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公开(公告)号：US10387966B1
公开(公告)日：2019-08-20
申请号：US15403376
申请日：2017-01-11
Inventor： Rajiv Shah , Michael Shawn Jacob , Sripriya Sundararaman , Jeffrey David Hevrin , Jeffrey Kinsey , Phillip Sangpil Moon , EllaKate LeFebre , Sunish Menon , Jeffrey Wilson Stoiber , James Nolan Dykeman , Erin Ann Olander , Lucas Allen
Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.
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公开(公告)号：US10244294B1
公开(公告)日：2019-03-26
申请号：US16000233
申请日：2018-06-05
Inventor： Phillip Sangpil Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey Wilson Stoiber
Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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公开(公告)号：US20240233030A1
公开(公告)日：2024-07-11
申请号：US17237898
申请日：2021-04-22
Inventor： Sunish Menon , Weixin Wu , Bernardo Bracero , Jeffrey Wilson Stoiber , Stan E. Gozur , Jeremy Shawn Fogg , Phillip Sangpil Moon
CPC classification number: G06Q40/08 , G06N20/00 , G06Q10/20 , G06Q50/16 , H04L67/125
Abstract: Provided herein is a damage prevention and mitigation (DPM) computing device including at least one processor in communication with a memory device. The at least one processor may be configured to identify a plurality of property parameters associated with a property wherein the property parameters are associated with one of a structure and design of the property; receive, via one or more telematics sensors, property telematics data; determine one or more damage factors associated with the property, wherein each damage factor includes an aspect of the property that increases a likelihood of the property incurring some damage; and generate a damage profile for the property based upon the determined damage factors, wherein the damage profile includes at least (a) one or more recommendations to address the damage factors and mitigate the likelihood that the property will incur damage, and (b) an insurance coverage amount for the property.
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公开(公告)号：US20240183133A1
公开(公告)日：2024-06-06
申请号：US18459341
申请日：2023-08-31
Inventor： John R. Donovan , Joseph Robert Brannan , Aaron Williams , Jeffrey Wilson Stoiber , Bryan R. Nussbaum , EllaKate LeFebre
IPC: E03B7/07
Abstract: Techniques are described herein for detecting status changes to fluid flow devices. An exemplary computer-implemented method may include (1) receiving, from a sensor disposed proximate to a fluid flow device, a vibration signal; (2) determining a current flow rate within the fluid flow device based upon the vibration signal; (3) detecting a status change of the fluid flow device based upon a comparison between the current flow rate and a prior flow rate; (4) determining a recommended remediation action to adjust the current flow rate to the prior flow rate; and (5) generating an alert signal indicating the status change and the recommended remediation action.
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公开(公告)号：US20240167864A1
公开(公告)日：2024-05-23
申请号：US18459334
申请日：2023-08-31
Inventor： John R. Donovan , Joseph Robert Brannan , Aaron Williams , Jeffrey Wilson Stoiber , Bryan R. Nussbaum , EllaKate LeFebre
IPC: G01F23/00 , G06F3/01 , G06F3/04815 , G06T19/00
CPC classification number: G01F23/0007 , G06F3/011 , G06F3/04815 , G06T19/00 , B64U10/00
Abstract: Techniques for detecting water hazard conditions proximate to a structure are disclosed herein. An exemplary computer-implemented method may include receiving, from a sensor disposed proximate to the structure, a water level signal, and determining a water level proximate to the structure based upon the water level signal. The exemplary computer-implemented method may further include detecting, by executing a water hazard model, a water hazard condition based upon the water level proximate to the structure, and determining (i) a recommended mitigation action to mitigate damage to the structure from the water hazard condition and (ii) a cause of the water hazard condition. The exemplary computer-implemented method may further include generating an alert signal indicating the water hazard condition and the recommended mitigation action.
