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公开(公告)号：US20180130060A1
公开(公告)日：2018-05-10
申请号：US15348176
申请日：2016-11-10
Applicant: MasterCard International Incorporated
Inventor： Joseph Hayes , Prashant Sharma , Simon Collins
CPC classification number: G06Q20/4014 , G06Q20/00 , G06Q30/0633
Abstract: A method includes receiving a purchase order via a telephone call from a customer. As part of the phone call, a credentials service customer identifier assigned to the customer is received from the customer. The method further includes transmitting a message to a credentials service that issued the customer identifier. Payment credentials are received from the credentials service. The payment credentials include a payment token that is associated with a payment account that belongs to the customer. The method further includes generating a payment account system authorization request message. The authorization request message includes the payment token. In addition, the method includes transmitting the authorization request message for routing to an issuer of the payment account.
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公开(公告)号：US09767500B2
公开(公告)日：2017-09-19
申请号：US13776810
申请日：2013-02-26
Applicant: MasterCard International Incorporated
Inventor： Oran Cummins , Garry Lyons , Matthew Hopkins , Prashant Sharma , Stephen Elder , Stephen Whitney , Richard Burdett , Tina Doran , Michael Friedman
CPC classification number: G06Q30/0623
Abstract: A method for displaying product details on a consumer device includes: preparing digital media for display on the device; detecting whether the digital media includes at least one product available for purchase; receiving a plurality of product data sets, each set associated with a product identifier and product details for an available product, the product details including information to initiate a transaction for the product; identifying an index of products in the digital media, the index including for each product a display location and a product identification number; receiving an indication from a user identifying a selected product in the digital media based on a display location in the digital media of the product and/or selection from a listing of the product in the index; retrieving product details for the product based on the product identification number and the product identifier; and displaying the retrieved product details.
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公开(公告)号：US20240029053A1
公开(公告)日：2024-01-25
申请号：US18479367
申请日：2023-10-02
Applicant: MasterCard International Incorporated
Inventor： Prashant Sharma , Zahir Khoja , James Hicks , Ashwin Chandrasekaran , Philip Wei Ping Yen
CPC classification number: G06Q20/363 , G06Q20/347 , G06Q20/3558
Abstract: A method includes receiving a request for enrollment from a user at a wallet service provider (WSP) computer, and enrolling the user in the WSP computer. A message is transmitted to the user to query the user about accepting payment card account system transactions. A response to the message, from the user, is received in the WSP computer. The WSP computer downloads, to a device operated by the user, a list of acquirer financial institutions. The WSP computer receives, from the device operated by the user, an indication that the user has selected one of the acquirer financial institutions from the list. An application program supplied by the selected acquirer financial institution is downloaded to the device operated by the user.
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公开(公告)号：US11803839B2
公开(公告)日：2023-10-31
申请号：US16251477
申请日：2019-01-18
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Prashant Sharma , Zahir Khoja , James Hicks , Ashwin Chandrasekaran , Philip Wei Ping Yen
CPC classification number: G06Q20/363 , G06Q20/347 , G06Q20/3558
Abstract: A method includes receiving a request for enrollment from a user at a wallet service provider (WSP) computer, and enrolling the user in the WSP computer. A message is transmitted to the user to query the user about accepting payment card account system transactions. A response to the message, from the user, is received in the WSP computer. The WSP computer downloads, to a device operated by the user, a list of acquirer financial institutions. The WSP computer receives, from the device operated by the user, an indication that the user has selected one of the acquirer financial institutions from the list. An application program supplied by the selected acquirer financial institution is downloaded to the device operated by the user.
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公开(公告)号：US20230216680A1
公开(公告)日：2023-07-06
申请号：US17976144
申请日：2022-10-28
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Bryn Anthony Robinson-Morgan , Liang Tian , Prashant Sharma
IPC: H04L9/32
CPC classification number: H04L9/3213 , H04L9/3226
Abstract: Systems and methods are provided for imposing self-exclusion preferences for data access. One example computer-implemented method includes, in response to a request by a user to impose a self-exclusion preference on a digital identity of the user, requesting a token for the digital identity. The method also includes receiving and storing the token and a secret associated with the token in a record associated with the user and assigning the self-exclusion preference to the token. The method then includes receiving a request to share an identity attribute of the user's digital identity with a relying party, where the request includes the token, and retrieving the self-exclusion preference assigned to the token. And, in response to validation of the request to share the identity attribute, based on the self-exclusion preference, authorizing a mobile device of the user to share the at least one identity attribute with the relying party.
