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公开(公告)号：US20190196588A1
公开(公告)日：2019-06-27
申请号：US15852631
申请日：2017-12-22
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Michael Jason Friedman , Derek Humphreys
CPC classification number: G06F3/016 , G06F3/0412 , G06F3/0488 , G06F2203/014 , G06Q20/12 , G06Q20/382 , G06Q30/0601
Abstract: An indication is obtained of interaction of a putative human user with a computing device. Responsive to the indication, presentation of a haptic pattern to the putative human user is facilitated; the pattern is not amenable to machine perception. Prompting of the putative human user to input information indicative of human perception of the pattern is facilitated. Information input by the putative human user is obtained responsive to the prompting. When the information input by the putative human user indicates that the putative human user is an actual human user, the interaction is permitted to continue. Haptic techniques are also provided for access control and/or to defend against malevolent web sites which masquerade as legitimate web sites.
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公开(公告)号：US20180165735A1
公开(公告)日：2018-06-14
申请号：US15836625
申请日：2017-12-08
Applicant: Mastercard International Incorporated
Inventor： Chris O'Mahony , Stephen Elder , Bryan O'Sullivan , Derek Humphreys , Alex Staveley , Eammon Doyle , Stephen Toner , Andrea Rizzini , Maurice O'Connor , Oran Cummins
CPC classification number: G06Q30/0613 , G06Q20/322 , G06Q30/0641 , H04L67/02
Abstract: A multi-merchant portal that enables a user to access e-commerce stores is provided. Each e-commerce store has respective merchant categories browsable by the user at a customer device through the portal, each merchant category comprising products available for purchase from a respective merchant. In response to receiving a request from the customer device to switch access of the user browsing a selected merchant category of the first merchant in a first e-commerce store, to a second e-commerce store, the portal determines a system category corresponding to the selected merchant category using mapping data mapping merchant categories to system categories and then determines a destination merchant category of the second merchant in the second e-commerce store corresponding to the determined system category using mapping data mapping the system categories to the merchant categories. The portal switches user's access to the destination merchant category in the second e-commerce store.
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Patent Agency Ranking
公开(公告)号：US11204648B2
公开(公告)日：2021-12-21
申请号：US16006560
申请日：2018-06-12
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Michael Jason Friedman , Derek Humphreys
Abstract: With a virtual/augmented reality environment management server, first and second computer display devices associated with first and second remote client computing devices are caused to each display first and second avatars in at least one of a virtual reality environment and an augmented reality environment. The avatars represent first and second human users of the remote client computing devices. At the virtual/augmented reality environment management server, data is obtained indicating that a predetermined gesture sequence has occurred between the avatars; in reliance on the data, the virtual/augmented reality environment management server causes an authentication/transaction management server to take at least one action outside the at least one of a virtual reality environment and an augmented reality environment; and causes a confirmation at the first and second remote client computing devices, that the action taken in reliance on the data indicating that the predetermined gesture sequence has occurred.
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公开(公告)号：US11069016B2
公开(公告)日：2021-07-20
申请号：US15825402
申请日：2017-11-29
Applicant: MasterCard International Incorporated
Inventor： Stephen Elder , Joseph Mitchell , John Sheldon , Ken Moore , Gregory O'Brien , Sinead Fitzgerald , Derek Humphreys
IPC: G06Q10/10 , G06Q30/02 , G06Q40/08 , G06Q10/08 , G06Q50/26 , G06Q20/36 , G06F21/32 , G06Q20/02 , G06Q20/32 , G06Q20/40 , G06F21/62 , G06F21/36 , G06K19/06
Abstract: Provided are an identity broker system and method for managing a national digital identification of a citizen. In one example, the method includes receiving, from a user device, an identity sharing request of a citizen including an identification of a service provider with which to share the identity, determining one or more digital identification credentials of the citizen that are to be shared with the service provider based on the identity sharing request, receiving an authorization from the citizen via the user device, the authorization including an approval for sharing the one or more digital identification credentials of the citizen with the service provider, and receiving the one or more digital identity components of the citizen from an identity record providing device, and transmitting the one or more digital identification credentials of the citizen to a service provider device based on the identification of the service provider.
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公开(公告)号：US20190188692A1
公开(公告)日：2019-06-20
申请号：US16208005
申请日：2018-12-03
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Derek Humphreys , Alonso Araujo
CPC classification number: G06Q20/3672 , G06Q20/0855 , G06Q20/12 , G06Q30/0601 , G06Q30/0609 , G06Q30/0641 , H04L51/02 , H04L51/32
Abstract: Ordering and purchasing processes are integrated into a messaging session between a user device and a merchant server. Within the messaging session, a dialogue is established between the user device and the merchant server. The merchant server obtains user information in order to communicate with a service provider to establish a transaction with an account associated with the user device. The merchant server obtains order information from the user device by interpretation of the dialogue, and creates an order. The user requests payment, and receives a payment link from the merchant server in order to make a transaction. The user provides payment information including identification of the account associated with the user device for the transaction to the merchant server. Once these actions have taken place, the merchant server uses the order information and the payment information to enable the transaction to be performed using the account.
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公开(公告)号：US20180108358A1
公开(公告)日：2018-04-19
申请号：US15720423
申请日：2017-09-29
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Derek Humphreys , Alonso Araujo
CPC classification number: G10L17/005 , G06F21/32 , G10L15/22 , G10L17/00 , G10L17/22 , G10L2015/223
Abstract: A computer-implemented method of vocally categorising a user includes receiving, by a sound data input, a vocalisation by the user and determining, by a processor coupled to the data input, a plurality of individual confidence scores by comparing the received vocalisation to vocalisations of a plurality of respective individuals stored in a memory to which the processor is communicatively coupled. Each of the individual confidence scores represents a probability that the user is a respective one of the plurality of individuals, and each of the stored vocalisations is stored in association with a corresponding category selected from a plurality of categories. The method further comprises determining, by the processor, from the plurality of individual confidence scores and respective associated categories, a plurality of category confidence scores, where each category confidence score represents a probability that the user belongs to a respective one of the plurality of categories.
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公开(公告)号：US20160140526A1
公开(公告)日：2016-05-19
申请号：US14940324
申请日：2015-11-13
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Oran Cummins , Stephen Toner , Derek Humphreys , Stephen Elder
CPC classification number: G06Q20/12 , G06Q10/087 , G06Q20/203 , G06Q30/0207 , G06Q30/06 , H04L12/2827
Abstract: Smart appliance processing systems and methods for enabling dynamic control and management of electronically stored consumables inventories are provided. A smart server acquires electronically from a merchant product data concerning one or more consumables acquired at the merchant during one or more purchase transactions conducted by a customer in association with an identifier of the customer. Based on mapping data maintained by the smart server, the smart server matches the identifier with a respective client smart appliance system of the customer. The smart server then transmits electronically the product data towards the client smart appliance system for updating an electronic consumables inventory maintained by the client smart appliance system for the first customer.
Abstract translation: 提供了用于实现电子存储耗材库存的动态控制和管理的智能家电处理系统和方法。 一个智能服务器从商户产品数据中电子地获取关于在客户进行的一个或多个购买交易期间与商户的标识符相关联的在商户处获得的一种或多种消费品的数据。 基于由智能服务器维护的映射数据，智能服务器将该标识符与客户的相应的客户端智能设备系统相匹配。 然后，智能服务器以电子方式将产品数据发送到客户端智能设备系统，以更新由客户端智能家电系统为第一客户维护的电子耗材库存。
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