smart card; the application program reading the interface file and receiving response data returned by the smart card via the SD controller; the establishing of the connection being successful, the application program writing the smart card operation commands into the interface file, and the SD controller forwarding the commands to the smart card; the application program reading the interface file and receiving response data returned by the smart card via the SD controller.

    一种移动终端及下载银行卡信息或支付应用的方法、系统
    7.
    发明申请
    一种移动终端及下载银行卡信息或支付应用的方法、系统 审中-公开

    公开(公告)号：WO2008154872A1

    公开(公告)日：2008-12-24

    申请号：PCT/CN2008/071358

    申请日：2008-06-19

    Applicant: 中国银联股份有限公司 ,  何朔 ,  孟宏文 ,  胡佳

    Inventor： 何朔 ,  孟宏文 ,  胡佳

    IPC: H04Q7/32

    CPC classification number: G06Q20/32 ,  G06Q20/3226 ,  G06Q20/3227 ,  G06Q20/341 ,  H04L63/0853 ,  H04L67/04 ,  H04W12/06

    Abstract: A mobile terminal, a method and a system for downloading bank card information or payment application information, which can solute some problems about security and singleness in the existing method for launching cards, are disclosed. Said mobile terminal includes a middleware and a smart card. Said method for downloading information includes the following steps: Mobile terminal receives authentication information input by users and sends the information to a system for launching cards through the middleware. The system for launching cards encrypts corresponding payment application information or bank card information and sends the information back to the middleware in the mobile terminal, after the system authenticates the information input by users. The middleware writes the received said encrypted information into the smart card. The information about magnetic track used for payment application or other payments, is transmitted safely and stored from the main launching cards server to the smart card embedded in mobile terminal device through wireless communication network. The user holding the card can use the mobile terminal and the system conveniently. And the method is safer than traditional method for launching bank cards.

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