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    System and method to reduce interruptions in a network
    162.
    发明申请
    System and method to reduce interruptions in a network 有权

    公开(公告)号：US20250016163A1

    公开(公告)日：2025-01-09

    申请号：US18349035

    申请日：2023-07-07

    Applicant: Bank of America Corporation

    Inventor： Saurabh Garg ,  Maneesh Kumar Sethia ,  Sandeep Kumar Chauhan ,  Saurabh Arora ,  Prakash Thatipamula

    IPC: H04L9/40

    Abstract: An apparatus comprises a memory communicatively coupled to a processor. The memory is configured to store network interchange parameters and user profiles. The processor is configured to receive a data exchange request triggered by a user device. Further, the processor is configured to request, to a decentralized network, a token indicating that a user profile associated with the user device is entitled to access an entitlement, determine whether a data exchange network is available to exchange data in accordance with the network interchange parameters, identify a second data exchange network that is available in accordance with second network interchange parameters in response to determine that the data exchange network is unavailable, and request a data exchange output from the second data exchange network via the token. The processor is configured to receive the data exchange output from the second data exchange network.

    Multi-computer system for optimized queue management based on facial recognition
    163.
    发明授权
    Multi-computer system for optimized queue management based on facial recognition 有权

    公开(公告)号：US12190368B2

    公开(公告)日：2025-01-07

    申请号：US17702991

    申请日：2022-03-24

    Applicant: Bank of America Corporation

    Inventor： Udaya Kumar Raju Ratnakaram ,  Bhagya Lakshmi Sudha Lavanya Mallidi ,  Puneetha Polasa ,  Sandeep Kumar Chauhan

    IPC: G06Q30/00 ,  G06Q30/0601 ,  G06V40/16

    Abstract: Arrangements for smart tracking and queue management are provided. In some aspects, in response to detecting a user at an entity location, image data may be captured of the user. The image data may be analyzed using one or more facial recognition techniques to determine whether the user is a recognized user. In some examples, a user or user device may be connected to an entity computing device associated with a shopping cart or other device for capturing items for purchase. The user may gather items for purchase and purchase item data may be transmitted for analysis. In some examples, a request to checkout may be received and, in response, real-time queue data may be requested. The real-time queue data may be analyzed using a machine learning model to determine an optimal queue for the user. A notification identifying the queue may be transmitted to the entity computing device.

    COLOR-CHANGING SMART CARD
    164.
    发明申请
    COLOR-CHANGING SMART CARD 有权

    公开(公告)号：US20240403851A1

    公开(公告)日：2024-12-05

    申请号：US18203114

    申请日：2023-05-30

    Applicant: Bank of America Corporation

    Inventor： Abhijit Behera ,  Maneesh Kumar Sethia ,  Nandini Rathaur ,  Sandeep Kumar Chauhan ,  Shailendra Singh ,  Gowri Sundar Suriyanarayanan

    IPC: G06Q20/20 ,  G06K7/10 ,  G06K19/07 ,  G06K19/077

    Abstract: A color-changing smart card may be provided. The smart card may include a first layer encasing at least a front of the smart card. The smart card may include a smart chip on the front of the smart card. The smart chip may be configured for transmitting and receiving electronic communications to and from a point of sale (“POS”) device. The smart card may include microcapsules residing on a second layer of the smart card. When the microcapsules are in a rest state the first layer may have a first color. When the microcapsules are in an active state the first layer may have a second color. The microcapsules may be triggered to change the color in response to the smart chip receiving an electronic communication of a status of a transaction initiated by the smart card at the POS device.

    System and method to identify and reverse tampering of virtual images
    165.
    发明公开
    System and method to identify and reverse tampering of virtual images 审中-公开

    公开(公告)号：US20240348618A1

    公开(公告)日：2024-10-17

    申请号：US18301409

    申请日：2023-04-17

    Applicant: Bank of America Corporation

    Inventor： Saurabh Arora ,  Sandeep Kumar Chauhan ,  Jhalak Khurana

    IPC: H04L9/40 ,  G06F21/62 ,  G06T7/00 ,  G06T11/00

    CPC classification number: H04L63/102 ,  G06F21/6218 ,  G06T7/0002 ,  G06T11/00 ,  H04L63/08

    Abstract: An apparatus may comprise a memory communicatively coupled to a processor. The memory may be configured to store a plurality of rendering commands to render one or more simulated objects in a simulated environment. The processor may be configured to render a simulated object of the one or more simulated objects in the simulated environment based at least in part upon a rendering command of the plurality of rendering commands; display the simulated environment comprising the simulated object; retrieve, from the registry, a baseline rendering command to render a baseline version of the simulated object; and perform a hyperspectral imaging analysis of the simulated object in the simulated environment. Further, the processor may be configured to determine whether the simulated object is tampered or untampered based at least in part upon a result of the hyperspectral imaging analysis indicating whether the simulated object is different from the baseline version.

