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公开(公告)号:US10601718B2
公开(公告)日:2020-03-24
申请号:US15477830
申请日:2017-04-03
Applicant: Bank of America Corporation
Inventor: Steven M. Twombly , Matthew Murphy , Mark Williams , Bradley Holland , Mark A. Nelson
IPC: H04L29/06 , H04L12/851 , H04L29/08 , H04Q11/00 , H04L12/751 , H04W12/00 , H04L12/773
Abstract: A user device is configured to transmit, to a computing device, data indicative of a first routing network and data indicative of a second routing network. The computing device determines, based on the received, a plurality of parameters for the first and second routing networks. The computing device may generate a secure session connection between the computing device and a server associated with the second routing network and receive, from the server and via the secure session connection, a modification to one or more parameters of the plurality of parameters for the second routing network. The computing device may determine priorities for the first routing network and the second routing network based at least in part on the plurality of parameters for the first routing network and the modification to the one or more parameters of the plurality of parameters for the second routing network.
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公开(公告)号:US20180287948A1
公开(公告)日:2018-10-04
申请号:US15477830
申请日:2017-04-03
Applicant: Bank of America Corporation
Inventor: Steven M. Twombly , Matthew Murphy , Mark Williams , Bradley Holland , Mark A. Nelson
IPC: H04L12/851 , H04L29/08 , H04L12/751
Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a user device configured to transmit, to a computing device, data indicative of a first routing network and data indicative of a second routing network. The computing device may comprise a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to receive, from the user device, the data indicative of the first routing network and the data indicative of the second routing network. The computing device may determine, based on the data indicative of the first routing network, a plurality of parameters for the first routing network. The computing device may determine, based on the data indicative of the second routing network, a plurality of parameters for the second routing network. The computing device may generate a secure session connection between the computing device and a server associated with the second routing network. The computing device may receive, from the server and via the secure session connection between the computing device and the server associated with the second routing network, a modification to one or more parameters of the plurality of parameters for the second routing network. The computing device may determine priorities for the first routing network and the second routing network based at least in part on the plurality of parameters for the first routing network and the modification to the one or more parameters of the plurality of parameters for the second routing network. The computing device may store, at a database, the priorities for the first routing network and the second routing network.
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公开(公告)号:US20180287851A1
公开(公告)日:2018-10-04
申请号:US15477806
申请日:2017-04-03
Applicant: Bank of America Corporation
Inventor: Steven M. Twombly , Mark Williams , Bradley Holland , Mark A. Nelson , Matthew Murphy
IPC: H04L29/08 , H04L29/06 , H04L12/725
Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate a secure session connection between the computing device and a server associated with one or more routing networks. The computing device may receive, from the server and via the secure session connection, data associated with the one or more routing networks. The computing device may store, at a database, the data associated with the one or more routing networks. The computing device may determine whether new activity associated with a user and involving at least one of the one or more routing networks is detected. In response to determining that new activity associated with the user is detected, the computing device may transmit, to the database, a request for the stored data associated with the one or more routing networks. The computing device may receive, from the database, the stored data associated with the one or more routing networks. The computing device may determine, based on a plurality of factors determined from the stored data associated with the one or more routing networks, a score for the new activity. The server associated with one or more routing networks may be configured to transmit, to the computing device and via the secure session connection, the data associated with the one or more routing networks.
