SYSTEMS AND METHODS FOR GENERATING ON-DEMAND INSURANCE POLICIES

    公开(公告)号:US20240161197A1

    公开(公告)日:2024-05-16

    申请号:US17127426

    申请日:2020-12-18

    CPC classification number: G06Q40/08 G06Q30/0645

    Abstract: An on-demand insurance (ODI) server for generating dynamic user offerings may be provided. The ODI server may include at least one processor in communication with a memory device. The at least one processor may be programmed to (i) receive, from a user computing device associated with a user, an insurance policy request for a trip from a start location to an end location, (ii) determine at least one transportation mode available for the trip, (iii) access contextual data associated with the trip, (iv) assess a risk associated with the at least one transportation mode, (v) calculate a risk score associated with the at least one transportation mode based upon at least the contextual data, (vi) generate an insurance offering associated with the at least one transportation mode, and/or (vii) transmit the insurance offering in real time to the user computing device for purchase by the user.

    INSURANCE FOR METAVERSE ITEMS
    14.
    发明公开

    公开(公告)号:US20240104665A1

    公开(公告)日:2024-03-28

    申请号:US18124434

    申请日:2023-03-21

    CPC classification number: G06Q40/08

    Abstract: The following relates generally to providing insurance for one or more virtual items in a virtual environment. In some embodiments, an insurance server receives a request for insurance for one or more virtual items from a customer. The insurance server then obtains information associated with the one or more virtual items from a virtual environment server, and determines an insurance premium based upon the received information. The following also relates generally to providing backups of virtual items. In some embodiments, a backup server creates backups of virtual items by writing data associated with the virtual item to a data store. The virtual items may be fungible or non-fungible. In some embodiments, the virtual items are periodically backed up.

    VR Environment for Accident Reconstruction
    16.
    发明公开

    公开(公告)号:US20240004457A1

    公开(公告)日:2024-01-04

    申请号:US17874227

    申请日:2022-07-26

    CPC classification number: G06F3/011 G06T11/00 G08G1/162

    Abstract: The following relates generally to providing virtual reality (VR) alerts to a driver of an autonomous vehicle. For example, a vehicle may be driving autonomously while the driver is watching a VR movie (e.g., on a pair of VR goggles); the driver may then receive a VR alert recommending that the driver take control of the vehicle (e.g., switch the vehicle from autonomous to manual mode). The following also relates to generating a VR feed for presenting real-time road conditions so that a user may preview a road segment. The following also relates to generating a VR feed corresponding to an event (e.g., a vehicle collision, a crime, a weather event, and/or a natural disaster).

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