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11.发明申请公开(公告)号：US20190287184A1
公开(公告)日：2019-09-19
申请号：US16427737
申请日：2019-05-31
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Ravi Santosh Arvapally , Peng Yang
IPC: G06Q40/00
Abstract: Systems and methods are provided for verifying and/or confirming merchant data for multiple different transactions. One method generally includes accessing merchant data for a merchant where the merchant data includes a master merchant identifier for the merchant, and querying, by a computing device, multiple users as to which of a list of merchant data entries, for multiple different transactions and including different merchant identifiers, corresponds to the master merchant identifier for the merchant. The users are associated with a location within a predefined distance of the confirmed merchant and/or have performed one or more purchase transactions at the merchant. The method also generally includes receiving, at the computing device, a response from at least one of the users, in which the at least one of the users selects a data entry from the list, and determining whether to proceed in querying additional users.
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12.发明授权公开(公告)号：US10319042B2
公开(公告)日：2019-06-11
申请号：US14887512
申请日：2015-10-20
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Ravi Santosh Arvapally , Peng Yang
IPC: G06Q40/00
Abstract: Systems and methods are provided for verifying and/or confirming merchant data for multiple different transactions. One method generally includes accessing merchant data for a merchant where the merchant data includes a master merchant identifier for the merchant, and querying, by a computing device, multiple users as to which of a list of merchant data entries, for multiple different transactions and including different merchant identifiers, corresponds to the master merchant identifier for the merchant. The users are associated with a location within a predefined distance of the confirmed merchant and/or have performed one or more purchase transactions at the merchant. The method also generally includes receiving, at the computing device, a response from at least one of the users, in which the at least one of the users selects a data entry from the list, and determining whether to proceed in querying additional users.
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公开(公告)号：US12204615B2
公开(公告)日：2025-01-21
申请号：US18319054
申请日：2023-05-17
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Srikanth Potukuchi , Ravi Santosh Arvapally , Michael Armanious , Ahmed Menshawy
IPC: G06F16/28 , G06F18/2413
Abstract: The disclosure relates to methods and systems of generating geodata match classifications based on an ensemble of weak supervision-based match labels and geo-similarity models. The system may generate at least two match classifiers that are ensembled together. The match classifiers may include a location name classifier and a geo-similarity classifier. The location name classifier may generate a match classification that is based on a similarity of characters of the location names. The geo-similarity classifier may generate a match classification that is based on a proximity of the geolocations defined by the location names. The match classifications may be aggregated together to generate a geodata match classification.
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公开(公告)号：US11087337B2
公开(公告)日：2021-08-10
申请号：US16667423
申请日：2019-10-29
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Ravi Santosh Arvapally , Matthew S. Morice , Walter F. Lo Faro
IPC: G06Q30/02
Abstract: Systems and methods are provided for evaluating aggregate merchant sets, which are often generated by a payment network. One exemplary method includes accessing, by a computing device, a monitor score and a volatility score for an aggregate merchant set representative of multiple merchants having at least one disparate parameter in a transaction data structure, fuzzy sets for the monitor score and the volatility score comprising linguistic values, and inference rules that use the linguistic values in logical operations. The method also generally includes determining degrees of membership of the monitor score and volatility score to the associated fuzzy sets and generating an evaluation index based on the inference rules and the degrees of membership to the fuzzy sets, thereby providing an indication of a propriety of the aggregation of said multiple merchants.
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公开(公告)号：US10776589B2
公开(公告)日：2020-09-15
申请号：US15844374
申请日：2017-12-15
Applicant: Mastercard International Incorporated
Inventor： Christopher John Merz , Matthew Scott Morice , Ravi Santosh Arvapally
Abstract: A system and computer-implemented method for analyzing chip card transactions to identify defective chip cards and/or defective chip readers in need of replacement. Constraints are established to define a subset of card transactions. From a full set of card transactions the subset is identified consisting of each card transaction falling within the constraints and occurring at a merchant having a chip reader. From this subset the unique chip readers are identified, and for each unique chip reader a percentage of fallback transactions is calculated. The percentage of fallback transactions is compared to a maximum value, and if the percentage of fallback transactions exceeds the maximum value, the chip reader is identified as defective. Each defective chip reader is reported to the merchant, along with at least a recommendation to replace the defective chip reader. A similar process may be used to identify defective chip cards.
