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公开(公告)号：US20240112267A1
公开(公告)日：2024-04-04
申请号：US18124485
申请日：2023-03-21
Inventor： Brian N. Harvey , Joseph Robert Brannan , Joseph P. Harr , Edward W. Breitweiser
IPC: G06Q40/08 , G06Q10/087 , G06Q20/36
CPC classification number: G06Q40/08 , G06Q10/087 , G06Q20/3672
Abstract: The following relates generally to updating an inventory of insured items. In some embodiments, one or more processors: identify a digital wallet of non-fungible tokens (NFTs) configured to store NFTs that correspond to insured items associated with an individual; detect a request to add a NFT corresponding to an insured item to the digital wallet; update the digital wallet to include the NFT; and display a virtual representation of the insured items of the NFTs of the digital wallet.
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公开(公告)号：US20240112266A1
公开(公告)日：2024-04-04
申请号：US18124467
申请日：2023-03-21
Inventor： Brian N. Harvey , Joseph Robert Brannan , Joseph P. Harr , Edward W. Breitweiser
IPC: G06Q40/08
CPC classification number: G06Q40/08 , G06Q2220/00
Abstract: The following relates generally to providing insurance for a non-fungible token (NFT). For example, an NFT may represent ownership of a digital asset, such as an image and/or video. However, NFTs are sometimes lost (e.g., due to hacking, data corruption, etc.), and it thus may be wise to purchase insurance for the NFT. As such, in some embodiments, one or more processors: receive a request to purchase insurance for an NFT; determine an insurance premium for the NFT; and send an insurance quote including the determined insurance premium.
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公开(公告)号：US20240111881A1
公开(公告)日：2024-04-04
申请号：US18532258
申请日：2023-12-07
Inventor： Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
IPC: G06F21/62 , G06F21/60 , G06Q20/10 , G06Q20/38 , G06Q20/40 , G06Q40/08 , H04L9/06 , H04L9/08 , H04L9/14 , H04L9/30 , H04L9/32 , H04L9/40 , H04L67/104
CPC classification number: G06F21/6209 , G06F21/602 , G06F21/604 , G06F21/6245 , G06Q20/10 , G06Q20/102 , G06Q20/3825 , G06Q20/3827 , G06Q20/3829 , G06Q20/401 , G06Q20/4014 , G06Q40/08 , H04L9/0637 , H04L9/0825 , H04L9/0861 , H04L9/0894 , H04L9/14 , H04L9/30 , H04L9/3236 , H04L9/3247 , H04L63/0428 , H04L63/10 , H04L67/104 , G06Q20/223 , G06Q2220/10
Abstract: Methods and systems for processing a blockchain comprising a plurality of immutable sales records corresponding to sales made by agents of an entity are provided. According to certain aspects, a transaction request indicating a sale made by an agent of the entity may be received at a first node. A block including a sales record indicating the sale made by the agent may be added to a blockchain and transmitted to another node for validation. The first node may add the block to a copy of the blockchain, where the block may be identified by a hash value that references a previous block in the blockchain that includes at least one additional sales record.
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公开(公告)号：US20240087001A1
公开(公告)日：2024-03-14
申请号：US18124182
申请日：2023-03-21
Inventor： Joseph Robert Brannan , Brian N. Harvey , Edward W. Breitweiser , Joseph P. Harr
IPC: G06Q30/0601 , G06F21/31 , G06F21/62 , G06Q40/08
CPC classification number: G06Q30/0643 , G06F21/31 , G06F21/62 , G06Q40/08
Abstract: The following relates generally to providing a virtual insurance kiosk within a virtual environment. In some embodiments, an insurance server receives authentication credentials of a user device attempting to interact with the virtual insurance kiosk. The insurance server may authenticate the user device and establish a secure connection to the user device. The insurance server may then provide an insurance service to the user device. The following also relates generally to providing a secure virtual mall within a virtual environment. In some embodiments, a mall server receives authentication credentials from a user device and/or a vender server. The mall server may then authenticate the user to establish secure connection(s) to the user device and/or vender server. The mall server may process transactions between the user device and vender server, such as by underwriting insurance products related to the transactions.
