公开(公告)号：US12282950B2

公开(公告)日：2025-04-22

申请号：US17093497

申请日：2020-11-09

Applicant: Apple Inc.

Inventor： David T. Haggerty ,  George R. Dicker ,  Joakim Linde ,  Ahmer A. Khan ,  Timothy S. Hurley

IPC: G06Q40/02 ,  G06F21/42 ,  G06Q20/32 ,  G06Q20/34 ,  G06Q20/38 ,  G06Q20/42 ,  G06Q30/018 ,  H04L9/32 ,  H04L9/40 ,  H04L101/37

Abstract: Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem. The secure platform system may be configured to, inter alia, detect a selection of a particular commerce credential, access communication mechanism data indicative of at least one communication mechanism of the device, where the at least one mechanism is configured to receive a communication on the device, transmit information to the financial subsystem, where the information includes the mechanism data and the selection of the particular commerce credential, and instruct the financial subsystem to provision the particular commerce credential in a disabled state on the device and communicate credential enablement data to the device using a particular communication mechanism of the at least one communication mechanism indicated by the communication mechanism data.

公开(公告)号：US12101687B2

公开(公告)日：2024-09-24

申请号：US18170891

申请日：2023-02-17

Applicant: Apple Inc.

Inventor： Raghu Pai ,  Timothy S. Hurley ,  Patrice Olivier Gautier ,  Karthik Narayanan ,  Murthy Parthasarathi ,  Maxime Veron

IPC: G01S5/00 ,  H04W4/02 ,  H04W64/00 ,  H04L69/28

CPC classification number: H04W4/023 ,  G01S5/0072 ,  H04W4/02 ,  H04W64/006 ,  H04L69/28 ,  H04W64/00 ,  Y02D30/70

Abstract: A system and method of locating “friends” having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., “home”). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.

公开(公告)号：US11748746B2

公开(公告)日：2023-09-05

申请号：US15274841

申请日：2016-09-23

Applicant: Apple Inc.

Inventor： Manoj K. Thulaseedharan Pillai ,  Ahmer A. Khan ,  Thomas Elliott ,  Timothy S. Hurley ,  Jennifer J. Bailey ,  David E. Brudnicki

IPC: G06Q20/38 ,  H04L9/08 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q20/12

CPC classification number: G06Q20/3829 ,  G06Q20/12 ,  G06Q20/325 ,  G06Q20/3227 ,  G06Q20/3278 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/40 ,  H04L9/0861 ,  G06Q2220/00 ,  H04L2209/24

Abstract: Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data. Additional embodiments are also provided.

公开(公告)号：US20210219096A1

公开(公告)日：2021-07-15

申请号：US17114425

申请日：2020-12-07

Applicant: Apple Inc.

Inventor： Raghu Pai ,  Timothy S. Hurley ,  Patrice Olivier Gautier ,  Karthik Narayanan ,  Murthy Parthasarahthi ,  Maxime Veron

IPC: H04W4/02 ,  G01S5/00 ,  H04W64/00

Abstract: A system and method of locating “friends” having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., “home”). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.

公开(公告)号：US10382895B2

公开(公告)日：2019-08-13

申请号：US16146774

申请日：2018-09-28

Applicant: Apple Inc.

Inventor： Raghu Pai ,  Timothy S. Hurley ,  Patrice Olivier Gautier ,  Karthik Narayanan ,  Murthy Parthasarathi ,  Maxime Veron

IPC: H04W4/02 ,  H04W64/00 ,  G01S5/00 ,  H04L29/06

Abstract: A system and method of locating “friends” having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., “home”). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.

公开(公告)号：US10375519B2

公开(公告)日：2019-08-06

申请号：US15219239

申请日：2016-07-25

Applicant: Apple Inc.

Inventor： Raghu Pai ,  Timothy S. Hurley ,  Patrice Olivier Gautier ,  Karthik Narayanan ,  Murthy Parthasarathi ,  Maxime Veron

IPC: H04W24/00 ,  H04W4/02 ,  G01S5/00 ,  H04W64/00 ,  H04L29/06

Abstract: A system and method of locating “friends” having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., “home”). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.

公开(公告)号：US20180083986A1

公开(公告)日：2018-03-22

申请号：US15271943

申请日：2016-09-21

Applicant: Apple Inc.

