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公开(公告)号:US09665874B2
公开(公告)日:2017-05-30
申请号:US13794145
申请日:2013-03-11
CPC分类号: G06Q30/0201 , G06F21/6218 , G06Q20/209 , G06Q30/0204 , G06Q30/0206 , G06Q30/0222 , G06Q30/0236 , G06Q30/0246 , G06Q30/0251 , G06Q30/0254 , G06Q30/0255 , G06Q30/0261 , G06Q30/0267 , G06Q30/0269 , G06Q30/0282 , G06Q30/0631 , G06Q50/01
摘要: The systems and methods may be used to recommend an item to a consumer. The methods may comprise determining, based on a collaborative filtering algorithm, a consumer relevance value associated with an item, and transmitting, based on the consumer relevance value, information associated with the item to a consumer. A collaborative filtering algorithm may receive as an input a transaction history associated with the consumer, a demographic of the consumer, a consumer profile, a type of transaction account, a transaction account associated with the consumer, a period of time that the consumer has held a transaction account, a size of wallet, and/or a share of wallet. The method may further comprise generating a ranked list of items based upon consumer relevance values, transmitting a ranked list of items to a consumer, and/or re-ranking a ranked list of items based upon a merchant goal.
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22.
公开(公告)号:US20170098286A1
公开(公告)日:2017-04-06
申请号:US15009606
申请日:2016-01-28
发明人: Emily E. Gould , Kristen N. Oldenburger , Alice Park , Seth M. Ross , Mohammad Torkzahrani , Venkat Varadachary
CPC分类号: G06Q30/0255 , G06F16/24 , G06Q30/0282 , G06Q30/0625 , G06Q30/0631 , G06Q50/14
摘要: A system may generate a first transaction history from a plurality of records of charge. The system may select a plurality of merchants based on the plurality of records of charge, and generate a first user profile in response to the first transaction history and the plurality of merchants. The first user profile may comprise a merchant score for a merchant appearing in the first transaction history. The first transaction history may include transaction account issuer data. The system may receive a request for content that identifies a user account associated with the first user profile. The system may further generate the content based on the merchant score in response to the request for the content. The request may be automatically generated by the application or may be in response to an action by the first user.
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公开(公告)号:US20160055600A1
公开(公告)日:2016-02-25
申请号:US14928905
申请日:2015-10-30
摘要: The systems and methods may be used to recommend an item to a consumer. The methods may comprise determining, based on a collaborative filtering algorithm, a consumer relevance value associated with an item, and transmitting, based on the consumer relevance value, information associated with the item to a consumer. A collaborative filtering algorithm may receive as an input a transaction history associated with the consumer, a demographic of the consumer, a consumer profile, a type of transaction account, a transaction account associated with the consumer, a period of time that the consumer has held a transaction account, a size of wallet, and/or a share of wallet. The method may further comprise generating a ranked list of items based upon consumer relevance values, transmitting a ranked list of items to a consumer, and/or re-ranking a ranked list of items based upon a merchant goal.
摘要翻译: 系统和方法可以用于向消费者推荐物品。 方法可以包括基于协作过滤算法来确定与项目相关联的消费者相关性值,并且基于消费者相关性值将与该项目相关联的信息发送给消费者。 协作过滤算法可以作为输入接收与消费者相关联的交易历史,消费者的人口统计,消费者简档,交易账户类型,与消费者相关联的交易账户,消费者持有的时间段 交易账户,钱包的大小和/或钱包的份额。 该方法还可以包括基于消费者相关性值来生成排序的项目列表,基于商家目标向商品发送商品的排序列表和/或重新排列商品的列表。
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公开(公告)号:US09087088B1
公开(公告)日:2015-07-21
申请号:US13675651
申请日:2012-11-13
发明人: Abhijit Bose , Winnie Cheng , Anthony Mavromatis , Huiming Qu , Benjamin Schulte , Kendell Timmers , Venkat Varadachary , Wei Yin , Hao Zhou
IPC分类号: G06F17/30
CPC分类号: G06F17/30958 , G06F17/30312 , G06F17/30604 , G06Q20/4016 , G06Q30/0269 , G06Q40/00
摘要: The present disclosure includes a system, method, and article of manufacture for generating an entity graph. The method may comprise determining a relationship between a first entity and a second entity based upon internal data, external data, and/or online data associated with the first entity, and generating the entity graph comprising at least two nodes and an edge connecting the at least two nodes. The method may further comprise, in various embodiments, tailoring marketing to the first entity based upon the entity graph, detecting fraud against the first entity based upon the entity graph, periodically updating the entity graph based upon new internal data and new online data, and/or adjusting the edge based upon a change in the relationship between the first entity and the second entity.