    Enhanced authentication framework using EPROM grid pattern recognition
    167.
    发明授权
    Enhanced authentication framework using EPROM grid pattern recognition 有权

    公开(公告)号：US11985134B2

    公开(公告)日：2024-05-14

    申请号：US17163743

    申请日：2021-02-01

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Sandeep Kumar Chauhan ,  Shailendra Singh ,  Santosh Kumar Miryala ,  Ramarao Gaddam

    IPC: H04L9/40 ,  G06F18/22 ,  G06V20/80

    CPC classification number: H04L63/102 ,  G06F18/22 ,  G06V20/80 ,  H04L63/08

    Abstract: Systems, computer program products, and methods are described herein for implementing an enhanced authentication framework using Erasable Programmable Read-Only Memory (EPROM) grid pattern recognition. The present invention is configured to receive an indication of a resource transfer interaction initiated by a user using a resource transfer instrument at a resource transfer terminal, wherein the resource transfer instrument comprises an embedded EPROM grid, wherein the embedded EPROM grid is configurable to store a unique pattern associated with the user; retrieve, from the resource transfer terminal, the unique pattern from the embedded EPROM grid; determine that the unique pattern from the embedded EPROM grid matches one or more pre-registered unique patterns associated with the user; and authorize an execution of the resource transfer interaction by the user based on at least determining that the unique pattern from the embedded EPROM grid matches one or more pre-registered unique patterns associated with the user.

    Secure data transmission on low power network
    169.
    发明授权
    Secure data transmission on low power network 有权

    公开(公告)号：US11979740B2

    公开(公告)日：2024-05-07

    申请号：US17712220

    申请日：2022-04-04

    Applicant: Bank of America Corporation

    Inventor： Sandeep Kumar Chauhan ,  Sheetal Bhatia

    IPC: H04W12/03 ,  H04W4/80 ,  H04W12/00 ,  H04W12/041 ,  H04W12/06

    CPC classification number: H04W12/03 ,  H04W4/80 ,  H04W12/009 ,  H04W12/041 ,  H04W12/06

    Abstract: Systems, methods, and apparatus are provided for securing transmission of sensitive data on an LPWAN network such as LoRaWAN. Long-range, low-power transmission may enable a transaction card to communicate with a financial institution server without internet or cellular connectivity. The transaction card may generate a first security key. The key may include a transaction timestamp, a random number generated by the transaction card microprocessor, a personal identifier received at the transaction card from a user, one or more card parameters, and/or any suitable factors. A long-range, low-power network server may detect the card transmission. The server may retrieve the card parameters and personal identifiers stored in association with a user account during card registration. The server may generate a second security key. Based on a match between the first security key and the second security key, the server may authenticate the transmission.

    Secure data transfer in a virtual environment using blockchain
    170.
    发明公开
    Secure data transfer in a virtual environment using blockchain 审中-公开

    公开(公告)号：US20240078297A1

    公开(公告)日：2024-03-07

    申请号：US17930242

    申请日：2022-09-07

    Applicant: Bank of America Corporation

    Inventor： Sheetal Bhatia ,  Sandeep Kumar Chauhan

    IPC: G06F21/31 ,  G06F3/01

    CPC classification number: G06F21/31 ,  G06F3/011 ,  H04L67/306

    Abstract: A system for secure data transfer in a virtual environment receives a request to initiate a virtual interaction session between an avatar and an entity within the virtual environment. The avatar is operated by a user using a user device. The system presents a virtual data reader to the avatar. The virtual data reader comprises a screen to display data. The system receives user input from the user device. The user input includes user information and data object to be transferred to the entity. The user input is transferred from the user input to the virtual data reader. The system receives a security token from the avatar. The system verifies that the user input belongs to the user. The system also determines that the security token is valid. In response, the system transfers the data object to the entity and concludes the virtual interaction session.

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