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公开(公告)号:US11257377B1
公开(公告)日:2022-02-22
申请号:US16944893
申请日:2020-07-31
Inventor: John A. Nepomuceno , Leo Chan , Steven C. Cielocha , Roxane Lyons , Matthew S. Megyese , William J. Leise , Jennifer L. Crawford , Jennifer Criswell Kellett , Kristopher Keith Gaudin , Jeremy Myers , Edward P. Matesevac, III , Rajiv C. Shah
Abstract: Systems and methods are disclosed for identifying high risk parking lots. High risk parking lots may be, for example, parking lots that pose a higher than average risk of collisions and/or theft. Auto insurance claim data may be analyzed to identify hazardous areas. A virtual navigation of roads within the hazardous area may be identified. Public parking lots within the virtual navigation map may be defined, with each public parking lot determined as either in a hazardous area or not. A vehicle may be determined to be approaching or parking in a parking lot in a hazardous area, and a nearby public parking lot not associated with the hazardous area may be selected instead. A route from a current position to the nearby public parking lot may be generated, and the vehicle may be routed to the nearby public parking lot. As a result, collisions and thefts may be reduced.
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公开(公告)号:US20210398207A1
公开(公告)日:2021-12-23
申请号:US15782596
申请日:2017-10-12
Inventor: Kristopher Keith Gaudin , Justin Davis , Jacob J. Alt , Matthew S. Megyese , John Lucas Bothwell
Abstract: Vehicle usage-based data, including telematics data, may be utilized to generate and/or adjust one or more terms (e.g., a variable interest rate and/or variable principle amount) of a variable vehicle loan. Telematics data may include, for example, data generated via a vehicle data system and/or a mobile electronic device. The one or more terms may be additionally or alternatively be adjusted based upon transportation metrics associated with usage of the vehicle by a transportation network company (TNC) and/or TNC driver.
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公开(公告)号:US20210304313A1
公开(公告)日:2021-09-30
申请号:US15784819
申请日:2017-10-16
Inventor: Leo Nelson Chan , Jacob J. Alt , Matthew S. Megyese , Steven C. Cielocha , Kristopher Keith Gaudin , Brian Mark Fields
Abstract: In a computer-implemented method for detecting and acting upon driver compliance with driver-specific limitations, it is determined that a driver of a vehicle has one or more limitations specific to a medical condition and/or a physical characteristic of the driver. Telematics data is received and analyzed to identify a plurality of driving behaviors of the driver. Based upon the driving behaviors, a level of compliance with the limitations is determined. Based upon the level of compliance, at least a portion of a driver profile is set. At least the portion of the profile is transmitted to an entity that adjusts a credit rating of the driver, adjusts an insurance rating of the driver, reviews at least the portion of the profile in connection with a job sought by the driver, or offers a permanent or temporary credit in connection with a good or service offered by the entity. As a result, benefits or cost savings may be provided to risk-averse drivers.
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14.
公开(公告)号:US11107164B1
公开(公告)日:2021-08-31
申请号:US16736996
申请日:2020-01-08
Inventor: Justin Davis , Kristopher Keith Gaudin , Craig Cope
IPC: H04W4/20 , G06Q40/08 , H04W4/02 , H04R29/00 , G01S15/74 , H04R1/40 , G07C5/02 , G05D1/02 , B60C23/02
Abstract: The systems and methods may transmit a plurality of locationing pulse requests from a mobile device in a vehicle to an audio system of the vehicle during a period of operation of the vehicle. The audio system may have an array of speakers disposed inside the vehicle, and the locationing pulse requests may include a request to emit a locationing pulse from the array of speakers. The systems and methods may further receive the locationing pulse at a microphone of the mobile device; and generate or update a vehicle usage profile based upon the receiving operation. The vehicle usage profile may include occupancy data of one or more seats inside the vehicle. The systems and methods may further transmit a recommendation to a person associated with the mobile device. The recommendation may be based upon the vehicle usage profile, and may relate to vehicle operation or insurance.
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公开(公告)号:US20210258486A1
公开(公告)日:2021-08-19
申请号:US15241922
申请日:2016-08-19
Inventor: Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
IPC: H04N5/232 , G07C5/02 , G07C5/08 , B60T17/22 , H04N7/18 , G06K9/00 , H04N5/33 , G06K9/62 , G06Q40/08
Abstract: Systems and methods are described for performing vehicular collision reconstruction and battery conservation for an electric or battery-powered vehicle. In various aspects, an indication of a trigger event may be detected from computer analysis of telematics data gathered by one or more sensors associated with a vehicle. The trigger event may be associated with a vehicle collision. A camera mounted on the vehicle may be activated, based upon the indication of the trigger event, to acquire an image of a second vehicle associated with the vehicle collision. Image data associated with the image may then be transmitted to a remote server computer for analysis of the image data, in which the remove server is capable of generating from the image data, a reconstruction of the vehicle collision, and determining, from the reconstruction of the vehicle collision, a cause of loss associated with the vehicle collision.
