公开(公告)号：US20180025430A1

公开(公告)日：2018-01-25

申请号：US15421010

申请日：2017-01-31

申请人： Swiss Reinsurance Company Ltd.

发明人： Andri PERL ,  Sebastiaan BONGERS ,  Donato GENOVESE

IPC分类号： G06Q40/08 ,  B60R16/023 ,  G01C21/36 ,  G06F17/30 ,  G07C5/00

CPC分类号： G06Q40/08 ,  B60R16/0231 ,  G01C21/3697 ,  G01S19/13 ,  G06F16/24578 ,  G06F16/9537 ,  G07C5/008 ,  H04W4/80

摘要： Proposed is a mobile automotive car system, and method thereof, for a dynamic, telematics-based connection search engine and telematics data aggregator, wherein risk-transfer profiles are captured and categorized in a results list from a plurality of first risk-transfer systems based on dynamically generated driving score parameters by means of appropriately triggered automotive data. As a variant, during a predefined trial period, the automotive and driving behavior data can be collected, which are transmitted together with the generated driving score parameters to multiple automated first risk-transfer systems for quotation. The user is able to dynamically select the best-fitting first risk-transfer system for risk-transfer by means of the results list, which is provided and updated in real-time for display to and selection by a user of a mobile telecommunication apparatus by means of a mobile telematics application of the mobile telecommunications apparatus.

公开(公告)号：US20170262940A1

公开(公告)日：2017-09-14

申请号：US15598144

申请日：2017-05-17

申请人： Swiss Reinsurance Company Ltd.

发明人： Thomas David MCCARTHY ,  William Edward MOORE ,  Michael Bruce CLARK ,  Jeffrey Stanton KATZ ,  Michael Wayne BERTSCHE ,  Edward Joseph WRIGHT ,  Anand KANAKAGIRI ,  Pratik DAVE ,  Janis PENNER

IPC分类号： G06Q40/08 ,  G06Q10/06

CPC分类号： G06Q40/08 ,  G06Q10/063 ,  G06Q10/0635 ,  G06Q10/10 ,  G06Q40/02 ,  G06Q50/10 ,  G06Q50/22

摘要： A system and method for real-time risk-assessment and adjustment, risks associated with a plurality of risk exposed individuals being at least partially transferable from a risk exposed individual to a first insurance system and/or from the first insurance system to an associated second insurance system. The system including a table with retrievable stored risk classes each comprising assigned risk class criteria, individual-specific parameters of the risk exposed individuals being captured relating to criteria of the stored risk classes by the system and stored in a memory, and a specific risk class associated with the risk of the exposed individual being identified out and selected of the stored risk classes by the system based on the captured parameters.

公开(公告)号：US20170168470A1

公开(公告)日：2017-06-15

申请号：US14902267

申请日：2014-07-02

申请人： SWISS REINSURANCE COMPANY LTD.

发明人： Boris WEDL

IPC分类号： G05B19/042

CPC分类号： G05B19/042 ,  G05B2219/31449 ,  G06Q10/06

摘要： A controller and method for state-transition-based processing of objects following a state-structured process flow with plural process states. For each process state, one or more tasks are selected to process a transition of a selected object from one process state to a subsequent process state. State parameters of the object are captured. The current process state of the object is determined based on the captured state parameters. The tasks are generated for a specific process state in dependence on assigned task parameters of a process task. Operating tags are expendably assigned to a process task by an assigner unit or assignee unit, the operating tags including dynamically alterable operating parameters adding operational constraints to processing the process task. The state-structured process flow is dynamically generated and processed by triggering defined threshold and/or trigger values and/or steering the processing of the process tasks based on the operating parameters of the operating-tags.

公开(公告)号：US20170083981A1

公开(公告)日：2017-03-23

申请号：US15279011

申请日：2016-09-28

申请人： Swiss Reinsurance Company Ltd.

发明人： Rita NIERING ,  Andreas Michael Schmid

IPC分类号： G06Q40/08 ,  G06Q10/06 ,  G06Q20/10

CPC分类号： G06Q40/08 ,  G06Q10/0635 ,  G06Q20/102

摘要： A system and a method, the method including assigning a payment parameter to each variable risk transfer segment of a top-down table and accumulating payment parameters to a total payment sum, capturing payment transfer parameters from a first payment-transfer device to a second payment-transfer device, and when the total payment sum at the second payment-transfer device has been triggered, transferring the risk exposure of a first insurance system associated with the variable risk transfer segments of the top-down table to a second insurance system.

公开(公告)号：US20170004581A1

公开(公告)日：2017-01-05

申请号：US15203887

申请日：2016-07-07

申请人： SWISS REINSURANCE COMPANY LTD.

