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    Flexible payment card
    12.
    发明授权
    Flexible payment card 有权

    公开(公告)号：US11705023B2

    公开(公告)日：2023-07-18

    申请号：US16783614

    申请日：2020-02-06

    Applicant: Mastercard International Incorporated

    Inventor： Shawn J. Mehrhoff ,  Christopher T. Scholl

    IPC: G09F9/30 ,  G09G3/00

    CPC classification number: G09F9/301 ,  G09G3/035

    Abstract: A rollable payment card is shiftable between a flat configuration and a rolled configuration via a manual rolling process. The payment card comprises a verification element, a processor, an electronic display unit in communication with the processor, and a power element providing electrical power to the display unit. The electronic display unit includes an electronic display region configured to display an image. The electronic display region is manually rollable. The payment card in the flat configuration presents horizontally spaced apart first and second ends and vertically spaced apart top and bottom edges. The first end overlaps the second end during the course of the rolling process, with the first end being disposed arcuately past the second end when the payment card is in the rolled configuration.

    SYSTEMS AND METHODS FOR SECURING DATA USING A TOKEN
    13.
    发明申请
    SYSTEMS AND METHODS FOR SECURING DATA USING A TOKEN 有权

    公开(公告)号：US20220207534A1

    公开(公告)日：2022-06-30

    申请号：US17138395

    申请日：2020-12-30

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： James W. Barkhurst ,  Christopher T. Scholl

    IPC: G06Q20/40 ,  G06F21/62

    Abstract: Provided herein is a computing system for electronically transmitting a token linked to personally identifying information (PII) of a user to a merchant. The computing system includes a processor in communication at a memory device, and the processor is programmed to: (i) receive PII, issued payment instrument data, and a user identifier associated with a user, (ii) store the PII, issued payment instrument data, and user identifier in the memory device, (iii) receive an identification request for a user associated with a transaction including payment instrument data, (iv) perform a lookup in the memory device to retrieve the PII of the user and the stored user identifier associated with the received payment instrument data, (v) receive a user input identifier from the user to authenticate the user, (vi) generate a token that links the PII of the user to the transaction, and (vii) transmit the token to the merchant.

    System and method for securely transacting over a landline
    14.
    发明授权
    System and method for securely transacting over a landline 有权

    公开(公告)号：US11321689B2

    公开(公告)日：2022-05-03

    申请号：US16601115

    申请日：2019-10-14

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Christopher T. Scholl ,  James W. Barkhurst ,  Shawn Mehrhoff

    IPC: G06Q20/16 ,  G06Q20/42 ,  G06Q20/36

    Abstract: A computing device for securely transacting over a landline is provided. The computing device is configured to receive, through a landline, from a merchant in response to a transaction request by a user, a merchant identification message including a merchant identifier, extract the merchant identifier from the merchant identification message, query a database of merchant data including a plurality of merchants and a plurality of merchant identifiers, identify, in response to the query, the merchant by matching the extracted merchant identifier against the plurality of merchant identifiers in the database, retrieve, in response to successfully identifying the merchant, a token associated with a PAN of the user, generate a token message including the token, transmit the token message to the merchant through the landline, and receive, from a payment processor, a confirmation message indicating a payment using the PAN was made in response to the merchant receiving the token.

    Systems and Methods for Triggering Location-Based Mobile Device Events Using Geo-Fencing
    15.
    发明申请
    Systems and Methods for Triggering Location-Based Mobile Device Events Using Geo-Fencing 有权

    公开(公告)号：US20210337344A1

    公开(公告)日：2021-10-28

    申请号：US17367503

    申请日：2021-07-05

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Shawn Mehrhoff ,  Madeline Mueller ,  Christopher T. Scholl

    IPC: H04W4/021 ,  H04W4/029 ,  G06Q20/40 ,  G06Q30/02 ,  H04L29/08 ,  H04W4/02

    Abstract: A transportation controller (TC) computing system for monitoring a user computing device location and triggering location-based events using geo-fencing is provided. The TC computing system includes at least one TC computing device configured to register a customer with a transportation controller (TC) service using registration data received from a user computing device associated with the customer. The TC computing device is also configured to receive, in response to the user computing device detecting a first geo-fence, first travel data associated with a trip of the customer. The TC computing device is further configured to validate the trip using the first travel data, receive, in response to the user computing device detecting a second geo-fence, second travel data associated with the trip of the customer, and determine a first transaction amount for the trip based on the first travel data and the second travel data.

