-
公开(公告)号：US20180197031A1
公开(公告)日：2018-07-12
申请号：US15404340
申请日：2017-01-12
Applicant: BANK OF AMERICA CORPORATION
Inventor： Manu Jacob Kurian , Joseph Benjamin Castinado
CPC classification number: G06Q20/042 , G06K9/00167 , G06Q20/40145 , G08B21/0297
Abstract: Embodiments of the invention are directed to systems, methods and computer program products for providing physical marker coding for resource distribution adjustment or duress signaling when using paper resource distribution documents. Paper resource distribution documents have limited amount of multi-factor authentication. Thus, the system provides a system for multi-factor authentication of paper documents for enhancement of the authentication and security of utilizing paper resource distribution documents. Real-time and/or archived bio-data and geo-data are leveraged to validate the authentication of a resource distribution document. The data associated with the resource distribution document presented at a downstream point are used to verify the authentication of the drafting and executing of the resource distribution document.
-
192.发明申请公开(公告)号：US20180167390A1
公开(公告)日：2018-06-14
申请号：US15372692
申请日：2016-12-08
Applicant: Bank of America Corporation
Inventor： Joseph Benjamin Castinado , Akiva D. Kates , Tracey Mochnal
CPC classification number: H04L63/0876 , G06F17/30864 , H04L63/083 , H04L63/10 , H04L63/1425 , H04L2463/082
Abstract: Aspects of the disclosure relate to multicomputer processing of an event authentication request with centralized event orchestration. A computing platform may receive a request to authenticate an event. Subsequently, the computing platform may generate a first authentication dataset and receive a second authentication dataset. Then, the computing platform may calculate unauthorized access likelihood scores based on the first and second authentication datasets. Thereafter, the computing platform may calculate an event security score based on the unauthorized access likelihood scores. Subsequently, the computing platform may generate first event authentication commands. Next, the computing platform may send the first event authentication commands to an unauthorized access computing device. Then, the computing platform may receive a result of an unauthorized access analysis. Subsequently, the computing platform may generate, based on the result of the unauthorized access analysis, second event authentication commands. Thereafter, the computing platform may send the second event authentication commands.
-
公开(公告)号：US20180115540A1
公开(公告)日：2018-04-26
申请号：US15335009
申请日：2016-10-26
Applicant: Bank of America Corporation
CPC classification number: H04L63/08 , G06F21/316 , G06F2221/2111 , H04L63/0492 , H04L63/06 , H04L63/0853 , H04L63/102 , H04W12/06
Abstract: Disclosed is an event processing and identity validation system. The system typically includes a processor, a memory, and an event processing and identity validation module stored in the memory. The system is typically configured for: validating a set of identity information for each profile of a set of profiles, receiving an event request comprising user identifying information, comparing the user identifying information with the sets of identity information of the set of profiles to determine a matching profile, processing the event request by generating an authentication code, notifying the user of the event request, determining that a device of the user is within a defined distance of an authentication location and automatically transmitting the generated authentication code to the device of the user, receiving a key code from a computing device, and determining a match between the key code and the authentication code to complete the event request.
-
公开(公告)号：US20180103341A1
公开(公告)日：2018-04-12
申请号：US15287553
申请日：2016-10-06
Applicant: BANK OF AMERICA CORPORATION
Inventor： Samuel Massa Moiyallah, JR. , Joseph Benjamin Castinado
IPC: H04W4/02 , H04W12/06 , H04L29/06 , G06Q20/40 , G06Q20/10 , G06F3/0482 , G06F3/0481 , G06F3/0488
CPC classification number: H04W4/021 , G06F3/04817 , G06F3/04842 , G06F3/0488 , G06F21/30 , G06F21/31 , G06F21/35 , G06F2221/2111 , G06Q20/3224 , H04L63/08 , H04L63/107 , H04W12/06 , H04W12/08
Abstract: Embodiments of the present invention describe systems for authenticating an identity of a user or a mobile device of the user. As such, when an event associated with the user is determined to be occurring, an authentication code is generated but not immediately sent to the mobile device of the user. Instead, location information of the mobile device is continuously monitored, and the authentication code is transmitted only when the mobile device is determined to be within a predetermined distance of a certain authentication location. This authentication code can then be presented by the user or the mobile device to authenticate the user for completion of the event.
-
公开(公告)号：US20180103020A1
公开(公告)日：2018-04-12
申请号：US15287557
申请日：2016-10-06
Applicant: BANK OF AMERICA CORPORATION
Inventor： Samuel Massa Moiyallah, JR. , Joseph Benjamin Castinado
IPC: H04L29/06
Abstract: Embodiments of the present invention provide a multi-level authentication system to provide an additional level of authentication using phone application level data. The system extracts application level data and generates a questionnaire based on the extracted application level data. This questionnaire is transmitted to the device of the user by the system to receive an input related to the questionnaire. The system authorizes a request to execute an action upon validating the input received.