发明人： Claudio TRÖHLER ,  Andreas SCHÄFLI ,  Alexander BOSCH ,  Sherman POWER ,  Patrick RODER ,  Andrea SCASCIGHINI

IPC分类号： G06Q40/08

CPC分类号： G06Q40/08 ,  G06Q10/063 ,  G06Q10/0635 ,  G06Q10/10 ,  G06Q40/02 ,  G06Q50/10 ,  G06Q50/22

摘要： A system for providing a dynamically morphing, self-sufficient risk protection structure, the system including: risk exposure components that are connected to a first insurance system of the system and that transfer risk exposure associated with an occurrence of defined risk events from the risk exposure components to the first insurance system based on equitable, mutually aligned first risk transfer parameters and correlated aligned first payment transfer parameters, and the first insurance system that is connected to a second insurance system of the system and that transfers risk exposure associated with the occurrence of the defined risk events from the first insurance system to the second insurance system based on equitable, mutually aligned second risk transfer parameters and correlated aligned second payment transfer parameters.

摘要翻译： 一种用于提供动态变形，自给自足的风险保护结构的系统，该系统包括：与系统的第一保险系统相关联的风险敞口组成部分，并且与风险敞口发生定义的风险事件相关的风险敞口转移 基于公平的，相互排列的第一风险转移参数和相关的第一支付转移参数的第一保险制度的组成部分，以及连接到系统的第二保险制度的第一保险制度，并且转移与发生相关的风险暴露 基于公平的，相互排列的第二风险转移参数和相关的第二支付转移参数，确定从第一保险制度到第二保险制度的风险事件。

公开(公告)号：US09196145B2

公开(公告)日：2015-11-24

申请号：US13522583

申请日：2010-01-19

申请人： Maria Giovanna Guatteri ,  Nikhil Da Victoria Lobo

发明人： Maria Giovanna Guatteri ,  Nikhil Da Victoria Lobo

IPC分类号： G01W1/10 ,  G08B21/10 ,  G08B31/00

CPC分类号： G08B21/10 ,  G08B31/00

摘要： A forecast system and method for automated location dependent natural disaster impact forecasts includes located gauging stations to measure natural disaster events. Location dependent measurement parameters for specific geotectonic, topographic or meteorological conditions associated with the natural disaster are determined and critical values of the measurement parameters are triggered to generate a dedicated event signal for forecasted impacts of the disaster event within an area of interest. In particular, the signal generation is based upon the affected population or object within the area of interest.

摘要翻译： 自动定位自然灾害影响预报的预报系统和方法包括测量自然灾害事件的测量站。 确定与自然灾害相关的特定地质构造，地形或气象条件的位置相关测量参数，并触发测量参数的临界值，以产生专门的事件信号，以预测灾害事件在感兴趣区域内的影响。 特别地，信号生成是基于感兴趣区域内受影响的群体或对象。

公开(公告)号：US20150170311A1

公开(公告)日：2015-06-18

申请号：US14413947

申请日：2013-07-10

申请人： SWISS REINSURANCE COMPANY LTD.

发明人： Oliver Dlugosch ,  Christopher Maximilian Merl

IPC分类号： G06Q50/30 ,  G06Q10/06 ,  G08G5/00 ,  G06Q10/04

CPC分类号： G06Q50/30 ,  G06Q10/047 ,  G06Q10/06 ,  G06Q10/06313 ,  G06Q40/02 ,  G06Q40/08 ,  G08G5/00 ,  G08G5/0013 ,  G08G5/0017 ,  G08G5/0026 ,  G08G5/0034 ,  G08G5/0056 ,  G08G5/0091

摘要： The invention relates to a self-sufficient resource-pooling system (1) for risk sharing of a variable number of risk exposed aircraft fleets (81, . . . , 84) related to airspace risks, wherein resources of the risk exposed aircraft fleets (81, . . . , 84) are pooled by the system (1) and a self-sufficient risk protection is provided for the risk exposed aircraft fleets (81, . . . , 84) by means of the system (1) preventing imminent grounding or operational collapse as a consequence of an occurrence of a natural disaster events, such as volcanic eruptions. The risk exposed aircraft fleets (81, . . . , 84) are connected to the system (1) by means of a plurality of payment-receiving modules configured to receive and store payments from the risk exposed aircraft fleets (81, . . . , 84) for the pooling of their risks and resources and loss cover is provided based on the pooled resources and risks by means of the system (1).

