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11.发明公开公开(公告)号：US20240037196A1
公开(公告)日：2024-02-01
申请号：US17873914
申请日：2022-07-26
Applicant: BANK OF AMERICA CORPORATION
Inventor： Puneetha Polasa , Saurabh Arora , Sandeep Kumar Chauhan , Bhagya Lakshmi Sudha Lavanya Mallidi
CPC classification number: G06F21/31 , G06F11/3438
Abstract: Embodiments of the present invention provide a system for interconnection, translation, and transition between disparate digital ecosystems. The system is configured for determining that a user is requesting to access a first digital ecosystem, receiving a first authentication credentials of the user from the first digital ecosystem for verification, determining that the verification of the first authentication credentials is successful and provide access to the first digital ecosystem, determining that the user is requesting transition to a second digital ecosystem from the first digital ecosystem, receiving second authentication credentials of the user from the second digital ecosystem for verification, determining that the verification of the second authentication credentials is successful and provide access to the second digital ecosystem, and preparing and transmitting a data payload to the second digital ecosystem.
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公开(公告)号：US20230029916A1
公开(公告)日：2023-02-02
申请号：US17386781
申请日：2021-07-28
Applicant: BANK OF AMERICA CORPORATION
Inventor： Saurabh Arora
IPC: G06F16/2455 , G06F16/23 , G06F11/14
Abstract: Systems, computer program products, and methods are described herein for dynamically propagating data from a database to a cache. The present invention may be configured to receive metadata associated with updates to data records of a database, obtain, from the database and based on the metadata, the data records that have been updated, and provide the data records that have been updated to a cache. The present invention may be configured to receive, from applications, calls for the data records, obtain, from the cache and based on receiving the calls, the data records, and provide, to the applications, the data records. In some embodiments, the present invention may be configured to monitor the database and generate the metadata associated with the updates to the data records.
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公开(公告)号：US20250111360A1
公开(公告)日：2025-04-03
申请号：US18376156
申请日：2023-10-03
Applicant: Bank of America Corporation
Abstract: Aspects of the disclosure relate to using machine learning models to performing real-time cache updates. A computing system may receive a request to update an unreferenced object of a user interface of an application. A block may be generated in a blockchain stored in a second cache tier. The block may comprise a non-fungible token (NFT) based on the unreferenced object and may indicate that the unreferenced object is not authorized to indicate a system of record update. Based on the request to update the unreferenced object meeting one or more criteria, a block comprising an NFT that is referenced by the unreferenced object may be generated in a first cache tier. A block indicating that the NFT is referenced by the unreferenced object may be generated in a first cache tier and the unreferenced object may be updated in the user interface of the application.
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公开(公告)号：US20240364741A1
公开(公告)日：2024-10-31
申请号：US18140064
申请日：2023-04-27
Applicant: BANK OF AMERICA CORPORATION
Inventor： Saurabh Arora , Sandeep Kumar Chauhan
CPC classification number: H04L63/20 , H04L47/781 , H04L63/0236
Abstract: Systems, computer program products, and methods are described herein for detecting and preventing misappropriation attempts based on initiator device data and dynamic rules. The present disclosure is configured to identify a current resource transmission request from an initiator device; generate a resource transmission category type for the current resource transmission request; identify initiator device data associated with the initiator device; generate a distributed ledger associated with the initiator device; identify at least one smart contract associated with the distributed ledger; generate, based on the at least one smart contract, a dynamic resource transmission rule tree; update the current resource transmission request node with at least one of an acceptable indicator or a hold indicator based on the at least one resource transmission category; and allow, in an instance where the current resource transmission request node comprises the acceptable indicator, the current resource transmission request.
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15.发明公开公开(公告)号：US20240354725A1
公开(公告)日：2024-10-24
申请号：US18136925
申请日：2023-04-20
Applicant: Bank of America Corporation
Inventor： Maneesh Kumar Sethia , Shailendra Singh , Sandeep Kumar Chauhan , Saurabh Arora , Nandini Rathaur
CPC classification number: G06Q20/102 , G01S5/0205 , G06Q20/027 , G06Q20/20
Abstract: An electronic bill may be generated, transmitted, and paid remotely at a POS using a UWB-compatible user device. The location of the user device may be detected leveraging UWB technology at the POS. The bill may be pushed to the user device over a MEMS network of sensor nodes at the POS. An optimal route over the sensor nodes may be selected so that the electronic bill is directed to a sensor node in proximity to the user device. The selected route may minimize the number of sensor nodes over which the bill must pass. The route may be dynamically changed when the user device is moved from one location to another at the POS. The customer may specify an electronic payment method in response to receiving the bill or the customer may have pre-specified the payment method. An electronic confirmation of payment may be transmitted to the POS.
