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    Data Transfer Between Computing Device and User Device at Different Locations and Over Session or Connection to Display One or More Routing Networks to Use
    13.
    发明申请
    Data Transfer Between Computing Device and User Device at Different Locations and Over Session or Connection to Display One or More Routing Networks to Use 审中-公开

    公开(公告)号：US20180288690A1

    公开(公告)日：2018-10-04

    申请号：US15477805

    申请日：2017-04-03

    Applicant: Bank of America Corporation

    Inventor： Steven M. Twombly ,  Matthew Murphy ,  Mark A. Nelson ,  Bradley Holland ,  Mark Williams

    IPC: H04W48/18 ,  H04L12/24 ,  H04W40/20 ,  H04M1/725 ,  G06K7/14 ,  G06K7/10

    Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to receive, from a user device, data indicative of an item. The computing device may be located at a first location, and the user device may be located at a second location, where the first location is different from the second location. The computing device may identify the item based on item recognition using the data indicative of the item. The computing device may determine, based on the identified item, one or more routing networks for the user device to use for the identified item. The computing device may generate, for display via the user device, a notification indicating the one or more routing networks for the user device to use for the identified item. The computing device may transmit, to the user device, and via a secure session connection, the notification indicating the one or more routing networks for the user device to use for the identified item. The user device may be configured to receive, from the computing device, the notification indicating the one or more routing networks for the user device to use for the identified item. The user device may display the notification indicating the one or more routing networks.

    Data Transfer Between Computing Device and User Device Over Session or Connection in Response to Wireless Sensing Device Detecting User Device at a Location
    14.
    发明申请
    Data Transfer Between Computing Device and User Device Over Session or Connection in Response to Wireless Sensing Device Detecting User Device at a Location 审中-公开

    公开(公告)号：US20180288562A1

    公开(公告)日：2018-10-04

    申请号：US15477803

    申请日：2017-04-03

    Applicant: Bank of America Corporation

    Inventor： Steven M. Twombly ,  Matthew Murphy ,  Bradley Holland ,  Mark A. Nelson ,  Mark Williams

    IPC: H04W4/02 ,  H04W40/20 ,  H04W64/00 ,  G01S5/00 ,  G01S19/06 ,  H04L29/08 ,  G01S17/06 ,  H04L29/06 ,  H04M1/725 ,  H04W36/32

    Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a wireless sensing device configured to detect that a user device is within range of a location. In response to detecting that the user device is within range of the location, the wireless sensing device may transmit, to a computing device, data indicating that the user device is within range of the location. The computing device may comprise a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate, for display via the user device, a notification indicating the one or more routing networks for the user device to use at the location. After the user device is within range of the location, the computing device may generate a secure session connection between the computing device and the user device. The computing device may transmit, to the user device and via the secure session connection, the notification indicating the one or more routing networks for the user device to use at the location. The user device may be configured to receive, from the computing device and via the secure session connection, the notification indicating the one or more routing networks for the user device to use at the location. The user device may display the notification indicating the one or more routing networks.

    Data Transfer, Over Session or Connection, and Between Computing Device and One or More Servers to Determine Likelihood of User Device Using a Routing Network
    15.
    发明申请
    Data Transfer, Over Session or Connection, and Between Computing Device and One or More Servers to Determine Likelihood of User Device Using a Routing Network 审中-公开

    公开(公告)号：US20180287950A1

    公开(公告)日：2018-10-04

    申请号：US15477817

    申请日：2017-04-03

    Applicant: Bank of America Corporation

    Inventor： Steven M. Twombly ,  Mark A. Nelson ,  Bradley Holland ,  Mark Williams ,  Matthew Murphy

    IPC: H04L12/851 ,  H04L29/08 ,  H04L12/26 ,  H04L12/751

    Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate a first secure session connection between the computing device and a first server associated with a first routing network. The computing device may receive, from the first server and via the first secure session connection, data associated with the first routing network. The computing device may generate a second secure session connection between the computing device and a second server associated with a second routing network. The computing device may receive, from the second server and via the second secure session connection, data associated with the second routing network. The computing device may analyze the data associated with the first routing network and the data associated with the second routing network. The computing device may determine, based on the analyzing the data associated with the first routing network and the data associated with the second routing network, a likelihood of a user device using a new routing network different from the first routing network and the second routing network. In response to determining that the likelihood of the user device using the new routing network exceeds a threshold, the computing device may generate, for display via the user device, a notification indicating a recommendation for the new routing network. The computing device may transmit, to the user device, the notification indicating the recommendation for the new routing network. The user device may be configured to display the notification indicating the recommendation for the new routing network. The first server associated with the first routing network may be configured to transmit, to the computing device and via the first secure session connection, the data associated with the first routing network. The second server associated with the second routing network may be configured to transmit, to the computing device and via the second secure session connection, the data associated with the second routing network.

    SYSTEM FOR DETERMINATION OF RESOURCE USAGE DEMAND
    17.
    发明申请
    SYSTEM FOR DETERMINATION OF RESOURCE USAGE DEMAND 有权

    公开(公告)号：US20220067757A1

    公开(公告)日：2022-03-03

    申请号：US17002014

    申请日：2020-08-25

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Victoria L. Dravneek ,  Brandy Lachole Brown ,  Karen Lea MacQueen ,  Jill Marie Moser ,  Matthew Murphy ,  Matthew Robert Gray Pitner

    IPC: G06Q30/02 ,  G06Q10/06 ,  G06N5/02

    Abstract: Systems, computer program products, and methods are described herein for determination of resource usage demand. The present invention may be configured to receive, from a user device, a potential resource allocation offer comprising attributes. The present invention may be further configured to determine, based on historical data associated with previous resource allocation offers, a potential resource usage demand associated with the potential resource allocation offer. The present invention may be further configured to provide, to the user device, the potential resource usage demand. For example, the present invention may be configured to cause the user device to display a graphical user interface including the attributes of the potential resource allocation offer and the potential resource usage demand.

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