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Patent Agency Ranking
公开(公告)号：US11449821B2
公开(公告)日：2022-09-20
申请号：US16513543
申请日：2019-07-16
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Sandeep Malhotra , Rajat Maheshwari , Prashant Sharma
Abstract: Systems and methods are provided for distributing parcels to users by way of unmanned devices. One computer-implemented method includes actuating a locking mechanism of a compartment of the unmanned device to secure a parcel within the compartment and receiving, from a parcel provider associated with delivering the parcel to a user, a delivery location and a hashed key for the parcel. The method then also includes, at the delivery location of the parcel: capturing an image of a computer-readable indicia representative of a hashed key from the user; determining that the hashed key from the user and the hashed key received from the parcel provider match; and when the hashed keys match, actuating the locking mechanism associated with the compartment of the unmanned device to enable the user to access the compartment and retrieve the parcel.
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17.发明授权公开(公告)号：US11373165B2
公开(公告)日：2022-06-28
申请号：US16371456
申请日：2019-04-01
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Prashant Sharma , Rajat Maheshwari
Abstract: Systems and methods are provided for facilitating network transactions. One exemplary method includes receiving, by a computing device, via a first wireless connection, a credential from a mobile device where the credential is specific to an account associated with the mobile device. The method also includes determining an identifier of the mobile device, compiling an authorization request for the network transaction, where the authorization request includes the identifier and the credential, and transmitting the authorization request to a first party for authorization. The method further includes; receiving an authorization reply in response to the authorization request, where the authorization reply includes a result for the network transaction and the identifier, and transmitting, via a second wireless connection, a notification, including the result of the network transaction, to the mobile device, based on the identifier included in the authorization reply. The first wireless connection is different than the second wireless connection.
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18.发明申请公开(公告)号：US20220029985A1
公开(公告)日：2022-01-27
申请号：US17493085
申请日：2021-10-04
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Sandeep Malhotra , Rajat Maheshwari , Prashant Sharma
IPC: H04L29/06
Abstract: Systems and methods are provided for binding an IoT device with an identity of a user, whereby action by the IoT device may be attributed to the user. One example computer-implemented method includes verifying a user and, in response to the verification, compiling and storing identifying data for the user. The method also includes receiving an IoT device ID associated with an IoT device, from a communication device associated with the user, and appending the IoT device ID to the identifying data for the user. The method then includes receiving a request indicator from the IoT device, seeking authentication of the user at the communication device, and in response to the request indicator and the authentication of the user, provisioning, to the IoT device, at least a portion of the identifying data for the user.
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公开(公告)号：US11205171B2
公开(公告)日：2021-12-21
申请号：US15725616
申请日：2017-10-05
Applicant: Mastercard International Incorporated
Inventor： Manash Bhattacharjee , Prashant Sharma , Joseph Hayes
IPC: G06Q20/36 , G06Q30/02 , G06Q20/38 , G06Q20/12 , G06Q20/20 , G06F16/953 , G07G1/01 , G06Q30/06 , G06F16/58
Abstract: A method for identifying a dynamic checkout button with a contextual offer includes: storing, a plurality of offer data entries, each including display data, a wallet identifier, and a merchant identifier; receiving a page request from an external server, the page request including a specific merchant identifier and a device identifier; receiving a data file from a computing device corresponding to the device identifier, the data file including a specific wallet identifier; identifying a specific offer data entry where the included wallet identifier corresponds to the specific wallet identifier and where the included merchant identifier corresponds to the specific merchant identifier; identifying an image file associated with the specific wallet identifier, wherein the image file includes at least the display data included in the specific offer data entry; and transmitting the identified image file to the external server in response to the page request.
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20.发明授权公开(公告)号：US11140156B2
公开(公告)日：2021-10-05
申请号：US16513552
申请日：2019-07-16
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Sandeep Malhotra , Rajat Maheshwari , Prashant Sharma
Abstract: Systems and methods are provided for binding an IoT device with an identity of a user, whereby action by the IoT device may be attributed to the user. One exemplary method includes receiving identifying data for a user, transmitting an OTP to the user, and receiving an OTP from the user. When the received OTP matches the transmitted OTP, the method includes compiling an identity for the user based on the identifying data, receiving an IoT device ID associated with an IoT device, and appending the IoT device ID to the identity of the user. The method further includes seeking authentication of the user at a communication device of the user, in response to a request indicator from the IoT device, and providing to the IoT device, in response, a confirmation of authentication of the user and/or a portion of the identifying data from the stored identity of the user.
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