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    ACCESS USING A MOBILE DEVICE WITH AN ACCELEROMETER
    11.
    发明申请
    ACCESS USING A MOBILE DEVICE WITH AN ACCELEROMETER 审中-公开
    使用带有加速度计的移动设备进行访问

    公开(公告)号：US20150198983A1

    公开(公告)日：2015-07-16

    申请号：US14338930

    申请日：2014-07-23

    申请人： Patrick Faith ,  Mark Carlson ,  Ayman Hammad ,  Ben Rewis ,  Krishna Prasad Koganti

    发明人： Patrick Faith ,  Mark Carlson ,  Ayman Hammad ,  Ben Rewis ,  Krishna Prasad Koganti

    IPC分类号： G06F1/16 ,  G06Q20/42 ,  G06Q20/40 ,  G06Q20/10 ,  G06Q20/32

    CPC分类号： G06F1/1694 ,  G06F21/40 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/3224 ,  G06Q20/389 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q20/42 ,  H04W12/08

    摘要： Embodiments of the present invention are directed to systems, apparatuses and methods for using a mobile device with an accelerometer to gain access into a secured or restricted area. A first device and a second device interact by making physical contact with each other thereby generating interaction data that is representative of the physical interaction between the first and second device. The first and second device may be mobile phones. The second device may be a point of sale terminal, access point device, or any other stationary (i.e., in a fixed position) device positioned at a line, door, gate, or entrance. A server computer determines, based on interaction data, that the first device and the second device made physical contact. After determining that the first device and the second device made contact, communications may be initiated between the devices. Communications may relate an access transaction comprising an exchange of information, such as credentials, between a prospective entrant (operating the first device) and a gatekeeper (operating the second device) to verify that the prospective entrant is permitted or is not permitted access to a particular area that is secured or restricted by the gatekeeper. Other embodiments are direct to confirmation transactions. Access transaction and confirmation transactions may be combined with a financial transaction using a payment processing network.

    摘要翻译： 本发明的实施例涉及使用具有加速度计的移动装置来获得进入安全或限制区域的系统，装置和方法。 第一设备和第二设备通过彼此进行物理接触进行交互，从而生成代表第一和第二设备之间的物理交互的交互数据。 第一和第二装置可以是移动电话。 第二设备可以是销售点终端，接入点设备或位于线路，门，门或入口处的任何其它固定（即固定位置）设备。 服务器计算机基于交互数据确定第一设备和第二设备进行物理接触。 在确定第一设备和第二设备联系之后，可以在设备之间发起通信。 通信可以涉及在潜在进入者（操作第一设备）和网守（操作第二设备）之间的信息交换（诸如凭证）之间的访问交易，以验证潜在进入者是否被允许或不允许访问 被守门员固定或限制的特定区域。 其他实施例直接用于确认交易。 访问交易和确认交易可以与使用支付处理网络的金融交易组合。

    MERCHANT COMPETITION ALERT
    14.
    发明申请
    MERCHANT COMPETITION ALERT 有权
    商业竞争报告

    公开(公告)号：US20100299208A1

    公开(公告)日：2010-11-25

    申请号：US12767363

    申请日：2010-04-26

    申请人： Mark Carlson ,  Patrick Stan ,  Patrick Faith ,  Ayman Hammad ,  Ben Rewis

    发明人： Mark Carlson ,  Patrick Stan ,  Patrick Faith ,  Ayman Hammad ,  Ben Rewis

    IPC分类号： G06Q30/00

    CPC分类号： G06Q20/3221 ,  G06Q20/32 ,  G06Q30/0251 ,  G06Q30/0267

    摘要： Embodiments of the present invention are directed to a system and method for determining the products involved in a transaction, and transmitting messages containing product specific data. Systems may be implemented to product identifiers during payment processing. The messages may be sent including product identifiers, and further information regarding the products associated with the product identifiers.

