SYSTEM AND METHOD FOR AUTOMATED ANALYTICS OF USER ACTIVITY

    公开(公告)号:US20220036466A1

    公开(公告)日:2022-02-03

    申请号:US16677340

    申请日:2019-11-07

    Abstract: An analytics computing device is disclosed that includes a processor in communication with at least one memory device. The processor is configured to receive dynamic data corresponding to activity of a user, and including telematics data generated by a user device associated with the user. The processor is also configured to generate a plurality of analytics values based upon the dynamic data by applying at least one artificial intelligence (AI) model to the dynamic data, and generate an analytics vector for the user. The analytics vector includes the plurality of analytics values. The processor is further configured to use the analytics vector and at least one rule set of a plurality of rule sets to calculate at least one price for a usage-based insurance (UBI) policy of the user.

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