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公开(公告)号:US09984419B1
公开(公告)日:2018-05-29
申请号:US14507789
申请日:2014-10-06
Applicant: ALLSTATE INSURANCE COMPANY
Inventor: Matthew James Manzella , Alinawaz Ismaili
IPC: G06Q40/08
CPC classification number: G06Q40/08
Abstract: Systems and methods are disclosed herein for pricing an insurance premium based on telematics data. The system includes a communications interface and a business logic processor in communication with the communications interface. The communications interface receives telematics data collected by a telematics acquisition device. A business logic processor determines an insurance quote for a user based on the received telematics data, vehicle data, and vehicle owner data. The communications interface transmits the insurance quote to the user of the vehicle.
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公开(公告)号:US20220260388A1
公开(公告)日:2022-08-18
申请号:US17737401
申请日:2022-05-05
Applicant: Allstate Insurance Company
Inventor: Jennifer A. Brandmaier , Jeffrey Fitzgerald , Eric Huls , Joseph Kleinhenz , William Loo , Matthew James Manzella , Philip Peter Ramirez
IPC: G01C22/00
Abstract: One or more devices in a data analysis computing system may be configured to receive and analyze movement data, and determine driving trips associated driving data based on the received movement data. Movement data may be collected by one or more mobile devices, such as smartphones, tablet computers, and the like. One or more driving trips may be identified based on the movement data collected by the mobile devices, including acceleration data, speed data, and rotation rate data. After identifying a driving trip, the previously collected movement data and/or additional driving data may be analyzed to determine additional driving trip data, such as the driver, vehicle, and/or additional driving factors.
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公开(公告)号:US11353335B1
公开(公告)日:2022-06-07
申请号:US16987681
申请日:2020-08-07
Applicant: Allstate Insurance Company
Inventor: Jennifer A. Brandmaier , Jeffrey Fitzgerald , Eric D. Huls , Joseph Kleinhenz , William Loo , Matthew James Manzella , Philip Peter Ramirez
IPC: G01C22/00
Abstract: One or more devices in a data analysis computing system may be configured to receive and analyze movement data, and determine driving trips associated driving data based on the received movement data. Movement data may be collected by one or more mobile devices, such as smartphones, tablet computers, and the like. One or more driving trips may be identified based on the movement data collected by the mobile devices, including acceleration data, speed data, and rotation rate data. After identifying a driving trip, the previously collected movement data and/or additional driving data may be analyzed to determine additional driving trip data, such as the driver, vehicle, and/or additional driving factors.
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公开(公告)号:US10885724B1
公开(公告)日:2021-01-05
申请号:US16188592
申请日:2018-11-13
Applicant: ALLSTATE INSURANCE COMPANY
Inventor: Matthew James Manzella , Alinawaz Ismaili
Abstract: Systems and methods are disclosed herein for providing near real-time communication, such as a warning/notification, to a user based on analysis of various user and vehicle telematic data. The system includes a user with a wearable human telematic sensor providing telematic data about the wearer. Also, the system and method includes at least one vehicle telematic sensor configured to provide telematic data about the vehicle and/or surrounding environment. The various telematic data is communicated and processed to provide a notification back to the user such as a potential safety hazard. The safety hazard may be based upon sensed data specific to the user, specific to the vehicle, or combinations thereof.
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公开(公告)号:US10445758B1
公开(公告)日:2019-10-15
申请号:US14188046
申请日:2014-02-24
Applicant: Allstate Insurance Company
Inventor: Nathan M. Bryer , Sarah Inciong , Daniel Kraft , Matthew James Manzella , Yuval Saban
Abstract: System and methods for encouraging safe driving are provided. A mobile computing device may be configured to include a trip monitoring application. The trip monitoring application may automatically detect when a trip in a vehicle has begun. The trip monitoring application may collect trip information during the trip and derive additional trip information upon termination of the trip. A cash reward amount may be calculated based at least in part on the additional trip information derived from the trip information collected during the trip. The cash reward amount may be provided to an individual associated with the mobile computing device.
