公开(公告)号：US20240244293A1

公开(公告)日：2024-07-18

申请号：US18096761

申请日：2023-01-13

Applicant: BANK OF AMERICA CORPORATION

Inventor： Joseph Benjamin Castinado ,  Hope Barus ,  Oscar Guzman ,  Brandon Ingram ,  Naoll Addisu Merdassa ,  Kevin Graham Robberts

IPC: H04N21/442 ,  G06F16/951 ,  H04N21/2389

CPC classification number: H04N21/44218 ,  G06F16/951 ,  H04N21/23892

Abstract: Embodiments of the present invention provide a system for analyzing using artificial intelligence engines depicted in audio visual content. The system is configured for determining that a user has accessed a first audio visual content on an audio visual content providing platform, performing a frame-by-frame analysis to determine one or more resources depicted in the first audio visual content, identifying one or more third party systems associated with the one or more resources, crawling the one or more third party systems associated with the one or more resources, extracting resource information associated with the one or more resources from the one or more third party systems based on crawling the one or more third party systems, and embedding the resource information associated with the one or more resources in the first audio visual content.

公开(公告)号：US11966922B2

公开(公告)日：2024-04-23

申请号：US17410593

申请日：2021-08-24

Applicant: BANK OF AMERICA CORPORATION

Inventor： Lee Ann Proud ,  Joseph Benjamin Castinado ,  Hosam Sonny ElHamahmy ,  David Gregg Kambour ,  Amy Marie Lamb ,  Jennifer Ann Maggart

IPC: G06F16/28 ,  G06F3/06 ,  G06F21/62 ,  G06Q20/40 ,  G06F21/31

CPC classification number: G06Q20/401 ,  G06F3/0647 ,  G06F16/288 ,  G06F21/6245 ,  G06Q20/405

Abstract: Systems, computer program products, and methods are described herein for scanning and mapping entity portals to distribution processing systems. The present invention may be configured to scan an entity portal of a distribution processing system to generate responses of the entity portal to test distributions, where the entity portal is associated with an entity, and where the distribution processing system processes distributions for the entity. The present invention may be configured to receive, from the entity portal, responses of the entity portal to the test distributions, where the responses include data associated with distributions processed by the distribution processing system for the entity. The present invention may be configured to determine, based on the data, resources offered by the entity to users, an accounting hierarchy of the entity, and settlement procedures for processing distributions for the entity and generate a mapping of the entity portal to another distribution processing system.

公开(公告)号：US11966914B2

公开(公告)日：2024-04-23

申请号：US17896212

申请日：2022-08-26

Applicant: BANK OF AMERICA CORPORATION

Inventor： Joseph Benjamin Castinado ,  Charles Russell Kendall ,  Martha Sain McClellan ,  Lee Ann Proud ,  Ayeesha Sachedina ,  Calvin William Tackett, Jr.

IPC: G06Q20/38 ,  G06F16/18 ,  G06F16/182 ,  G06Q20/22 ,  G06Q20/40 ,  G06Q40/02

CPC classification number: G06Q20/382 ,  G06F16/1815 ,  G06F16/182 ,  G06Q20/223 ,  G06Q20/3829 ,  G06Q20/389 ,  G06Q20/401 ,  G06Q40/02

Abstract: A system, computer program product, and method for executing real-time processing of resource transfers using distributed ledger technology is provided. In particular, the system utilizes a private or semi-private blockchain to create a distributed ledger which comprises a record of all resource transfers between a number of entities. The real-time processing system addresses a number of computer technology-centric challenges associated with executing resource transfers. In particular, executing resource transfers on a real-time basis allows the nodes of the blockchain to more evenly distribute computing workload over time when compared to more traditional resource transfer systems that use batch processing to execute transfers.

公开(公告)号：US11880440B2

公开(公告)日：2024-01-23

申请号：US17397484

申请日：2021-08-09

Applicant: BANK OF AMERICA CORPORATION

Inventor： Joseph Benjamin Castinado ,  Naoll Addisu Merdassa ,  Kevin Graham Robberts ,  Ann Ta

IPC: G06F21/31 ,  G06F40/279

CPC classification number: G06F21/316 ,  G06F40/279

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for a scheme evaluation authentication system to evaluate user action and machine learned pattern recognition for misappropriation activity prevention. In this way, bot and token deployment is utilized for identification of user actions to generate a user idiosyncrasy database. Using the database, the system creates a real-time scheme evaluation authentication for user authentication upon user attempted authentications. As such, a user may by authenticate irrespective of user inputs, but instead based on a match of user actions at the authentication location in real-time compared to the idiosyncrasy database.

公开(公告)号：US11783271B2

公开(公告)日：2023-10-10

申请号：US17140525

申请日：2021-01-04

Applicant: BANK OF AMERICA CORPORATION

Inventor： Joseph Benjamin Castinado ,  Ann Ta

IPC: G06Q10/083 ,  G06Q10/0833 ,  G06Q10/0835 ,  G06Q10/0631 ,  G06Q10/047

CPC classification number: G06Q10/083 ,  G06Q10/047 ,  G06Q10/0631 ,  G06Q10/0833 ,  G06Q10/08355

Abstract: Systems, computer program products, and methods are described herein for directing resource transfers based on resource distribution data. The present invention may be configured to receive resource distribution data associated with a plurality of resource distributions, where the resource distribution data includes a plurality of resources, a plurality of receiving locations, and a plurality of delivery locations. The present invention may be further configured to receive a target efficiency rate for transfer containers corresponding to a percentage of capacity of the transfer containers occupied while the transfer containers are transferring the resources. The present invention may be further configured to determine, based on the resource distribution data and the target efficiency rate, instructions for achieving the target efficiency rate for the transfer containers while receiving and delivering the plurality of resources from the plurality of receiving locations and to the plurality of delivery locations.