    Systems and methods for actuating an electronic lock upon payment for delivery services
    16.
    发明授权
    Systems and methods for actuating an electronic lock upon payment for delivery services 有权

    公开(公告)号：US10762735B2

    公开(公告)日：2020-09-01

    申请号：US16110752

    申请日：2018-08-23

    Applicant: Mastercard International Incorporated

    Inventor： Tara L. Sauer ,  Christopher T. Scholl

    IPC: G07C9/33 ,  G07C9/00 ,  G06Q50/28

    Abstract: A system and computer-implemented method includes the operation of transmitting, via a payment-on-delivery device, a request message to a consumer computing device. The request message includes a request as to whether a consumer wishes to allow a package carrier to actuate an electronic lock. An indication that the package carrier may actuate the electronic lock is received by the payment-on-delivery device, which in response, presents a message to the package carrier asking whether the package carrier wishes to actuate the electronic lock. The package carrier selects to actuate the electronic lock and is presented with an access code for actuating the electronic lock.

    SYSTEMS AND METHODS FOR DETECTING AND SCORING DRIVER ACTIVITY
    18.
    发明申请
    SYSTEMS AND METHODS FOR DETECTING AND SCORING DRIVER ACTIVITY 审中-公开

    公开(公告)号：US20200074492A1

    公开(公告)日：2020-03-05

    申请号：US16122644

    申请日：2018-09-05

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Christopher T. Scholl ,  Regan E. Harmon

    IPC: G06Q30/02 ,  B60W40/09 ,  G06K9/00 ,  G07C5/00 ,  G06Q10/06 ,  G06Q40/08 ,  G06Q50/30

    Abstract: A driver scoring (DS) computing device for scoring driving activity for a driver in real-time is provided. The DS computing device includes at least one processor in communication with at least one memory, the at least one processor configured to: (i) receive sensor data about a driver in a vehicle; (ii) determine, from the sensor data, a driver activity including at least a duration for the activity; (iii) calculate a score for the determined activity, wherein the score depends on at least one of a type of activity and the duration of the activity; (iv) retrieve a driver profile associated with the driver from the at least one memory, the driver profile including at least one of user input preferences and a history of payment transactions; and (v) generate at least one merchant incentive based on the score and the driver profile.

    SYSTEMS AND METHODS FOR PAYMENT FOR DELIVERY SERVICES
    19.
    发明申请
    SYSTEMS AND METHODS FOR PAYMENT FOR DELIVERY SERVICES 审中-公开

    公开(公告)号：US20200065927A1

    公开(公告)日：2020-02-27

    申请号：US16110718

    申请日：2018-08-23

    Applicant: Mastercard International Incorporated

    Inventor： Tara L. Sauer ,  Christopher T. Scholl

    IPC: G06Q50/28 ,  G06Q20/40 ,  G06Q20/32

    Abstract: An apparatus and computer-implemented electronic transaction method includes the operation of reading, via a payment-on-delivery device, a machine-readable transaction code in which transaction details of a collect-on-delivery transaction are encoded. A notification is transmitted to a consumer computing device. In addition, the transaction details are transmitted to the consumer computing device. The apparatus transmits payments details for funding the collect-on-delivery transaction to an interchange network for processing the collect-on-delivery transaction. The apparatus receives a payment authorization response message from the interchange network indicating completion of the collect-on-delivery transaction.

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