摘要翻译: 本公开包括用于生成实体图的系统,方法和制品。 该方法可以包括基于与第一实体相关联的内部数据,外部数据和/或在线数据来确定第一实体和第二实体之间的关系,以及生成包括至少两个节点的实体图和连接在第 最少两个节点。 该方法还可以包括在各种实施例中,基于实体图对第一实体定制营销,基于实体图检测针对第一实体的欺诈,基于新的内部数据和新的在线数据周期性地更新实体图,以及 /或者基于第一实体和第二实体之间的关系的改变来调整边缘。
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公开(公告)号:US20240127286A1
公开(公告)日:2024-04-18
申请号:US18391437
申请日:2023-12-20
发明人: Emily E. Gould , Kristen N. Oldenburger , Alice Park , Seth M. Ross , Mohammad Torkzahrani , Venkat Varadachary
IPC分类号: G06Q30/0251 , G06F16/24 , G06F16/9535 , G06Q30/0282 , G06Q30/0601 , G06Q50/14
CPC分类号: G06Q30/0255 , G06F16/24 , G06F16/9535 , G06Q30/0282 , G06Q30/0625 , G06Q30/0631 , G06Q50/14
摘要: A system and method for generating personalized content for a user device. In one example, a system can cause a computing device to display a first plurality of search results on a user interface of a user device based at least in part on a first request. Clickstream data can be identifier from the user interface displayed on the user device. The clickstream data comprises a user-specified sort of the first plurality of search results on the user interface. A sorting habit for the user can be determined based at least in part on the user-specified sort of the first plurality of search results on the user interface. The computing device can display on the user interface a second plurality of search results. The second plurality of search results are sorted for display based at least in part on the sorting habit for the user.
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公开(公告)号:US11893605B2
公开(公告)日:2024-02-06
申请号:US17669464
申请日:2022-02-11
发明人: Emily E. Gould , Kristen N. Oldenburger , Alice Park , Seth M. Ross , Mohammad Torkzahrani , Venkat Varadachary
IPC分类号: G06Q30/00 , G06Q30/0251 , G06Q30/0601 , G06Q30/0282 , G06F16/24 , G06F16/9535 , G06Q50/14
CPC分类号: G06Q30/0255 , G06F16/24 , G06F16/9535 , G06Q30/0282 , G06Q30/0625 , G06Q30/0631 , G06Q50/14
摘要: A system and method for generating personalized content for a user device. In one example, a system can cause a computing device to generate a merchant score for a plurality of merchants based at least in part on merchant statistics and display a user interface on a user device of a user. The user interface includes a subset of the merchants that have been identified for a user based at least in part on the merchant score. Clickstream data can be received from the user interface displayed on the user device. An updated merchant score can be generated based at least in part on the user preference. A sorting habit for the user is determined based at least in part on a user-specified sort received from the user interface. A modified subset of the merchants is displayed on the user device based on the sorting habit.
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公开(公告)号:US11367086B2
公开(公告)日:2022-06-21
申请号:US14928786
申请日:2015-10-30
摘要: The systems and methods may be used to recommend an item to a consumer. The methods may comprise determining, based on a collaborative filtering algorithm, a consumer relevance value associated with an item, and transmitting, based on the consumer relevance value, information associated with the item to a consumer. A collaborative filtering algorithm may receive as an input a transaction history associated with the consumer, a demographic of the consumer, a consumer profile, a type of transaction account, a transaction account associated with the consumer, a period of time that the consumer has held a transaction account, a size of wallet, and/or a share of wallet. The method may further comprise generating a ranked list of items based upon consumer relevance values, transmitting a ranked list of items to a consumer, and/or re-ranking a ranked list of items based upon a merchant goal.
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公开(公告)号:US11276077B2
公开(公告)日:2022-03-15
申请号:US16429505
申请日:2019-06-03
发明人: Emily E. Gould , Kristen N. Oldenburger , Alice Park , Seth M. Ross , Mohammad Torkzahrani , Venkat Varadachary
摘要: A system may generate a first transaction history from a plurality of records of charge. The system may select a plurality of merchants based on the plurality of records of charge, and generate a first user profile in response to the first transaction history and the plurality of merchants. The first user profile may comprise a merchant score for a merchant appearing in the first transaction history. The first transaction history may include transaction account issuer data. The system may receive a request for content that identifies a user account associated with the first user profile. The system may further generate the content based on the merchant score in response to the request for the content. The request may be automatically generated by the application or may be in response to an action by the first user.
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公开(公告)号:US20160055493A1
公开(公告)日:2016-02-25
申请号:US14928680
申请日:2015-10-30
IPC分类号: G06Q30/02
CPC分类号: G06Q30/0201 , G06F21/6218 , G06Q20/209 , G06Q30/0204 , G06Q30/0206 , G06Q30/0222 , G06Q30/0236 , G06Q30/0246 , G06Q30/0251 , G06Q30/0254 , G06Q30/0255 , G06Q30/0261 , G06Q30/0267 , G06Q30/0269 , G06Q30/0282 , G06Q30/0631 , G06Q50/01
摘要: The systems and methods may be used to recommend an item to a consumer. The methods may comprise determining, based on a collaborative filtering algorithm, a consumer relevance value associated with an item, and transmitting, based on the consumer relevance value, information associated with the item to a consumer. A collaborative filtering algorithm may receive as an input a transaction history associated with the consumer, a demographic of the consumer, a consumer profile, a type of transaction account, a transaction account associated with the consumer, a period of time that the consumer has held a transaction account, a size of wallet, and/or a share of wallet. The method may further comprise generating a ranked list of items based upon consumer relevance values, transmitting a ranked list of items to a consumer, and/or re-ranking a ranked list of items based upon a merchant goal.
摘要翻译: 系统和方法可以用于向消费者推荐物品。 方法可以包括基于协作过滤算法来确定与项目相关联的消费者相关性值,并且基于消费者相关性值将与该项目相关联的信息发送给消费者。 协作过滤算法可以作为输入接收与消费者相关联的交易历史,消费者的人口统计,消费者简档,交易账户类型,与消费者相关联的交易账户,消费者持有的时间段 交易账户,钱包的大小和/或钱包的份额。 该方法还可以包括基于消费者相关性值来生成排序的项目列表,基于商家目标向商品发送商品的排序列表和/或重新排列商品的列表。
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