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公开(公告)号：WO2023080531A1
公开(公告)日：2023-05-11
申请号：PCT/KR2022/016483
申请日：2022-10-26
申请人： 주식회사 에이젠글로벌
发明人： 강정석
摘要： 본 발명은 금융 서비스를 위한 금융 모델 및 금융 데이터 가치 평가 방법 및 이러한 방법을 수행하는 장치에 관한 것이다. 금융 서비스를 위한 금융 모델 및 금융 데이터 가치 평가 방법은 데이터 벨류 측정부가 금융 세그먼트 그룹의 금융 세그먼트 데이터 그룹을 기반으로 한 제1 데이터 벨류를 결정하는 단계, 데이터 벨류 측정부가 금융 세그먼트의 금융 세그먼트 데이터를 기반으로 한 제2 데이터 벨류를 결정하는 단계, 데이터 벨류 측정부가 하위 금융 세그먼트의 금융 세그먼트 데이터를 기반으로 한 제3 데이터 벨류를 결정하는 단계와 데이터 벨류 측정부가 제1 데이터 벨류, 제2 데이터 벨류 및 제3 데이터 벨류를 기반으로 금융 세그먼트 데이터의 벨류를 결정하는 단계를 포함할 수 있다.
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公开(公告)号：WO2023080530A1
公开(公告)日：2023-05-11
申请号：PCT/KR2022/016482
申请日：2022-10-26
申请人： 주식회사 에이젠글로벌
发明人： 강정석
摘要： 본 발명은 서플라이 체인 데이터 기반으로 한 금융 서비스 제공 방법 및 이러한 방법을 수행하는 장치에 관한 것이다. 서플라이 체인 데이터 기반으로 한 금융 서비스 제공 방법은 금융 리스크 수신부가 금융 리스크를 수신하는 단계, 판매자 금융 데이터 수신부가 판매자 금융 데이터를 수신하는 단계, 매출 채권 데이터 수신부가 판매자의 매출 채권 데이터를 수신하는 단계와 판매자 금융 상품 결정부가 판매자를 위한 금융 상품을 결정하는 단계를 포함할 수 있다.
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公开(公告)号：WO2023071624A1
公开(公告)日：2023-05-04
申请号：PCT/CN2022/119984
申请日：2022-09-20
申请人： 富途网络科技（深圳）有限公司
IPC分类号： G06Q40/00
摘要： 一种基于ESOP的数据管理方法、系统、设备及存储介质，方法包括：获取目标对象的基本信息和配置文件，基本信息中含有对象标识，配置文件用于描述目标对象为受益人所设立的资金信托业务，配置文件中含有为资金信托业务设置的资产配置标识（S110）；将对象标识和资产配置标识发送至数据系统，以使数据系统对本地激励信息与对象标识和资产配置标识进行匹配，确定目标对象及目标对象对应的目标信息；目标信息包括与资金信托业务对应的激励数据（S120）；对数据系统返回的目标信息进行展示（S130）。
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公开(公告)号：WO2023065476A1
公开(公告)日：2023-04-27
申请号：PCT/CN2021/135350
申请日：2021-12-03
申请人： 深圳前海微众银行股份有限公司
IPC分类号： G06Q40/00
摘要： 本发明实施例提供了一种区块链上链信息的处理方法及装置，该方法包括针对待上链的Json字符串，构建出对应的逻辑结构树，对逻辑结构树中的各节点进行递归遍历，确定每个叶子节点对应的遍历路径，针对每个遍历路径，将属于遍历路径的各节点进行拼接处理，得到拼接字段，将各拼接字段的散列值进行符合交换律的聚合处理，得到待上链的Json字符串的散列值。如此，由于该方案采用的满足交换律的聚合方式的特性与Json字符串中同级key可以任意调换先后顺序的特性相契合，因此无需定义key的先后顺序规则，通用性好，且无需针对Json字符串的同级key进行排序，时间复杂度低，有助于提高系统在计算Json字符串的散列值时的性能。
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公开(公告)号：WO2023014567A1
公开(公告)日：2023-02-09
申请号：PCT/US2022/038630
申请日：2022-07-28
发明人： WANG, Fei , CAI, Yiwei , WANG, Lan , LIN, Yu-San , WU, Yuhang , WANG, Sheng , CHEN, Qingguo
摘要： Provided is a system, method, and computer program product for a framework for monitoring acquirer credit settlement risk. A system for monitoring acquirer credit settlement risk includes a transaction database and at least one processor. The processor may be programmed or configured to generate a first acquirer risk score based on a plurality of transaction records and a first risk algorithm, a first merchant risk score based on the plurality of transaction records and the first risk algorithm, a second acquirer risk score based on the plurality of transaction records and a second risk algorithm, and a second merchant risk score based on the plurality of transaction records and the second risk algorithm. A final acquirer risk score may be generated based on the first acquirer risk score, the second acquirer risk score, the first merchant risk score, and the second merchant risk score.