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公开(公告)号：US11914728B2
公开(公告)日：2024-02-27
申请号：US17973652
申请日：2022-10-26
Inventor： Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
IPC: G06F21/62 , H04L9/08 , H04L29/08 , G06Q20/10 , H04L9/06 , H04L29/06 , H04L9/40 , H04L67/104 , G06F21/60 , H04L9/32 , G06Q20/38 , G06Q40/08 , H04L9/14 , H04L9/30 , G06Q20/40 , G06Q20/22 , G06Q10/10 , H04L9/00
CPC classification number: G06F21/6209 , G06F21/602 , G06F21/604 , G06F21/6245 , G06Q20/10 , G06Q20/102 , G06Q20/3825 , G06Q20/3827 , G06Q20/3829 , G06Q20/401 , G06Q20/4014 , G06Q40/08 , H04L9/0637 , H04L9/0825 , H04L9/0861 , H04L9/0894 , H04L9/14 , H04L9/30 , H04L9/3236 , H04L9/3247 , H04L63/0428 , H04L63/10 , H04L67/104 , G06Q10/10 , G06Q20/223 , G06Q2220/00 , G06Q2220/10 , H04L9/50 , H04L63/105 , H04L2209/56
Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to file documents, share policy information, and/or comply with an audit. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations and/or other forms of blockchain based payments, comply with anti-money laundering requirements, report industry data, validate interest payments and/or maintain agent sales data. Data security may be achieved through the use of public key/private key encryption techniques.
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Patent Agency Ranking
16.发明授权公开(公告)号：US11776246B2
公开(公告)日：2023-10-03
申请号：US17983273
申请日：2022-11-08
Inventor： Dingchao Zhang , Michael Bernico , Peter Laube , Utku Pamuksuz , Jeffrey S. Myers , Marigona Bokshi-Drotar , Edward W. Breitweiser
CPC classification number: G06V10/82 , A61B5/6891 , G06F18/214 , G06V20/40 , G06V40/10 , G06V40/171 , G06V40/172 , G06V40/15 , G06V40/178
Abstract: A method and system may use machine learning analysis of audio data to automatically identify a user's biometric characteristics. A user's client computing device may capture audio of the user. Feature data may be extracted from the audio and applied to statistical models for determining several biometric characteristics. The determined biometric characteristic values may be used to identify individual health scores and the individual health scores may be combined to generate an overall health score and longevity metric. An indication of the user's biometric characteristics which may include the overall health score and longevity metric may be displayed on the user's client computing device.
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公开(公告)号：US20230186340A1
公开(公告)日：2023-06-15
申请号：US18107923
申请日：2023-02-09
Inventor： Edward W. Breitweiser , Larry Ingrum , Jennifer L. Crawford , Jason W. Boice , Jeffrey G. Christianson
IPC: G06Q30/0207 , G06Q40/08 , G06Q30/0226
CPC classification number: G06Q30/0236 , G06Q40/08 , G06Q30/0226
Abstract: A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.
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公开(公告)号：US20220374549A1
公开(公告)日：2022-11-24
申请号：US17881060
申请日：2022-08-04
Inventor： Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shwn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
Abstract: Methods and systems for processing a blockchain comprising a plurality of immutable sales records corresponding to sales made by agents of an entity are provided. According to certain aspects, a transaction request indicating a sale made by an agent of the entity may be received at a first node. A block including a sales record indicating the sale made by the agent may be added to a blockchain and transmitted to another node for validation. The first node may add the block to a copy of the blockchain, where the block may be identified by a hash value that references a previous block in the blockchain that includes at least one additional sales record.
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公开(公告)号：US20220189623A1
公开(公告)日：2022-06-16
申请号：US17550482
申请日：2021-12-14
Inventor： Edward W. Breitweiser , Jennifer L. Crawford , Brian Steigerwald , Danielle Malan
Abstract: Systems and methods relating to collecting guided user data generating recommendations are disclosed, with particular reference to collecting user data related to the well-being of a user. Such systems and methods include obtaining well-being data associated with a user and determining that a triggering event has occurred based at least upon the well-being data collected. A user log may be generated by iteratively presenting a plurality of information prompts to the user. In generating the user log, the systems and methods may apply a conversational artificial intelligence model, receive user responses to prompts, and add data entries to the user log. A user action recommendation based upon the data entries may be generated and presented to the user.
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公开(公告)号：US11270331B1
公开(公告)日：2022-03-08
申请号：US17082818
申请日：2020-10-28
Inventor： Edward W. Breitweiser , Larry Ingrum , Jennifer L. Crawford , Jason W. Boice , Jeffrey G. Christianson
Abstract: A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.
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