    摘要翻译： 本发明的实施例涉及用于确定交易中涉及的产品的系统和方法，以及发送包含产品特定数据的消息。 系统可以在支付处理期间实现到产品标识符。 可以发送消息，包括产品标识符，以及关于与产品标识符相关联的产品的进一步信息。

    Encryption switch processing
    17.
    发明授权
    Encryption switch processing 有权
    加密开关处理

    公开(公告)号：US08538885B2

    公开(公告)日：2013-09-17

    申请号：US13660894

    申请日：2012-10-25

    申请人： Patrick L. Faith ,  Kris Koganti ,  Ayman Hammad ,  Ben Rewis

    发明人： Patrick L. Faith ,  Kris Koganti ,  Ayman Hammad ,  Ben Rewis

    IPC分类号： G06Q20/00 ,  G06Q30/00

    CPC分类号： G06Q30/06 ,  G06Q20/10 ,  G06Q20/40 ,  G06Q30/0613

    摘要： A method for delivering non-financial electronic data through a secure communications channel between a payment processing network and an access device is disclosed. One embodiment of the invention is directed to a method comprising receiving, at a payment processing network, a request to establish a secure communications channel between a consumer device and the payment processing network. Upon establishing a secure communications channel with the consumer device, the payment processor network receives non-financial electronic content from a merchant at the payment processing network where the non-financial electronic content is selected at the merchant by a user associated with the consumer device. The non-financial electronic content is sent to the consumer device from the payment processing network via the secure communications channel between the consumer device and the payment processing network.

    摘要翻译： 公开了一种通过支付处理网络和接入设备之间的安全通信信道传递非金融电子数据的方法。 本发明的一个实施例涉及一种方法，包括在支付处理网络处接收在消费者设备和支付处理网络之间建立安全通信信道的请求。 在与消费者设备建立安全通信通道之后，支付处理器网络从支付处理网络处的商家接收非金融电子内容，其中在与商户相关联的用户在商家处选择非金融电子内容。 非金融电子内容经由消费者设备和支付处理网络之间的安全通信信道从支付处理网络发送到消费者设备。

    ENCRYPTION SWITCH PROCESSING
    18.
    发明申请
    ENCRYPTION SWITCH PROCESSING 有权
    加密切换处理

    公开(公告)号：US20130066781A1

    公开(公告)日：2013-03-14

    申请号：US13660894

    申请日：2012-10-25

    申请人： Patrick L. Faith ,  Kris Koganti ,  Ayman Hammad ,  Ben Rewis

    发明人： Patrick L. Faith ,  Kris Koganti ,  Ayman Hammad ,  Ben Rewis

    IPC分类号： G06Q20/22 ,  G06Q20/40

    CPC分类号： G06Q30/06 ,  G06Q20/10 ,  G06Q20/40 ,  G06Q30/0613

    摘要： A method for delivering non-financial electronic data through a secure communications channel between a payment processing network and an access device is disclosed. One embodiment of the invention is directed to a method comprising receiving, at a payment processing network, a request to establish a secure communications channel between a consumer device and the payment processing network. Upon establishing a secure communications channel with the consumer device, the payment processor network receives non-financial electronic content from a merchant at the payment processing network where the non-financial electronic content is selected at the merchant by a user associated with the consumer device. The non-financial electronic content is sent to the consumer device from the payment processing network via the secure communications channel between the consumer device and the payment processing network.

    摘要翻译： 公开了一种通过支付处理网络和接入设备之间的安全通信信道传递非金融电子数据的方法。 本发明的一个实施例涉及一种方法，包括在支付处理网络处接收在消费者设备和支付处理网络之间建立安全通信信道的请求。 在与消费者设备建立安全通信通道之后，支付处理器网络从支付处理网络处的商家接收非金融电子内容，其中在与商户相关联的用户在商家处选择非金融电子内容。 非金融电子内容经由消费者设备和支付处理网络之间的安全通信信道从支付处理网络发送到消费者设备。