公开(公告)号：US10423949B2

公开(公告)日：2019-09-24

申请号：US15094370

申请日：2016-04-08

Applicant: MasterCard International Incorporated

Inventor： Garry Lyons ,  Eamon Doyle ,  Saravana Perumal Shanmugam ,  Donghao Huang ,  Jiaming Li ,  Oran Cummins

IPC: G06Q20/32 ,  H04W4/80 ,  G06Q20/36 ,  G07F7/00 ,  G06Q20/18 ,  G06Q20/40

Abstract: A method of transaction between a mobile payment device and a vending machine is described, together with a system and elements of a system supporting such a method of transaction. The method comprises establishing wireless contact between the mobile payment device and the vending machine. Vending machine transaction details are established between the mobile payment device and the vending machine. These vending machine transaction details are sent to a vending platform associated with a payment infrastructure where the vending machine transaction is authorized. The vending platform then provides an authorization token for the vending machine transaction, allowing the vending machine to enable vending when the authorization token has been received.

公开(公告)号：US10083427B2

公开(公告)日：2018-09-25

申请号：US14291570

申请日：2014-05-30

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Oran Cummins ,  Bensam Joyson ,  Donghao Huang

IPC: G06Q40/00 ,  G07D11/00 ,  G07F19/00 ,  G06Q20/04 ,  G06Q20/32 ,  G06Q20/38

CPC classification number: G06Q20/0453 ,  G06Q20/32 ,  G06Q20/385

Abstract: According to one embodiment of the present disclosure, there is provided a method for receiving an electronic receipt of an electronic payment transaction into a mobile device, the method comprising: storing, into an installed application in the mobile device used to perform the electronic payment transaction, a unique transaction identity issued on the electronic payment transaction; generating, in a server, an electronic receipt issued on the electronic payment transaction; verifying that the electronic receipt matches against the unique transaction identity stored in the installed application; and receiving the electronic receipt into the mobile device in response to the verifying step determining that the electronic receipt matches against the unique transaction identity stored in the installed application. Also provided is a mobile device for receiving an electronic receipt of an electronic payment transaction and a system for receiving an electronic receipt of an electronic payment transaction into a mobile device.

公开(公告)号：US20160140526A1

公开(公告)日：2016-05-19

申请号：US14940324

申请日：2015-11-13

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Oran Cummins ,  Stephen Toner ,  Derek Humphreys ,  Stephen Elder

IPC: G06Q20/12 ,  G06Q20/20 ,  H04L12/28

CPC classification number: G06Q20/12 ,  G06Q10/087 ,  G06Q20/203 ,  G06Q30/0207 ,  G06Q30/06 ,  H04L12/2827

Abstract: Smart appliance processing systems and methods for enabling dynamic control and management of electronically stored consumables inventories are provided. A smart server acquires electronically from a merchant product data concerning one or more consumables acquired at the merchant during one or more purchase transactions conducted by a customer in association with an identifier of the customer. Based on mapping data maintained by the smart server, the smart server matches the identifier with a respective client smart appliance system of the customer. The smart server then transmits electronically the product data towards the client smart appliance system for updating an electronic consumables inventory maintained by the client smart appliance system for the first customer.

Abstract translation: 提供了用于实现电子存储耗材库存的动态控制和管理的智能家电处理系统和方法。 一个智能服务器从商户产品数据中电子地获取关于在客户进行的一个或多个购买交易期间与商户的标识符相关联的在商户处获得的一种或多种消费品的数据。 基于由智能服务器维护的映射数据，智能服务器将该标识符与客户的相应的客户端智能设备系统相匹配。 然后，智能服务器以电子方式将产品数据发送到客户端智能设备系统，以更新由客户端智能家电系统为第一客户维护的电子耗材库存。

公开(公告)号：US20130179336A1

公开(公告)日：2013-07-11

申请号：US13739465

申请日：2013-01-11

Applicant: MasterCard International Incorporated

Inventor： Garry LYONS ,  David Brown ,  Michael Clay Atkins ,  Oran Cummins ,  Daniel Martin

IPC: G06Q20/30

CPC classification number: G06Q20/30 ,  G06Q20/3276 ,  G06Q20/3278 ,  G06Q20/385

Abstract: An electronic financial transaction arrangement using a payer device to read a machine-readable pay code in which transaction details for a specific transaction may be encoded by a pay code provider is disclosed. The machine-readable pay code may be distributed to the payer device through acoustic stimuli, or as a result of voice or human based gesture actions. A user of the payer device may also participate in the financial transaction through the indirect control of a display by reading a unique machine-readable code unique to the display. Additional transaction details for the specific transaction may be received in the payer device through near field communication, or accessed at a later time when there is established connectivity to a mobile network.

Abstract translation: 公开了一种使用支付者设备读取可读付费代码的电子金融交易安排，其中特定交易的交易细节可由付款代码提供商编码。 机器可读付费代码可以通过声音刺激或作为基于语音或基于人的手势动作的结果分发给付款人设备。 支付者设备的用户也可以通过读取显示器唯一的唯一机器可读代码，通过对显示器的间接控制来参与金融交易。 特定交易的额外交易细节可以通过近场通信在付款机设备中接收，或者在与移动网络建立连接的较晚时间被访问。