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公开(公告)号:US10798007B2
公开(公告)日:2020-10-06
申请号:US16574410
申请日:2019-09-18
Applicant: Bank of America Corporation
Inventor: Steven M. Twombly , Matthew Murphy , Mark Williams , Bradley Holland , Mark A. Nelson
IPC: H04L12/721 , H04L12/851 , H04L29/08 , H04L29/06 , H04Q11/00 , H04L12/26 , H04L12/24 , H04W48/08 , H04N21/4367 , H04L12/751 , H04W12/00 , H04L12/773 , G06Q30/02 , H04W80/00 , H04W76/00
Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a user device configured to transmit, to a computing device, data indicative of a first routing network and data indicative of a second routing network. The computing device may comprise a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to receive, from the user device, the data indicative of the first routing network and the data indicative of the second routing network. The computing device may determine, based on the data indicative of the first routing network, a plurality of parameters for the first routing network. The computing device may determine, based on the data indicative of the second routing network, a plurality of parameters for the second routing network. The computing device may generate a secure session connection between the computing device and a server associated with the second routing network. The computing device may receive, from the server and via the secure session connection between the computing device and the server associated with the second routing network, a modification to one or more parameters of the plurality of parameters for the second routing network. The computing device may determine priorities for the first routing network and the second routing network based at least in part on the plurality of parameters for the first routing network and the modification to the one or more parameters of the plurality of parameters for the second routing network. The computing device may store, at a database, the priorities for the first routing network and the second routing network.
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公开(公告)号:US10657478B2
公开(公告)日:2020-05-19
申请号:US16117170
申请日:2018-08-30
Applicant: BANK OF AMERICA CORPORATION
Inventor: Willard Andrew Barr , Lisa Matarese Braun , Brian William Caldwell , Kevin Patrick Condon , Kelly Elizabeth Firment , Ryan Michael Furey , Caroline Hayes Godwin , Matthew Murphy , Robert Altemus Pascal , George William Taylor , Renee Elaine Weiler
Abstract: Embodiments of the invention are directed to a system, method, or computer program product for creating a control dashboard for user interactions. The application may be utilized by a user in connection with a third party exchange system, small business, or individually. As such, the invention may extract data from multiple user and competitor locations. The invention coordinates the data and generates components for the dashboard that includes resource flows, outside entity user information, and aggregation integration in a customizable, real-time modified dashboard. Thus providing monitoring and alerts for inventorying, resources, and invoicing. Furthermore, the system may identify underpenetrated customer populations, perform trend analysis to identify potential customers, and the like. Finally, the system integrates an artificial intelligence engine for real-time data digestion and future predictions for resource flows.
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公开(公告)号:US10609156B2
公开(公告)日:2020-03-31
申请号:US15477806
申请日:2017-04-03
Applicant: Bank of America Corporation
Inventor: Steven M. Twombly , Mark Williams , Bradley Holland , Mark A. Nelson , Matthew Murphy
Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate a secure session connection between the computing device and a server associated with one or more routing networks. The computing device may receive, from the server and via the secure session connection, data associated with the one or more routing networks. The computing device may store, at a database, the data associated with the one or more routing networks. The computing device may determine whether new activity associated with a user and involving at least one of the one or more routing networks is detected. In response to determining that new activity associated with the user is detected, the computing device may transmit, to the database, a request for the stored data associated with the one or more routing networks. The computing device may receive, from the database, the stored data associated with the one or more routing networks. The computing device may determine, based on a plurality of factors determined from the stored data associated with the one or more routing networks, a score for the new activity. The server associated with one or more routing networks may be configured to transmit, to the computing device and via the secure session connection, the data associated with the one or more routing networks.
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公开(公告)号:US20180374011A1
公开(公告)日:2018-12-27
申请号:US16117170
申请日:2018-08-30
Applicant: BANK OF AMERICA CORPORATION
Inventor: Willard Andrew Barr , Lisa Matarese Braun , Brian William Caldwell , Kevin Patrick Condon , Kelly Elizabeth Firment , Ryan Michael Furey , Caroline Hayes Godwin , Matthew Murphy , Robert Altemus Pascal , George William Taylor , Renee Elaine Weiler
Abstract: Embodiments of the invention are directed to a system, method, or computer program product for creating a control dashboard for user interactions. The application may be utilized by a user in connection with a third party exchange system, small business, or individually. As such, the invention may extract data from multiple user and competitor locations. The invention coordinates the data and generates components for the dashboard that includes resource flows, outside entity user information, and aggregation integration in a customizable, real-time modified dashboard. Thus providing monitoring and alerts for inventorying, resources, and invoicing. Furthermore, the system may identify underpenetrated customer populations, perform trend analysis to identify potential customers, and the like. Finally, the system integrates an artificial intelligence engine for real-time data digestion and future predictions for resource flows.