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Patent Agency Ranking
公开(公告)号：US10733868B2
公开(公告)日：2020-08-04
申请号：US16600026
申请日：2019-10-11
Inventor： Phillip Sangpil Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey Wilson Stoiber
IPC: G08B21/10 , G08B27/00 , G01C21/34 , G01S19/42 , G06Q40/08 , G08B21/18 , G08B25/00 , G08G1/01 , G06Q50/26 , H04Q9/00
Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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7.发明公开公开(公告)号：US20240169459A1
公开(公告)日：2024-05-23
申请号：US18459378
申请日：2023-08-31
Inventor： John R. Donovan , Joseph Robert Brannan , Aaron Williams , Jeffrey Wilson Stoiber , Bryan R. Nussbaum , EllaKate LeFebre
IPC: G06Q50/26 , G05B19/042 , G06Q90/00
CPC classification number: G06Q50/265 , G05B19/042 , G06Q90/205 , G05B2219/2642
Abstract: Techniques for detecting emergency conditions within structures and initiating remediation procedures are disclosed herein. An exemplary computer-implemented method may include detecting, by one or more processors, an emergency condition within a structure; and determining, by the one or more processors, a set of remediation services corresponding to the structure based upon the emergency condition. The exemplary computer-implemented method may further include identifying, by the one or more processors, one or more remediation service providers to perform the set of remediation services; and generating, by the one or more processors, a remediation alert signal that includes contact information corresponding to at least one of the one or more remediation service providers. The exemplary computer-implemented method may further include transmitting, by the one or more processors, the remediation alert signal to a user computing device of a user associated with the structure.
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公开(公告)号：US20240005411A1
公开(公告)日：2024-01-04
申请号：US18466769
申请日：2023-09-13
Inventor： Sunish Menon , Weixin Wu , Bernardo Bracero , Jeffrey Wilson Stoiber , Stan E. Gozur , Jeremy Shawn Fogg , Phillip Sangpil Moon
CPC classification number: G06Q40/08 , G07C5/0841 , G07C5/008 , G06N20/00
Abstract: Provided herein is a modeling computing device including a processor in communication with a memory device. The processor is configured to: (i) retrieve, from the at least one memory device, historical data associated with a plurality of users, wherein the historical data includes historical liability amount data and historical user data, and wherein the historical user data includes at least one of historical personal information, historical vehicle telematics data, and historical environmental data, (ii) generate a model that relates the historical liability amount data and the historical user data, (iii) store the model in the at least one memory device, (iv) collect current user data associated with a candidate user, wherein the current user data includes current personal information, current vehicle telematics data, and current environmental data, and (v) analyze the collected current user data using the generated model.
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公开(公告)号：US11790458B1
公开(公告)日：2023-10-17
申请号：US17237884
申请日：2021-04-22
Inventor： Sunish Menon , Weixin Wu , Bernardo Bracero , Jeffrey Wilson Stoiber , Stan E. Gozur , Jeremy Shawn Fogg , Phillip Sangpil Moon
CPC classification number: G06Q40/08 , G06N20/00 , G07C5/008 , G07C5/0841
Abstract: Provided herein is a modeling computing device including a processor in communication with a memory device. The processor is configured to: (i) retrieve, from the at least one memory device, historical data associated with a plurality of users, wherein the historical data includes historical liability amount data and historical user data, and wherein the historical user data includes at least one of historical personal information, historical vehicle telematics data, and historical environmental data, (ii) generate a model that relates the historical liability amount data and the historical user data, (iii) store the model in the at least one memory device, (iv) collect current user data associated with a candidate user, wherein the current user data includes current personal information, current vehicle telematics data, and current environmental data, and (v) analyze the collected current user data using the generated model.
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公开(公告)号：US10726494B1
公开(公告)日：2020-07-28
申请号：US15403296
申请日：2017-01-11
Inventor： Rajiv Shah , Michael Shawn Jacob , Sripriya Sundararaman , Jeffrey David Hevrin , Jeffrey Kinsey , Phillip Sangpil Moon , EllaKate LeFebre , Sunish Menon , Jeffrey Wilson Stoiber , James Nolan Dykeman , Erin Ann Olander , Lucas Allen
Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.
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