Inventor： Timothy S. Hurley ,  David E. Brudnicki ,  Manoj K. Thulaseedharan Pillai

IPC: H04L29/06 ,  G06F17/30 ,  H04W12/06

CPC classification number: H04L63/1416 ,  G06F17/30867 ,  G06Q20/36

Abstract: Disclosed are systems and methods for providing protection against alteration of data, such as a credential, associated with a transaction. A first communication is received from a requesting system. The first communication includes a credential and corresponds to an indication that an extended-duration task is being initiated and a request to listen to a status of the credential. A device-listening data store is updated to associate the credential with an identifier associated with the requesting system. When an event is detected that indicates that the credential has been modified or cancelled, the device-listening data store is queried based on the credential. In response to the query, the identifier associated with the requesting device is received. A second communication is generated that corresponds to an alert that identifies a status of the credential as having been modified or cancelled. The second communication is transmitted to the requesting system.

公开(公告)号：US20170103388A1

公开(公告)日：2017-04-13

申请号：US15274929

申请日：2016-09-23

Applicant: Apple Inc.

Inventor： Manoj K. Thulaseedharan Pillai ,  Ahmer A. Khan ,  Thomas Elliott ,  Timothy S. Hurley ,  Jennifer J. Bailey ,  David E. Brudnicki

IPC: G06Q20/38 ,  G06Q20/10 ,  H04W12/06 ,  G06Q20/40 ,  H04W4/02 ,  G06F21/45 ,  G06Q20/32

CPC classification number: G06Q20/3829 ,  G06F21/45 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q20/3226 ,  G06Q20/3227 ,  G06Q20/325 ,  G06Q20/3278 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q2220/00 ,  H04W12/06

Abstract: Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data. Additional embodiments are also provided.

公开(公告)号：US20170026796A1

公开(公告)日：2017-01-26

申请号：US15219239

申请日：2016-07-25

Applicant: Apple Inc.

Inventor： Raghu Pai ,  Timothy S. Hurley ,  Patrice Olivier Gautier ,  Karthik Narayanan ,  Murthy Parthasarathi ,  Maxime Veron

IPC: H04W4/02 ,  H04W64/00

CPC classification number: H04W4/023 ,  G01S5/0072 ,  H04L69/28 ,  H04W64/00 ,  H04W64/006 ,  Y02D70/1222 ,  Y02D70/142 ,  Y02D70/146 ,  Y02D70/164

Abstract: A system and method of locating “friends” having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., “home”). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.

Abstract translation: 公开了一种具有连接到网络并与用户帐户关联的移动设备的“朋友”的系统和方法。 该方法包括向移动设备发送请求，移动设备确定其当前的地理位置并且利用该信息来响应请求者。 该信息可以是诸如GPS位置的坐标位置的形式，或者可以是移动设备所有者分配给特定区域（例如，“家”）的名称的形式。 具有该位置信息，用户能够查看与移动设备相关联的朋友的位置。

公开(公告)号：US20150193764A1

公开(公告)日：2015-07-09

申请号：US14474773

申请日：2014-09-02

Applicant: Apple Inc.

Inventor： David T. Haggerty ,  George R. Dicker ,  Ahmer A. Khan ,  Christopher B. Sharp ,  Timothy S. Hurley ,  Vineet Chadha

IPC: G06Q20/32 ,  H04W8/22 ,  G06Q20/40

CPC classification number: G06Q20/3226 ,  G06Q20/322 ,  G06Q20/40 ,  G06Q20/4014 ,  H04W8/22

Abstract: If a user loses an electronic device that has the capability to conduct financial transactions, the user may report that the electronic device is lost using a lost-device software application to a management electronic device associated with a provider of the electronic device. In response to receiving this information, a disabling command is sent to a payment network associated with the financial account of the user to temporarily disable use of the electronic device to conduct the financial transactions. In particular, the electronic device may include a secure element that stores a payment applet for a financial account, and the disabling command may disable a mapping from a virtual identifier for the financial account to a financial primary account number. Subsequently, if the user finds the electronic device, the user may re-enable the capability (and, thus, the mapping) by providing authentication information to the electronic device.

Abstract translation: 如果用户丢失了具有进行金融交易能力的电子设备，则用户可以使用丢失的设备软件应用向与电子设备的提供商相关联的管理电子设备报告电子设备丢失。 响应于接收到该信息，禁用命令被发送到与用户的财务帐户相关联的支付网络，以暂时禁止使用电子设备进行金融交易。 特别地，电子设备可以包括存储用于金融帐户的支付小应用程序的安全元件，并且禁用命令可以禁用从财务帐户的虚拟标识符到财务主帐号的映射。 随后，如果用户发现电子设备，则用户可以通过向电子设备提供认证信息来重新启用能力（并且因此映射）。