-
Patent Agency Ranking
公开(公告)号：US20180089680A1
公开(公告)日：2018-03-29
申请号：US15279105
申请日：2016-09-28
Applicant: Bank of America Corporation
Inventor： Joseph Benjamin Castinado , Matthew Eugene Clark
Abstract: Embodiments enable a remediation of a processing error by recognizing occurrence of the processing error, identifying one or more triggering events and, in response to the triggering event(s), remediating the processing error. This may be done by re-initiating the partially completed processing action from a partially completed position. Thus, embodiments monitor failed resource usage and remediate the failure by determining that the user attempted to use a resource to perform an action associated with a third party, determining that the attempt to use the resource to perform the action failed, determining a physical resource type related to the action, determining one or more physical locations at which the physical resource type is represented, providing information regarding the one or more physical locations to the user and expediting a second attempt to perform the action.
-
197.发明申请公开(公告)号：US20180089455A1
公开(公告)日：2018-03-29
申请号：US15276419
申请日：2016-09-26
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Stephen A. Corrado , Victoria L. Dravneek , Manu Jacob Kurian , Phillip Wade Mork , Evan Sachs , Alicia C. Jones-McFadden , Matthew Hsieh , Michael Emil Ogrinz
IPC: G06F21/62
CPC classification number: G06F21/6218 , G06F21/44 , H04L12/2803 , H04L12/4625 , H04L63/0227 , H04L63/083 , H04L63/101 , H04W4/02 , H04W4/70 , H04W12/06 , H04W12/08
Abstract: Embodiments of the invention are directed to a control device for aggregation of machine-initiated resource distribution. The invention is a control device that links user associated smart devices. The control device generates code to extract data from the smart devices and control the communications disseminated from and received by the smart device from third parties. In this way, the control device prevents smart devices from communicating with third party systems and from third party systems from communicating directly with the smart devices. Thus, fixing the technical challenges within a current network including the need to consolidate and aggregate data across smart devices associated with the user, the need to control and manage the flow of data packets from smart devices to third parties (privacy, filtering, protection), and the need to easily track and refresh an inventory of smart devices.
-
公开(公告)号：US20170366422A1
公开(公告)日：2017-12-21
申请号：US15185542
申请日：2016-06-17
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Stephen A. Corrado , Victoria L. Dravneek , Manu Jacob Kurian , Toni J. Moore , Phillip Wade Mork , Evan Sachs , Alicia C. Jones-McFadden , Matthew Hsieh , Michael Emil Ogrinz
Abstract: Embodiments of the invention are directed to a system, method, or computer program product for aggregation of machine-initiated resource distribution. The invention generates a smart device portal for linkage of user associated smart devices. The portal generates code to extract data from the smart devices and control the communications disseminated from and received by the smart device from third parties. Thus, the generated portal and coded stored signal fixes the technical challenges within the current network including the need to consolidate and aggregate data across smart devices associated with the user, the need to control and manage the flow of data packets from smart devices to third parties (privacy, filtering, protection), and the need to easily track and refresh an inventory of smart devices in a manner that allows key data to remain associated with the user while the user's inventory, device associations, and personal/business associations change over time.
-
公开(公告)号：US20170243286A1
公开(公告)日：2017-08-24
申请号：US15049835
申请日：2016-02-22
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Michael Wuehler
CPC classification number: G06Q40/00 , G06F21/6245 , H04L9/3236 , H04L63/08 , H04L63/102 , H04L2209/38 , H04L2209/56 , H04L2463/102
Abstract: Systems, computer program products, and methods are described herein for a system for allowing external validation of data in a process data network. The present invention is configured to create a block chain of resource information based on at least aggregated information associated with past transfer of resources executed by an entity; receive an indication that the entity has executed a transfer of resources at a terminal; receive information associated with the transfer of resources based on at least receiving the indication that the entity has executed the transfer of resources; and update the block chain of transaction information with the transaction activity executed by the entity.
-
公开(公告)号：US20170243215A1
公开(公告)日：2017-08-24
申请号：US15050379
申请日：2016-02-22
Applicant: BANK OF AMERICA CORPORATION
Inventor： Eric Eugene Sifford , Joseph Benjamin Castinado , Richard Huw Thomas
Abstract: A closed-loop system is operatively connected with a block chain distributed network for using the block chain distributed network for facilitating operation of a transaction record sharing system. Host and source institutions function to supply a consolidated transaction record to a user in response to a request from a user to the host institution. The request is determined to meet a condition of the block chain thereby verifying the request. The verified request for a transaction record is transmitted to at least one source institution. The transaction record of the source institution is accessed by the host institution. A consolidated transaction record is communicated to the user based on the transaction record.
-
-
-
-
-
-
-
-
-
Search Results
257
records
(took 0.139 seconds)