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公开(公告)号:US20180288174A1
公开(公告)日:2018-10-04
申请号:US15477826
申请日:2017-04-03
Applicant: Bank of America Corporation
Inventor: Steven M. Twombly , Matthew Murphy , Bradley Holland , Mark A. Nelson , Mark Williams
IPC: H04L29/08 , H04L12/851
CPC classification number: H04L67/20 , H04L63/0428 , H04L67/141 , H04L67/18 , H04L67/36
Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate a first secure session connection between a computing device and a first server associated with a first routing network. The computing device may receive, from the first server and via the first secure session connection, a plurality of pieces of data associated with the first routing network. The computing device may generate a second secure session connection between the computing device and a second server associated with a second routing network. The computing device may receive, from the second server and via the second secure session connection, a plurality of pieces of data associated with the second routing network. The computing device may categorize each of the plurality of pieces of data associated with the first routing network and the plurality of pieces of data associated with the second routing network. The computing device may generate, based on the categorizing, one or more tags for each of the plurality of pieces of data associated with the first routing network and the plurality of pieces of data associated with the second routing network. The computing device may generate, based on the one or more tags, a plurality of blocks of data. Each block of data of the plurality of blocks of data may comprise at least a portion of the plurality of pieces of data associated with the first routing network and the plurality of pieces of data associated with the second routing network. The computing device may store, at a storage device and with one or more corresponding tags, the plurality of blocks of data. The computing device may receive a request to share data with a third party computing device. In response to receiving the request to share data with the third party computing device, the computing device may transmit, to the third party computing device and based on the one or more corresponding tags, a block of data of the plurality of blocks of data. The first server associated with the first routing network may be configured to transmit, to the computing device and via the first secure session connection, the plurality of pieces of data associated with the first routing network. The second server associated with the second routing network may be configured to transmit, to the computing device and via the second secure session connection, the plurality of pieces of data associated with the second routing network.
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公开(公告)号:US20220067598A1
公开(公告)日:2022-03-03
申请号:US17002085
申请日:2020-08-25
Applicant: Bank of America Corporation
Inventor: Victoria L. Dravneek , Jill Marie Moser , Matthew Murphy , Matthew Robert Gray Pitner , Karen Lea MacQueen , Brandy Lachole Brown
Abstract: Embodiments of the present invention provide a system for determining resource allocation based on usage attribute data. The system is configured for determining one or more attributes associated with a user, generating a template associated with the user using the one or more attributes, comparing the template with one or more third party templates, determining a match between the template and a third party template of the one or more third party templates, and presenting a resource associated with the third party template to the user.
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公开(公告)号:US10998937B2
公开(公告)日:2021-05-04
申请号:US16399709
申请日:2019-04-30
Applicant: BANK OF AMERICA CORPORATION
Inventor: Patrick Thomas McConnell , William Bradley Burks , Daniel James Doherty , Justin Riley duPont , Thomas Elliott , Tony England , Matthew Murphy , Nickolas Patrick Parker , Stephen Philip Selfridge , Steven Michael Twombly , James J. Williams
Abstract: Embodiments of the invention are directed facilitating an electronic resource distribution by embedding a short-range wireless tag in a resource distribution request that stores instructions for processing the resource distribution in a fully electronic processing flow. As such, the resource distribution request holder is capable of processing the request without issuing a resource distribution document to the resource requester. In additional embodiments of the invention, the short-range wireless tag further stores instructions for arranging subsequent resource distributions to the resource requester to occur without the need for the resource requester to present a resource request document.
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