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公开(公告)号:US10429203B1
公开(公告)日:2019-10-01
申请号:US14158388
申请日:2014-01-17
Applicant: Allstate Insurance Company
Inventor: Jennifer A. Brandmaier , Jeffrey Fitzgerald , Eric Huls , Joseph Kleinhenz , William Loo , Matthew James Manzella , Philip Peter Ramirez
IPC: G01C22/00
Abstract: One or more devices in a data analysis computing system may be configured to receive and analyze movement data, and determine driving trips associated driving data based on the received movement data. Movement data may be collected by one or more mobile devices, such as smartphones, tablet computers, and the like. One or more driving trips may be identified based on the movement data collected by the mobile devices, including acceleration data, speed data, and rotation rate data. After identifying a driving trip, the previously collected movement data and/or additional driving data may be analyzed to determine additional driving trip data, such as the driver, vehicle, and/or additional driving factors.
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公开(公告)号:US10424024B1
公开(公告)日:2019-09-24
申请号:US15974667
申请日:2018-05-08
Applicant: ALLSTATE INSURANCE COMPANY
Inventor: Matthew James Manzella , Alinawaz Ismaili
IPC: G06Q40/08
Abstract: Systems and methods are disclosed herein for pricing an insurance premium based on telematics data. The system includes a communications interface and a business logic processor in communication with the communications interface. The communications interface receives telematics data collected by a telematics acquisition device. A business logic processor determines an insurance quote for a user based on the received telematics data, vehicle data, and vehicle owner data. The communications interface transmits the insurance quote to the user of the vehicle.
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28.
公开(公告)号:US10395319B1
公开(公告)日:2019-08-27
申请号:US15262343
申请日:2016-09-12
Applicant: Allstate Insurance Company
Inventor: Rothana Srey , Matthew James Manzella
Abstract: A method of encouraging safe driving of a vehicle using a remote starter device installed at a vehicle is provided. The remote starter device may determine whether it is in signal communication with a remote starter application operating at a mobile computing device separate from the remote starter device. When the remote starter device is in signal communication with the remote starter application, the remote starter device may permit ignition of the vehicle. When the remote starter device is not in signal communication with the remote starter application, the remote starter device may prevent ignition of the vehicle. The driver of the vehicle may be identified and a vehicle telematics device installed at the vehicle may provide vehicle telematics data to an insurance underwriting system. A personalized insurance rate for the driver may be determined based, at least in part, on the vehicle telematics data.
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公开(公告)号:US10388089B1
公开(公告)日:2019-08-20
申请号:US15597595
申请日:2017-05-17
Applicant: Allstate Insurance Company
Inventor: Dogan Civgin , Matthew James Manzella
Abstract: Systems and apparatuses for identifying a type of issue associated with a stopped vehicle are provided. The system may determine a current location of the vehicle and determine whether the vehicle is currently located on a highway. In some examples, the determined location of the vehicle may cause the system to transmit instructions controlling an amount or type of data collected by sensors and/or transmitted to the system. If the vehicle is on a highway, the system may then determine whether the vehicle is stopped. If so, the system may determine a reason for the vehicle stopping. Upon determining that the vehicle is stopped for an urgent reason, the system may transmit a request for roadside assistance to a service provider computing device and may generate a first type of notification. Upon determining that the vehicle is stopped for a non-urgent situation reason, the system may generate and transmit a second type of notification for display.
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公开(公告)号:US09984418B1
公开(公告)日:2018-05-29
申请号:US14507703
申请日:2014-10-06
Applicant: ALLSTATE INSURANCE COMPANY
Inventor: Matthew James Manzella , Alinawaz Ismaili
IPC: G06Q40/08
CPC classification number: G06Q40/08
Abstract: Systems and methods are disclosed herein for pricing an insurance premium based on analysis of various telematic data. The system includes a user with a wearable human telematic sensor providing telematic data about the wearer. Also, the system and method includes at least one building/environment telematic sensor configured to provide telematic data about the building and surrounding environment. The various telematic data is communicated and processed to provide an insurance quote to the user based upon analysis of the telematic data.
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