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公开(公告)号：US10951720B2
公开(公告)日：2021-03-16
申请号：US15427506
申请日：2017-02-08
发明人： Kevin T. Cole , Alicia C. Jones-McFadden , Sushil Golani , Caitlin Chrisman Bullock , Dariane K. Hunt , Ramakrishna R. Yannam , Christian S. Kitchell , Matthew Hsieh , Shahram Khosraviani , Priyank R. Shah , Maruthi Shanmugam
IPC分类号： H04L29/08 , G06N20/00 , G06N5/04 , G06F40/279 , G06F40/289 , G10L15/26
摘要： Embodiments of the invention are directed to systems, methods, and computer program products for providing a multi-channel cognitive resource platform configured for intelligent, proactive and responsive communication with a user, via a user device. The system is further configured to perform one or more user activities, in an integrated manner, within a single interface of the user device, without requiring the user to operate disparate applications. Furthermore, the system is configured to receive user input through multiple communication channels such as a textual communication channel and an audio communication channel. The system is further configured to switch between the various communication channels seamlessly, and in real-time.
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公开(公告)号：US10917923B2
公开(公告)日：2021-02-09
申请号：US16707513
申请日：2019-12-09
摘要： Embodiments of the invention are directed to a system, method, or computer program product for resource optimization allocation via an interactive resource interface. In this way, the invention provides a comprehensive integrated platform for identification, continual monitoring and optimal allocation of resources on a mobile device. The invention enables identification of existing resources. In one aspect, the system identifies inflow resource transfers associated with a first resource. The system then determines if the inflow resource transfers are required for processing of critical tasks. Consequently, the system initiates a resource transfer, comprising at least a portion of the inflow resource transfer, from the first resource to a second user resource. Typically, the second resource is configured to promote resource accumulation. In another aspect of the invention, the system identifies a third user resource that is configured to foster resource growth, that is then linked with the second resource.
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公开(公告)号：US10726434B2
公开(公告)日：2020-07-28
申请号：US16656204
申请日：2019-10-17
发明人： Alicia C. Jones-McFadden , Matthew Hsieh , Scott R. Enscoe , Raghav Anand , Michael Anderson , Elizabeth Ann Miller , Daniel Shilov , Alicia Anli Salvino
IPC分类号： G06Q30/02 , G06N20/00 , G06F3/0481
摘要： Embodiments leverage an artificial intelligence engine to generate customer-specific user experiences based on real-time analysis of customer responses to recommend and/or experienced features. Some embodiments access a profile of an end user comprising at least one first characteristic associated with the end user and extract end user information from a database of an entity server; identify a first trend related to resource utilization and/or management implemented by the end user based on the extracted end user information; determine an opportunity based on the identified first trend; in response to determining the opportunity, transmit control signals configured to cause the graphical user interface of the device of the end user to display graphically at least one recommendation based on the determined opportunity to the end user; and receive an input selecting or declining at least one recommendation. These inputs may correlate to a modified interface experience.
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公开(公告)号：US10476974B2
公开(公告)日：2019-11-12
申请号：US15288826
申请日：2016-10-07
发明人： Alicia C. Jones-McFadden , Suma Nagappa Kumaraswamy , Matthew Hsieh , Scott R. Enscoe , Elizabeth Ann Miller , Alicia Anli Salvino , Daniel Shilov , Michael Anderson , Raghav Anand
IPC分类号： H04L29/08
摘要： Embodiments of the invention are directed to a system, method, or computer program product for operative communication channel linkage between a user and subscription services for effective and efficient communicate with the third parties associated with the subscriptions. The invention eliminates the storage and processing requirement of a user device and allows a user system to use a single communication channel for communication for a centralized subscription regulation interface for subscription management and communications. The system identifies subscriptions from resource management sources and correlates the subscriptions to the subscription regulation interface for monitoring and trigger analysis based on locational and transactional user extraction.
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公开(公告)号：US10373131B2
公开(公告)日：2019-08-06
申请号：US14987714
申请日：2016-01-04
摘要： Systems, methods and computer program products for allocation of resources based on event triggers are provided. As an example, the system receives a set of electronic guidelines outlining scheduled allocation of resources based on detection of trigger events, where the resources are transferred electronically from a source to a destination. The system parses the electronic guidelines into a set of event triggers associated with resource allocations and monitor activities associated events related to allocation resources. From the monitoring, the system identifies a triggering event in the activities that is associated with a resource allocation as defined in the electronic guidelines and transfers an allocation of the resources electronically from the source to the destination based on the triggering event.
