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公开(公告)号：WO2022108561A1
公开(公告)日：2022-05-27
申请号：PCT/TR2021/051218
申请日：2021-11-16
发明人： YALCIN, Alara
摘要： The present invention relates to a system (1) for enabling to automatically transfer rental amounts corresponding to shares of persons –who will split a rental payment–from their bank accounts to a landlord's account.
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公开(公告)号：WO2023282866A2
公开(公告)日：2023-01-12
申请号：PCT/TR2022/050152
申请日：2022-02-21
发明人： YALCIN, Alara
摘要： The present invention relates to a system (1) which enables to detect amounts of next bill payment by means of artificial intelligence algorithms by analysing the previous payments or expenditures of bank customers on their bank accounts and in the event that the total amount detected is not available in the customers' bank accounts; to transfer the said amount automatically from the customers' account to the time deposit account opened, by opening a new daily time deposit account; and to collect the said amount from the time deposit account automatically when a bill falls due.
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公开(公告)号：WO2023282879A1
公开(公告)日：2023-01-12
申请号：PCT/TR2022/050695
申请日：2022-07-01
发明人： YALCIN, Alara
摘要： The present invention relates to a system (1) for following up balance loading and usage of users who get pre-paid telecommunication service, determining how much a customer spends on average monthly by processing loading and usage data by means of at least one machine learning model, and carrying out transaction of balance loading automatically.
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公开(公告)号：WO2022191800A2
公开(公告)日：2022-09-15
申请号：PCT/TR2022/050192
申请日：2022-03-03
发明人： YALCIN, Alara
IPC分类号： G06Q40/02
摘要： The present invention relates to a method (1) for enabling bank customers to access loan products comprising a rate of interest and/or maturity which is favourable for the outstanding (unpaid) and overdue part of their debts, the part thereof with a payable status and the undue part thereof, in terms of amount and which is more advantageous than the rate of interest and/or maturity of an existing debt.
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公开(公告)号：WO2022146350A1
公开(公告)日：2022-07-07
申请号：PCT/TR2021/051454
申请日：2021-12-22
发明人： YALCIN, Alara
摘要： The present invention relates to a system (1) for including fixtures and real estate properties of leased real estates into their rental contracts with visual proofs, and reflecting depreciation of fixtures and real estate properties of a certain real estate to deposit refund by processing images of fixtures and real estate properties of the real estate –which are obtained before the tenant moves out– by means of image processing models based on artificial intelligence.
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公开(公告)号：WO2022103368A2
公开(公告)日：2022-05-19
申请号：PCT/TR2021/051166
申请日：2021-11-09
发明人： YALCIN, Alara
摘要： The present invention relates to a system (1) for providing extra installments for invoices of customers (U) who are suitable at the end of shopping upon financial data of these customers (U) doing the shopping are analysed, and for enabling banks (B) to earn more income from invoices with extra installment.
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公开(公告)号：WO2022103367A1
公开(公告)日：2022-05-19
申请号：PCT/TR2021/051165
申请日：2021-11-09
发明人： YALCIN, Alara
摘要： The present invention relates to a system (1) for enabling financial companies to postpone installments of their reliable customers (U) to a next payment period by analysing their customers (U), and for prompting customers (U) who use transactions of installment postponement to use their debit cards.
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公开(公告)号：WO2022015264A1
公开(公告)日：2022-01-20
申请号：PCT/TR2021/050235
申请日：2021-03-16
发明人： YALCIN, Alara
摘要： The present invention relates to a system (1) for enabling bank customers to enter the amount they will deposit into their time deposit account, the maturity period and the amount/percentage of the interest they want to get in return as order; when the desired amount of interest is achieved, receiving the balance entered by the customer from his/her current account and opening a time deposit account; in the event that the customer does not have a balance as much as the amount that s/he enters to her/his account, informing the customer that s/he can benefit from interest in case of depositing the entered amount into the account by sending notification to the customer; and when the desired interest rate is achieved, providing the customer with opportunity of benefiting from the rate without changing this rate.
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公开(公告)号：WO2021242199A1
公开(公告)日：2021-12-02
申请号：PCT/TR2021/050233
申请日：2021-03-16
发明人： YALCIN, Alara
摘要： The present invention relates to a system (1) for creating a loan request by specifying the amount, the number of repayment months and the interest rate a person wants; transmitting the said loan request to the bank; informing the person automatically when the conditions suitable for the loan criteria specified in the bank are provided; and granting of a loan with the consent of the person.
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公开(公告)号：WO2022225496A1
公开(公告)日：2022-10-27
申请号：PCT/TR2022/050356
申请日：2022-04-21
发明人： YALCIN, Alara
IPC分类号： G06F21/64
摘要： The present invention relates to a system (1) for integrating needs of bank customers regarding their prenuptial agreements (marriage contracts) by means of a banking platform, storing and updating these on a blockchain network (2), operating financial assets of customers in accordance with the agreements and securing these by banks through legal bases.
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