公开(公告)号：US11763224B2

公开(公告)日：2023-09-19

申请号：US17140518

申请日：2021-01-04

Applicant: BANK OF AMERICA CORPORATION

Inventor： Joseph Benjamin Castinado ,  Kapil Chhibber

IPC: G06Q10/0631 ,  G06N20/00

CPC classification number: G06Q10/06315 ,  G06N20/00

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for utilizing machine learning to calculate product replacement cycle times and predict resource transfers associated with said product replacements. As such, the system allows for receipt of resource transfer datasets which are processed along with historical datasets via a machine learning engine. The system may then identify data trends and generate predictions of future resource transfers associated with product or service lifecycles. Furthermore, the system may also identify potential merchants or other third-party systems which may be associated with the predicted future transfers.

公开(公告)号：US20230199027A1

公开(公告)日：2023-06-22

申请号：US17553921

申请日：2021-12-17

Applicant: BANK OF AMERICA CORPORATION

Inventor： Joseph Benjamin Castinado ,  Therese Humburg Willis ,  Christopher J. Smith ,  Kathleen Hanko Trombley ,  Kevin Graham Robberts ,  Lee Ann Proud ,  Adam Frederick Perrigo ,  Ann Ta ,  Naoll Addisu Merdassa

IPC: H04L9/40 ,  H04L41/22 ,  H04L41/0866 ,  H04L41/0853

CPC classification number: H04L63/18 ,  H04L63/0876 ,  H04L63/10 ,  H04L63/166 ,  H04L41/22 ,  H04L63/20 ,  H04L41/0866 ,  H04L41/0853

Abstract: Systems, computer program products, and methods are described herein for dynamic communication channel switching based on preconfigured network security protocols. The present invention is configured to receive, from a first user input device, a request to access resources via a first communication channel; determine, using a network device configuration monitoring engine, device configuration parameters associated with the first user input device; determine configuration requirements associated with the first communication channel; determine that the device configuration parameters associated with the first user input device does not meet the configuration requirements associated with the first communication channel; trigger a channel switch engine; determine, using the channel switch engine, that the device configuration parameters associated with the first user input device meets configuration parameters associated with a second communication channel; and authorize the first user input device to access the resources via the second communication channel.

公开(公告)号：US20230017782A1

公开(公告)日：2023-01-19

申请号：US17375399

申请日：2021-07-14

Applicant: BANK OF AMERICA CORPORATION

Inventor： Joseph Benjamin Castinado

IPC: G06Q20/10 ,  G06N20/00

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for utilizing machine learning to predict future resource transfers and control the volume of said transfers. As such, the system allows for use of a machine learning engine to collect pending resource transfer information from a plurality of sources and predict future resource transfers associated with said sources. A single user may initiate resource transfers through a plurality of managing entities. By collecting data associated with each resource transfer, the system may identify data trends and generate predictions of future resource transfers independently of the facilitating entity. Thus, the system may benefit a number of entities, by providing real-time data analysis that would not be obtainable by any one entity operating alone. Additionally, the system may provide a single managing entity with real-time suggestions that may increase the volume of future resource transfers that the entity executes.

公开(公告)号：US20230009622A1

公开(公告)日：2023-01-12

申请号：US17372721

申请日：2021-07-12

Applicant: BANK OF AMERICA CORPORATION

Inventor： Joseph Benjamin Castinado ,  Kevin Graham Robberts ,  Naoll Addisu Merdassa ,  Brandon Ingram ,  Ann Ta ,  Hosam Sonny ElHamahmy

IPC: G06F9/50 ,  G06F21/60 ,  G06F9/451

Abstract: A system is provided for transfer of digital resources using an integrated resource platform. In particular, the system may comprise a networked platform that may be accessible by one or more users to access digital resources (e.g., non-fungible tokens stored on a distributed register). The platform may further display a graphical user interface through which the user may take various actions with respect to such digital resources, including the ability to view metadata associated with the resources or to transfer the resources. In this regard, the platform may integrate multiple different types of distributed registers and/or legacy computing systems such that the user may access the digital resources along with the functions associated therewith.

公开(公告)号：US20220391898A1

公开(公告)日：2022-12-08

申请号：US17338273

申请日：2021-06-03

Applicant: BANK OF AMERICA CORPORATION

Inventor： Joseph Benjamin Castinado ,  Kevin Graham Robberts

IPC: G06Q20/38 ,  G06Q30/02

Abstract: Systems, computer program products, and methods are described herein generating stacked non-fungible tokens on a collaborative technical platform. The present invention is configured to electronically receive, from a computing device of a user, a collaborative digital artifact, wherein the collaborative digital artifact comprises portions of one or more digital artifacts; retrieve one or more non-fungible tokens (NFTs) associated the one or more digital artifacts; generate a stacked NFT for the collaborative digital artifact based on at least the one or more NFTs associated with the one or more digital artifacts; and store the stacked NFT associated with the collaborative digital artifact on a distributed ledger.