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公开(公告)号：US10095497B2
公开(公告)日：2018-10-09
申请号：US14927743
申请日：2015-10-30
发明人： Alicia C. Jones-McFadden , Caitlin Chrisman Bullock , Matthew Hsieh , Jaydev Ajit Kumar , Yaakov Lyubetsky , Yun Suk Paik , Heng Xu , Jimin Zheng
摘要： Systems, computer program products, and methods are described herein for discovery of software operable on a computing device. Embodiments access a computing device to determine at least one tool or application downloaded or installed on the computing device; determine, based on the determined at least one tool or application downloaded or installed on the computing device, at least one new tool or application to download or install on the computing device; and present the at least one new tool or application to a user of the computing device.
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公开(公告)号：US10055891B2
公开(公告)日：2018-08-21
申请号：US15288081
申请日：2016-10-07
发明人： Alicia C. Jones-McFadden , Matthew Hsieh , Scott R. Enscoe , Raghav Anand , Michael Anderson , Elizabeth Ann Miller , Daniel Shilov , Alicia Anli Salvino
CPC分类号： G06T19/006 , G02B27/017 , G02B2027/0138 , G02B2027/014 , G02B2027/0141 , G06F3/011 , G06F3/012 , G06K9/00671 , G06T19/00
摘要： Systems provide for a virtual reality experience of a predicted future state based on the occurrence or contemplation of an event. Other systems herein described provide for an augmented reality experience that replaces an object within view with an augmented display of the object based on the predicted future state of the object.
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公开(公告)号：US10048836B2
公开(公告)日：2018-08-14
申请号：US14927907
申请日：2015-10-30
发明人： Alicia C. Jones-McFadden , Caitlin Chrisman Bullock , Matthew Hsieh , Jaydev Ajit Kumar , Yaakov Lyubetsky , Yun Suk Paik , Heng Xu , Jimin Zheng
IPC分类号： G06F3/048 , G06F3/0482 , G06F9/44 , G06F3/0484 , G06F7/08 , G06F9/451
摘要： Systems, computer products, and methods are described herein for determining the applications and/or devices that a user users, or has used in the past, through a user computer system. The system categorizes the applications and/or devices related to one or more potential targets in which the user maybe interested and presents the targets to the user for selection by the user. The system monitors and aggregates information from the applications and/or devices related to the one or more desired targets and provides suggestions to aid in achieving the desired targets. The system allows the user to control, or may automatically control, the applications and/or devices related to the one or more desired targets in a central location. The aggregated information and/or one or more desired targets may be pushed to systems, applications, and devices, in order to act as filters or additional information for providing additional output to the user.
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9.发明申请公开(公告)号：US20180101568A1
公开(公告)日：2018-04-12
申请号：US15288819
申请日：2016-10-07
发明人： Alicia C. Jones-McFadden , Matthew Hsieh , Scott R. Enscoe , Elizabeth Ann Miller , Alicia Anli Salvino , Daniel Shilov , Michael Anderson , Raghav Anand
IPC分类号： G06F17/30
CPC分类号： G06Q40/02
摘要： A network communication interface and a memory device storing an anomaly application and a resource application are provided. A processing device is operatively coupled to the memory device, wherein the processing device is configured to execute computer-readable program code to: determine the existence of an anomalous situation for a user; initiate the anomaly application to acquire aggregated metrics from third parties associated with the anomalous situation; and analyze the anomalous situation using the aggregated information. The aggregated metrics may be obtained from the entity system and/or from a third party system. The aggregated metrics may comprise the historical financial record of a plurality of third parties. The aggregated metrics may be obtained by searching a datastore of the entity system for relevant information from a historical record of unrelated individuals.
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公开(公告)号：US20180039952A1
公开(公告)日：2018-02-08
申请号：US15296835
申请日：2016-10-18
CPC分类号： G06Q10/1095 , G06F16/24565 , G06F16/9535 , H04L67/10
摘要： Embodiments of the invention are directed to a system, method, or computer program product for identifying and generating actionable notifications for user coordination. The invention establishes a communication link to one or more user devices over a distributed network in order to continuously monitor and extract user information such as financial data, device data, calendar data, and social data. In this way, the invention may identify social and financial user trends as well as scheduled events such as meetings, appointments, deadlines, and the like. The invention transmits actionable notifications to the user device allowing the invention to act upon the user response. Additionally, the invention may communicate with third party systems to offer third party products and services to the user.
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