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Patent Agency Ranking
公开(公告)号：US10475052B2
公开(公告)日：2019-11-12
申请号：US14978602
申请日：2015-12-22
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Ravi Santosh Arvapally , Matthew S. Morice , Walter F. Lo Faro
IPC: G06Q30/02
Abstract: Systems and methods are provided for evaluating aggregate merchant sets, which are often generated by a payment network. One exemplary method includes accessing, by a computing device, a monitor score and a volatility score for an aggregate merchant set representative of multiple merchants having at least one disparate parameter in a transaction data structure, fuzzy sets for the monitor score and the volatility score comprising linguistic values, and inference rules that use the linguistic values in logical operations. The method also generally includes determining degrees of membership of the monitor score and volatility score to the associated fuzzy sets and generating an evaluation index based on the inference rules and the degrees of membership to the fuzzy sets, thereby providing an indication of a propriety of the aggregation of said multiple merchants.
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17.发明申请公开(公告)号：US20180137516A1
公开(公告)日：2018-05-17
申请号：US15353517
申请日：2016-11-16
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Xiaoying Zhang , Ravi Santosh Arvapally , Hasan Hicsasmaz
CPC classification number: G06Q30/016 , G06N20/00 , G06Q20/08
Abstract: Systems and methods are provided for scoring support messages from users indicative of the likelihood of escalation of the messages, upon which the messages may be prioritized. One exemplary method includes receiving, from a user, a support message related to a payment service provider and generating an escalation score for the support message based on a temporal factor associated with a duration associated with the support message, a source factor for the support message, and a text content factor of the support message. The exemplary method further includes identifying a likelihood of escalation of the support message based on the escalation score, whereby a support representative assigned to the support message is able to prioritize the support message over at least one other support message based on the likelihood of escalation for the support message.
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公开(公告)号：US20170351981A1
公开(公告)日：2017-12-07
申请号：US15172046
申请日：2016-06-02
Applicant: MasterCard International Incorporated
Inventor： David J. Senci , Todd Woodruff , Peng Yang , Ravi Santosh Arvapally , Matt Scott Morice
CPC classification number: G06Q10/0631 , G06Q30/0201 , G06Q50/12
Abstract: A capacity analysis computing device for determining a restaurant capacity level is provided. The capacity analysis computing device is configured to store historical transaction data for a restaurant for a period of time, and analyze the historical transaction data to identify a maximum restaurant capacity for the restaurant over the period of time. The capacity analysis computing device is also configured to receive, from a user computing, a selected time interval for which a current capacity level is to be determined. The capacity analysis computing device is further configured to identify a similar historical time interval to the selected time interval, and determine a historical capacity level for the restaurant during the similar historical time interval. The capacity analysis computing device is further configured to assign the historical capacity level as the current capacity level for the restaurant, and display the current capacity level on the user computing device.
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公开(公告)号：US10915838B2
公开(公告)日：2021-02-09
申请号：US15172046
申请日：2016-06-02
Applicant: MasterCard International Incorporated
Inventor： David J. Senci , Todd Woodruff , Peng Yang , Ravi Santosh Arvapally , Matt Scott Morice
Abstract: A capacity analysis computing device for determining a restaurant capacity level is provided. The capacity analysis computing device is configured to store historical transaction data for a restaurant for a period of time, and analyze the historical transaction data to identify a maximum restaurant capacity for the restaurant over the period of time. The capacity analysis computing device is also configured to receive, from a user computing, a selected time interval for which a current capacity level is to be determined. The capacity analysis computing device is further configured to identify a similar historical time interval to the selected time interval, and determine a historical capacity level for the restaurant during the similar historical time interval. The capacity analysis computing device is further configured to assign the historical capacity level as the current capacity level for the restaurant, and display the current capacity level on the user computing device.
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20.发明授权公开(公告)号：US10657606B2
公开(公告)日：2020-05-19
申请号：US16427737
申请日：2019-05-31
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Ravi Santosh Arvapally , Peng Yang
IPC: G06Q40/00
Abstract: Systems and methods are provided for verifying and/or confirming merchant data for multiple different transactions. One method generally includes accessing merchant data for a merchant where the merchant data includes a master merchant identifier for the merchant, and querying, by a computing device, multiple users as to which of a list of merchant data entries, for multiple different transactions and including different merchant identifiers, corresponds to the master merchant identifier for the merchant. The users are associated with a location within a predefined distance of the confirmed merchant and/or have performed one or more purchase transactions at the merchant. The method also generally includes receiving, at the computing device, a response from at least one of the users, in which the at least one of the users selects a data entry from the list, and determining whether to proceed in querying additional users.
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