中科微点-全球专利检索

  1. Login
  2. Sign Up

Search Results

51 records (took 0.018 seconds)

    CONFIGURING A TRANSACTION DEVICE
    13.
    发明申请
    CONFIGURING A TRANSACTION DEVICE 审中-公开

    公开(公告)号：US20180181954A1

    公开(公告)日：2018-06-28

    申请号：US15844379

    申请日：2017-12-15

    Applicant: Mastercard International Incorporated

    Inventor： James David Sinton ,  John Beric ,  David Anthony Roberts

    IPC: G06Q20/38 ,  G06Q20/20

    CPC classification number: G06Q20/385 ,  G06Q20/04 ,  G06Q20/202 ,  G06Q20/22 ,  G06Q20/30 ,  G06Q20/341

    Abstract: A method of configuring a transaction device (102, 160) for use within a closed loop transaction system (12), the closed loop transaction system comprising a point-of-interaction terminal (24) for processing transactions with the transaction device, the method comprising: receiving an instruction to set a field within a device data store on the transaction device to use a predetermined currency code specified by the terminal; receiving, at the transaction device, a transaction amount available for transactions with the closed loop terminal system; storing (202) the transaction amount on the transaction device; receiving an unique identifier associated with the closed loop terminal system for use in transactions with the point-of-interaction terminal within the system; storing (206) the unique identifier on the transaction device.

    SYSTEMS AND METHODS FOR PROCESSING MOBILE PAYMENTS BY PROVISONING CREDENTIALS TO MOBILE DEVICES WITHOUT SECURE ELEMENTS
    15.
    发明申请
    SYSTEMS AND METHODS FOR PROCESSING MOBILE PAYMENTS BY PROVISONING CREDENTIALS TO MOBILE DEVICES WITHOUT SECURE ELEMENTS 审中-公开
    通过向没有安全元素的移动设备提供证明来处理移动支付的系统和方法

    公开(公告)号：US20130262317A1

    公开(公告)日：2013-10-03

    申请号：US13827042

    申请日：2013-03-14

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Mehdi COLLINGE ,  Susan Thompson ,  Patrik Smets ,  David Anthony Roberts ,  Michael Christopher Ward

    IPC: G06Q20/38

    CPC classification number: G06Q20/3823 ,  G06Q20/322 ,  G06Q20/385 ,  G06Q20/4012 ,  G06Q20/405

    Abstract: A method for generating and provisioning payment credentials to a mobile device lacking a secure element includes: generating a card profile associated with a payment account, wherein the card profile includes at least payment credentials corresponding to the associated payment account and a profile identifier; provisioning, to a mobile device lacking a secure element, the generated card profile; receiving, from the mobile device, a key request, wherein the key request includes at least a mobile identification number (PIN) and the profile identifier; using the mobile PIN; generating a single use key, wherein the single use key includes at least the profile identifier, an application transaction counter, and a generating key for use in generating a payment cryptogram valid for a single financial transaction; and transmitting the generated single use key to the mobile device.

    Abstract translation: 一种用于向缺少安全元件的移动设备生成和提供支付凭证的方法包括：生成与支付账户相关联的卡配置文件，其中所述卡配置文件至少包括对应于相关支付帐户的支付凭证和配置文件标识符; 提供给缺少安全元件的移动设备，生成的卡简档; 从所述移动设备接收密钥请求，其中所述密钥请求至少包括移动标识号（PIN）和所述简档标识符; 使用移动PIN; 生成单个使用密钥，其中所述单一使用密钥至少包括所述简档标识符，应用交易计数器和用于生成对单个金融交易有效的支付密码的生成密钥; 以及将生成的单次使用密钥发送到移动设备。

    Method and system for trusted notifications
    16.
    发明授权
    Method and system for trusted notifications 有权

    公开(公告)号：US11855969B2

    公开(公告)日：2023-12-26

    申请号：US17494077

    申请日：2021-10-05

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Duncan Garrett ,  John Beric ,  Michael Ward ,  David Anthony Roberts

    IPC: H04L9/40 ,  G06Q20/32 ,  G06Q20/42 ,  G06Q20/40

    CPC classification number: H04L63/0428 ,  G06Q20/3255 ,  G06Q20/3274 ,  G06Q20/3276 ,  G06Q20/3278 ,  G06Q20/40 ,  G06Q20/42

    Abstract: A method for trusted notifications comprises: receiving, at a first host having at least one trusted server, a request message from a sender computing device, the request message comprising a request identifier and instructions to: update, at a second host, a recipient account associated with a recipient computing device, and to make a corresponding update at the first host to a sender account associated with the sender computing device. The method further comprises authorizing, at the first host, the request message; updating the sender account; generating a secure message at the at least one trusted server, the secure message comprising the request identifier and an indication from the at least one trusted server that the update completed; and sending the secure message from the first host to the sender computing device. The secure message can be received at the sender computer device and conveyed to the recipient computing device.

    Identity authentication and validation
    18.
    发明公开
    Identity authentication and validation 审中-公开

    公开(公告)号：US20230155833A1

    公开(公告)日：2023-05-18

    申请号：US18079765

    申请日：2022-12-12

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Patrik Smets ,  David Anthony Roberts

    IPC: H04L9/32 ,  G06Q20/38 ,  H04L9/06 ,  H04L9/40

    CPC classification number: H04L9/3213 ,  G06Q20/3821 ,  H04L9/0643 ,  H04L63/0876 ,  H04L2209/56

    Abstract: There is provided an authentication system for validating identity credentials of a user attempting to access a resource provided by a remote resource provision system. The authentication system includes an input configured to receive, from the resource provision system, an authentication request comprising a cryptographic representation of digital identity data of the user and an associated token identifier, where the digital identity data comprises at least one image of an identity credential of the user. The system also includes a processor configured to: determine a pre-stored cryptographic identifier corresponding to the token identifier; and compare the received cryptographic representation with the pre-stored cryptographic identifier. The system further includes an output configured to transmit, to the remote resource provision system and in response to determining a match between the received cryptographic representation and the pre-stored cryptographic identifier, an authentication confirmation indicating successful validation of the digital identity data.

    Contactless communication session initiation between devices
    20.
    发明授权
    Contactless communication session initiation between devices 有权

    公开(公告)号：US11470659B2

    公开(公告)日：2022-10-11

    申请号：US17078983

    申请日：2020-10-23

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Patrik Smets ,  Eddy Van De Velde ,  David Anthony Roberts ,  Jonathan James Main

    IPC: H04W76/11 ,  H04W76/12 ,  H04W12/63 ,  H04W12/65 ,  G06Q20/20 ,  H04L65/1104

    Abstract: Examples provide a system and method for initiating contactless communication sessions between computing devices using a variety of modalities. A user pre-registers a selected modality for triggering session initiation. A session initiation device generates trigger data based on a detected occurrence of a predetermined event corresponding to a user selected modality, such as, but not limited to, biometric data, a unique user identifier (ID), a vehicle identifier, or any other type of modality. The trigger data is mapped to a mobile device ID. The mobile device ID can be requested from a connection server. The communication session is established between the first computing device and the mobile user device using the mobile device identifier. The computing device transmits data to the mobile user device via the established communication session when the computing device is brought into proximity to the mobile user device.

Patent Agency Ranking