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Patent Agency Ranking
16.发明授权公开(公告)号：US12061547B2
公开(公告)日：2024-08-13
申请号：US17849634
申请日：2022-06-25
Applicant: BANK OF AMERICA CORPORATION
Inventor： Saurabh Arora , Sandeep Kumar Chauhan
IPC: G06F12/0811 , G06F16/22 , G06F16/23
CPC classification number: G06F12/0811 , G06F16/2228 , G06F16/2365 , G06F2212/62
Abstract: Embodiments of the invention are directed to systems, methods and computer program products structured for dynamic management of stored cache data based on usage information. The invention is structured for light-weight granular data caching based on construction of adapted hierarchical data objects with improved indexing, for reducing memory and processing burdens on data caching servers and reducing turnaround time for activity execution. Specifically, the invention is configured to trigger, via the proactive processor, retrieval of truncated technology data for caching from a usage database based on the adapted truncated cache data retrieval command; and construct a plurality of adapted hierarchical cache data objects, for each of the plurality of users, and cache the constructed plurality of adapted hierarchical cache data objects, for each of the plurality of users, in the distributed cache layer in a distributed cache layer.
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公开(公告)号：US20240232269A1
公开(公告)日：2024-07-11
申请号：US18612308
申请日：2024-03-21
Applicant: Bank of America Corporation
Inventor： Saurabh Arora , Sandeep Chauhan
IPC: G06F16/93 , G06F16/51 , G06F16/535
CPC classification number: G06F16/93 , G06F16/51 , G06F16/535
Abstract: Aspects of the disclosure relate to a hybrid metaverse environment. A computing platform may synchronize, using edge nodes and with a physical repository server, a soft document repository. The computing platform may receive, via a metaverse application interface, an event processing request. The computing platform may identify, based on the event processing request and using a machine learning model, documents needed to execute the event processing request.
The computing platform may update a request queue to identify the event processing request and the documents. The computing platform may access, using an edge node and via the soft document repository, the physical repository server to obtain document images corresponding to the identified documents, and may update a response queue to include the obtained document images.
The computing platform may send, to an enterprise user device, a haptic alert indicating that the event processing request is ready for processing.-
公开(公告)号：US20240129302A1
公开(公告)日：2024-04-18
申请号：US18047431
申请日：2022-10-18
Applicant: Bank of America Corporation
Inventor： Shailendra Singh , Saurabh Arora , Sandeep Chauhan , Puneetha Polasa
IPC: H04L9/40
CPC classification number: H04L63/0853
Abstract: An apparatus for using a validated card in a virtual environment comprises a processor associated with a server. The processor is configured to receive a request to conduct an interaction between a first avatar and an entity in a virtual environment. The processor is further configured to receive card information and device information from an unknown user device. The processor is further configured to verify that the unknown user device is a first user device. The processor is further configured to receive virtual session information that is associated with a virtual environment session. The processor is further configured to determine if the request to conduct the interaction occurred in the same virtual environment session as the reception of the card information. The processor is further configured to conduct the interaction between the first avatar and the entity with the received card information.
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19.发明授权公开(公告)号：US11880307B2
公开(公告)日：2024-01-23
申请号：US17849635
申请日：2022-06-25
Applicant: BANK OF AMERICA CORPORATION
Inventor： Saurabh Arora , Sandeep Kumar Chauhan
IPC: G06F12/00 , G06F12/0862 , G06F12/0811 , G06F12/0888
CPC classification number: G06F12/0862 , G06F12/0811 , G06F12/0888 , G06F2212/1024
Abstract: Embodiments of the invention are directed to systems, methods and computer program products structured for dynamic management of stored cache data based on predictive usage information. The invention is structured for proactive alleviation of obsolete data, dynamic pre-population and fetching of cached data based on determining actions preceding initiation of activities. Specifically, the invention is configured to detect, via a proactive processor application, a first access event via a first network device associated with a first communication channel at a first time interval, such that the first access event is detected prior to initiation of a first technology activity event by the user. The invention is also structured to populate the first adapted hierarchical cache data object for use at a technology application associated with the first network device prior to the initiation of the first technology activity event by the user.
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公开(公告)号：US20230362154A1
公开(公告)日：2023-11-09
申请号：US17739307
申请日：2022-05-09
Applicant: BANK OF AMERICA CORPORATION
Inventor： Saurabh Arora , Sandeep Kumar Chauhan , Jagadish Reddy
IPC: H04L9/40
CPC classification number: H04L63/083
Abstract: Various systems, methods, and computer program products for providing data authentication for long range communications. The method includes receiving one or more local data processing indicators from a computing device of a user. The one or more local data processing indicators is based on historical information relating to data processing by the user. The method also includes comparing the one or more local data processing indicators to one or more server data processing indicators. The method further includes causing a transmission of an approval of a processing request in an instance in which the local data processing indicator(s) match the server data processing indicator(s). The processing request is related to the computing device of the user. The method still further includes causing a transmission of a notification of a potential malfeasant request in an instance in which the local data processing indicator(s) does not match the server data processing indicator(s).
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