摘要翻译： 本发明涉及一种用于与空域风险相关的可变数量的风险暴露的飞机机队（81，...，84）的风险共享的自足资源共享系统（1），其中风险暴露的飞机机队的资源（ 81，...，84）由系统（1）汇集，并通过系统（1）为风险暴露的飞机机队（81，...，84）提供自给自足的风险保护，防止即将来临 由于发生了诸如火山喷发等自然灾害事件的结果，造成地面或作业崩溃。 风险暴露的飞机队（81，...，84）通过多个付款接收模块连接到系统（1），配置为接收和存储来自风险暴露的飞机队（81，...）的付款。 ，84）用于汇集风险和资源，并根据系统资源和风险提供损失（1）。

公开(公告)号：US08825599B2

公开(公告)日：2014-09-02

申请号：US12063065

申请日：2005-08-16

申请人： Motti M Goldberg ,  Boris Wedl

发明人： Motti M Goldberg ,  Boris Wedl

IPC分类号： G06F7/00 ,  G06F17/00

CPC分类号： G06Q10/06

摘要： A computer-based system creates a data object by preparing a data structure for the data object in a database and processes the data object at different processing stages each associating a different workflow state with the data object. The system can take and store automatically a snapshot of the data object, prior to a workflow transition of the data object from a first workflow state to a second workflow state, respectively associated with the snapshot and with the data object. The system also creates a unique locating reference for the snapshot based on a unique locating reference created previously for the data object. When the unique locating reference for the data object is received, controlled access to the data object and the snapshot is provided. Based on one unique locating reference, multiple states of the data object can be easily and efficiently made available concurrently to a user.

摘要翻译： 基于计算机的系统通过为数据库中的数据对象准备数据结构来创建数据对象，并在不同的处理阶段处理数据对象，每个处理阶段将不同的工作流状态与数据对象相关联。 在将数据对象从第一工作流状态转移到分别与快照和数据对象相关联的第二工作流状态之前，系统可以自动地存储和存储数据对象的快照。 该系统还基于先前为数据对象创建的唯一定位参考，为快照创建了唯一的定位参考。 当接收到数据对象的唯一定位参考时，提供对数据对象和快照的受控访问。 基于一个唯一的定位参考，数据对象的多个状态可以容易且有效地向用户同时提供。

公开(公告)号：US08725540B2

公开(公告)日：2014-05-13

申请号：US10697410

申请日：2003-10-30

申请人： G. Michael Higgins

发明人： G. Michael Higgins

IPC分类号： G06Q40/00 ,  G06Q10/00 ,  G06Q50/00

CPC分类号： G06Q40/08 ,  G06Q40/02

摘要： A system and method for evaluating an insurable risk and providing an immediate, binding insurance offer to cover that risk, includes the collection of self-reported and objective information relating to the risk. The information is provided to an automated underwriting program that evaluates and rates the insurable risk and produces a binding insurance quote. Certain embodiments of the system and method utilize an automated application form and information gathering apparatus to collect the self-reported information. Objective information is obtained by a variety of means, including the direct measurement of certain physical and medical parameters. Certain embodiments may provide for the collection of information relating to payment for the insurance product, and the obtaining of an electronic signature from an applicant.

摘要翻译： 一种用于评估可保险风险并提供立即具有约束力的保险报价以弥补该风险的系统和方法，包括收集与风险有关的自我报告和客观信息。 该信息提供给自动承保程序，评估和评估可承受风险，并产生有约束力的保险报价。 系统和方法的某些实施例利用自动化申请表和信息收集装置来收集自我报告的信息。 客观信息通过各种手段获得，包括直接测量某些物理和医学参数。 某些实施例可以提供收集与保险产品的支付相关的信息，以及从申请人获得电子签名。

公开(公告)号：US08706654B2

公开(公告)日：2014-04-22

申请号：US13059136

申请日：2009-07-28

申请人： Martin Bertogg

发明人： Martin Bertogg

IPC分类号： G06F15/18

CPC分类号： G06Q40/08 ,  G06Q40/06

摘要： An earthquake damage prediction and prevention system for determining an impact or damage caused by an earthquake to objects associated with different geographical locations. A central unit with a filter module selects and collects earthquake related data of a plurality of network units. At least one impact ratio table is stored with a first data structure for storing geographical and/or topographical data coordinates of the different geographical locations. The geometric distances of the geographical locations from a hypocenter/epicenter are generated by an intensity calculation module with a coordinates processor. Local intensity values based upon the generated geometric distances and a given earthquake magnitude of a stored parameterization including variable weight parameters are generated by a propagation calculation unit of the intensity calculation module, whereas the generated geometric distances are stored assigned to the corresponding geographical locations by a second data structure of the impact ratio table.

摘要翻译： 用于确定地震对与不同地理位置相关的物体造成的影响或破坏的地震破坏预测和预防系统。 具有过滤器模块的中央单元选择并收集多个网络单元的地震相关数据。 至少一个冲击比表存储有用于存储不同地理位置的地理和/或地形数据坐标的第一数据结构。 距离震源/震中的地理位置的几何距离由具有坐标处理器的强度计算模块生成。 基于生成的几何距离的局部强度值和包括可变权重参数的存储参数化的给定地震幅度由强度计算模块的传播计算单元生成，而生成的几何距离被存储分配给相应的地理位置 冲击比表的第二个数据结构。