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公开(公告)号:US20210241369A1
公开(公告)日:2021-08-05
申请号:US15782610
申请日:2017-10-12
Inventor: Kristopher Keith Gaudin , Justin Davis , Jacob J. Alt , Matthew S. Megyese , John Lucas Bothwell
Abstract: Vehicle usage-based data, including telematics data, may be utilized to generate and/or adjust one or more terms (e.g., a variable interest rate and/or variable principle amount) of a variable vehicle loan. Telematics data may include, for example, data generated via a vehicle mounted and/or mobile electronic device-mounted sensors. The one or more terms may be additionally or alternatively be adjusted based upon transportation metrics associated with usage of the vehicle by a transportation network company (TNC) and/or TNC driver.
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公开(公告)号:US11024157B1
公开(公告)日:2021-06-01
申请号:US16774141
申请日:2020-01-28
Inventor: John A. Nepomuceno , Leo Chan , Steven C. Cielocha , Roxane Lyons , Matthew S. Megyese , William J. Leise , Jennifer Criswell Kellett , Kristopher Keith Gaudin , Jennifer L. Crawford , Rajiv C. Shah , Edward P. Matesevac, III , Jeremy Myers
IPC: G08G1/01 , G08G1/0962 , G08G1/0967 , G08G1/16 , G08B21/06 , G08G1/00
Abstract: A system and method are provided for improving vehicle awareness and safety by generating and transmitting alerts in response to detecting a hazard in the environment omnidirectional to a vehicle awareness system. Omnidirectional environment data, representing kinematic information pertaining to one or more physically detectable elements omnidirectional to the primary vehicle, is acquired by one or more sensors communicatively coupled to ta vehicle. The system analyzes the omnidirectional environment data to detect if one or more hazards in the omnidirectional environment data, representing a change in the kinetic behavior of the one or more physically detectable elements omnidirectional to the vehicle awareness system, has occurred. When the system detects one or more hazards in the omnidirectional environment data, the system generates and transmits an alert to vehicles, vehicle operators, mobile devices, or pedestrians at risk from the hazard.
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公开(公告)号:US10988960B1
公开(公告)日:2021-04-27
申请号:US16996879
申请日:2020-08-18
Inventor: Leo N. Chan , Kristopher Keith Gaudin , Roxane Lyons , William J. Leise , John A. Nepomuceno , Rajiv C. Shah , Edward P. Matesevac, III , Jennifer Criswell Kellett , Steven C. Cielocha , Jeremy Myers , Matthew S. Megyese , Jennifer L. Crawford
Abstract: An automatic alarm system for a vehicle includes a sensor adapted to detect electromagnetic data, a computer system, and an automatic alarm mechanism. The computer system receives data from the sensor. A computer processor compares the electromagnetic data detected by the sensor with known patterns of electromagnetic data emitted by emergency vehicles that are stored in a library. The automatic alarm mechanism activates in response to the processor determining that the comparison matches a known pattern of electromagnetic data for an emergency vehicle resulting in the computer processor sending a first signal to activate an alarm of the vehicle.
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公开(公告)号:US10950065B1
公开(公告)日:2021-03-16
申请号:US16266360
申请日:2019-02-04
Inventor: Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
Abstract: Systems and methods for monitoring the use of a shared vehicle are described. In various aspects, telematics data regarding operation of a shared vehicle is collected from one or more sensors, where the shared vehicle is associated with a shared vehicle operator and a shared vehicle stakeholder. One or more processors determine whether a driving event has occurred based upon the telematics data, where the driving event is indicative of improper usage of the shared vehicle by the shared vehicle operator. The one or more processors generate a notification regarding the driving event. The notification includes a driver rating determined from the telematics data regarding operation of the shared vehicle by the shared vehicle operator. The notification is transmitted, via a network, to the shared vehicle stakeholder for presentation to the shared vehicle stakeholder.
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公开(公告)号:US20210053579A1
公开(公告)日:2021-02-25
申请号:US17092589
申请日:2020-11-09
Inventor: Kristopher Keith Gaudin , Andrew Joseph Zeglin , Joseph Harr , Aaron Williams , Craig Cope
Abstract: A system and computer-implemented method detect and act upon deactivated vehicle components. The system and method include receiving measurements data associated with driving activity. The measurements data includes an indication that at least one feature of an Advanced Driver Assistance System (ADAS) of a vehicle has been deactivated for a driving activity. The system and method may include receiving historical driving data including a history of at least one driving activity aided by activation of the alert from the ADAS feature. The system and method may compare the measurements data to the historical driving data, determine a likelihood level that the feature of the ADAS would have provided the alert had the feature been activated based upon the comparing, and set, based at least upon the determining, at least a portion of an operator profile associated with an operator of the vehicle with the likelihood level.
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