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6.发明申请
公开(公告)号：WO2023003564A1
公开(公告)日：2023-01-26
申请号：PCT/US2021/042876
申请日：2021-07-23
申请人： NEXBEN, INC.
发明人： KELLY, John , PONTLIANA, Mark
IPC分类号： G06Q40/00
摘要： A server device receives an enrollment indication from an employer computing device, wherein the enrollment indication includes personal information for each of a plurality of employees for an employer. For each employee of the plurality of employees, the server device assigns a unique record number to the respective employee, wherein each unique record number assigned by the server device includes a same alphanumeric string at a same position as a portion of the unique record number. The server device stores an indication of the same alphanumeric string and the same position at a banking system at which an entity associated with the server device holds an individual account.
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7.发明申请
公开(公告)号：WO2023288133A1
公开(公告)日：2023-01-19
申请号：PCT/US2022/037488
申请日：2022-07-18
申请人： KWIKCLICK, LLC
发明人： COOPER, Fred
摘要： Disclosed herein is a system and method to any two or more MLMs to be merged into a multiline MLM system despite having different commission structures. Each member of the original MLMs is able to maintain their existing downlines without any changes. Further the existing MLM members have full access to the multi-line MLM commission structure, for example, a member of a binary MLM may now add a 3rd, 4th, 5th, etc. line if they choose. The multiline commission plan will be different than the commission plans from any of the original MLMs but this change should not affect the income of a large portion of users, and users that are affected by the changeover can be compensated or made whole on an individual level. In addition to this multiline commission plan, the commission structure of the original MLMs has been broken into several separate 'types' which together form an MLM system. These 'types' include the income received from downline commission based on position and the income received based on enrolling a member in the MLM, also known as sponsorship. This system is one that may be hosted on the internet or cloud computing services and may provide remote access to the newly formed MLMs. The system will provide essential services to the MLMs such as databasing, commission calculation, and commission structure modification, for free or for a fee. MLMs, their agents, executives, employees, members, and other entities selected by the MLM will be able to access the system using secure credentials.
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公开(公告)号：WO2023282866A2
公开(公告)日：2023-01-12
申请号：PCT/TR2022/050152
申请日：2022-02-21
发明人： YALCIN, Alara
摘要： The present invention relates to a system (1) which enables to detect amounts of next bill payment by means of artificial intelligence algorithms by analysing the previous payments or expenditures of bank customers on their bank accounts and in the event that the total amount detected is not available in the customers' bank accounts; to transfer the said amount automatically from the customers' account to the time deposit account opened, by opening a new daily time deposit account; and to collect the said amount from the time deposit account automatically when a bill falls due.
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9.发明申请
公开(公告)号：WO2023279037A1
公开(公告)日：2023-01-05
申请号：PCT/US2022/073277
申请日：2022-06-30
发明人： LI, Chung-Sheng , CHENG, Winnie , FLAVELL, Mark John , HALLMARK, Lori Marie , LIZOTTE, Nancy Alayne , LEONG, Kevin Ma , ZHU, Di , O'ROURKE, Kevin Michael , KWON, Eun Kyung , NARULA, Vandit , CHEN, Weichao , RAMIREZ, Maria Jesus Perez
IPC分类号： G06F40/20 , G06N5/02 , G06N5/04 , G06N20/00 , G06Q10/06 , G06Q40/00 , G06F16/20 , G06F16/24 , G06F16/25 , G06F16/93 , G06F40/10 , G06F40/30 , G06F40/40 , G06F16/3347 , G06F16/353 , G06N5/022 , G06N5/041 , G06N5/045 , G06Q10/0635 , G06Q30/018 , G06Q40/12 , G06V30/412 , G06V30/416
摘要： Systems and methods for determining whether an electronic document constitutes vouching evidence is provided. The system may receive ERP item data and generate hypothesis data based thereon, and may receive electronic document data and extract ERP information therefrom. The system may then apply one or more models to compare the hypothesis data to the extracted ERP information to determine whether the electronic document constitutes vouching evidence for the ERP item. Systems and methods for verifying an assertion against a source document are provided. The system may receive first data indicating an unverified assertion and second data comprising a plurality of source documents. The system may apply one or more extraction models to extract a set of key data from the plurality of source documents and may apply one or more matching models to compare the first data to the set of key data to determine whether vouching criteria are met.
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公开(公告)号：WO2023276012A1
公开(公告)日：2023-01-05
申请号：PCT/JP2021/024630
申请日：2021-06-29
发明人： シュミット マクシミリアン , 宮部 俊吾
IPC分类号： G06Q40/00
摘要： 未知のタイプの不正の確度の高い検出を実現する情報処理装置を提供する。 情報処理装置１は、時系列の会計データをデータ属性に応じてグループ化することにより属性別会計データを生成し、時系列の会計データを特徴付けるパラメータについて、会計データ全体に対応する当該パラメータの事後確率分布及び各データ属性に対応する当該パラメータの事後確率分布を導出し、会計データ全体に対応するパラメータの事後確率分布からの各データ属性に対応するパラメータの事後確率分布の偏差を示す量を導出する。
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