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    Remote revocation of application access based on non-co-location of a transaction vehicle and a mobile device
    33.
    发明授权
    Remote revocation of application access based on non-co-location of a transaction vehicle and a mobile device 有权
    基于交易车辆和移动设备的非共同位置远程撤销应用程序访问

    公开(公告)号：US09589261B2

    公开(公告)日：2017-03-07

    申请号：US15047369

    申请日：2016-02-18

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Elizabeth S. Votaw ,  Charles Jason Burrell ,  Carrie Anne Hanson ,  Alicia C. Jones ,  Michael Patrick Lynch ,  Hood Qaim-Maqami

    IPC: G06Q20/32 ,  G01S5/00 ,  G06Q20/40 ,  G06Q20/34 ,  G01S5/02 ,  H04W4/00 ,  H04W4/02 ,  H04W4/12

    CPC classification number: G06Q20/3224 ,  G01S5/0284 ,  G06Q20/322 ,  G06Q20/325 ,  G06Q20/351 ,  G06Q20/40 ,  G06Q20/409 ,  H04W4/021 ,  H04W4/025 ,  H04W4/12 ,  H04W4/50

    Abstract: Embodiments of the invention relate to an invention for accessing a remotely located mobile device of a user based on certain events is provided. The system, method, and computer program product are configured to: (a) monitor one or more transaction involving a transaction vehicle of a user; (b) determine a physical location of a transaction vehicle based at least partially on the one or more transactions; (c) determine a geographic location of a mobile device of the user, wherein the mobile device is associated with the transaction vehicle; (d) determine whether or not the transaction vehicle of the user and the mobile device of the user are co-located; and (e) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on determining that the mobile device and the transaction vehicle of the user are not co-located.

    Abstract translation: 本发明的实施例涉及一种用于基于某些事件访问用户的远程移动设备的发明。 系统，方法和计算机程序产品被配置为：（a）监视涉及用户的交易车辆的一个或多个交易; （b）至少部分地基于所述一个或多个交易确定交易车辆的物理位置; （c）确定所述用户的移动设备的地理位置，其中所述移动设备与所述交易车辆相关联; （d）确定用户的交易车辆和用户的移动设备是否位于同一地点; 并且（e）至少部分地基于确定所述移动设备和所述用户的交易车辆不是共同位置来重新配置所述移动设备可访问的一个或多个应用或所述移动设备的一个或多个功能特征。

    Self-selected user access based on specific authentication types
    34.
    发明授权
    Self-selected user access based on specific authentication types 有权
    基于特定身份验证类型的自选用户访问

    公开(公告)号：US09509702B2

    公开(公告)日：2016-11-29

    申请号：US15046362

    申请日：2016-02-17

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： David M. Grigg ,  Joseph Neil Johansen ,  Carrie Anne Hanson ,  Charles Jason Burrell ,  Elizabeth S. Votaw

    IPC: G06F7/04 ,  G06F15/16 ,  G06F17/30 ,  H04L29/06 ,  G06Q40/02

    CPC classification number: H04L63/105 ,  G06F17/30312 ,  G06F17/30528 ,  G06F17/30867 ,  G06F21/31 ,  G06Q40/02 ,  H04L63/0823 ,  H04L63/083 ,  H04L63/0853 ,  H04L63/0861 ,  H04L63/0876 ,  H04L63/107 ,  H04W12/06

    Abstract: Embodiments of the invention are directed to a system, method, and a computer program product self-selected user access based on specific authentication types. The system typically including a memory, a processor, and a module configured to receive from a user, a user-selected preference, wherein the user-selected preference comprises one or more authentication types desired by the user; determine a level of authentication from a plurality of levels of authentication are associated with the one or more authentication types associated with the user-selected preference; initiate the presentation of a user interface that enables the user to select one or more application functions, wherein the one or more application functions are associated with the determined level of authentication; receive from a user, a selection of one or more application functions.

    Abstract translation: 本发明的实施例涉及基于特定认证类型的系统，方法和计算机程序产品自选用户接入。 该系统通常包括存储器，处理器和被配置为从用户接收用户选择的优先级的模块，其中用户选择的优选包括用户期望的一种或多种认证类型; 确定来自多个认证级别的认证级别与与所述用户选择的偏好相关联的所述一个或多个认证类型相关联; 启动允许用户选择一个或多个应用功能的用户界面的呈现，其中所述一个或多个应用功能与所确定的认证级别相关联; 从用户接收，选择一个或多个应用功能。

    User authentication based on self-selected preferences
    37.
    发明授权
    User authentication based on self-selected preferences 有权
    基于自选择偏好的用户认证

    公开(公告)号：US09391976B2

    公开(公告)日：2016-07-12

    申请号：US14968657

    申请日：2015-12-14

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： David M. Grigg ,  Joseph Neil Johansen ,  Carrie Anne Hanson ,  Charles Jason Burrell ,  Elizabeth S. Votaw

    IPC: G06F7/04 ,  G06F15/16 ,  G06F17/30 ,  H04L29/06 ,  G06F21/31

    CPC classification number: H04L63/08 ,  G06F21/31 ,  H04L63/0876 ,  H04L63/10

    Abstract: Embodiments of the invention are directed to a system, method, and a computer program product for a user authentication based on self-selected preferences. The system typically including a memory, a processor, and a module configured to receive a request to execute a user action from a user associated with an application, wherein the user action requires one or more authentication credentials; receive one or more authentication credentials from the user based on a user-selected preference; validate the one or more authentication credentials based on the user-selected preference; and execute the user action based on a successful validation of the one or more authentication credentials

    Abstract translation: 本发明的实施例涉及一种用于基于自选择的偏好的用户认证的系统，方法和计算机程序产品。 该系统通常包括存储器，处理器和被配置为从与应用相关联的用户接收执行用户动作的请求的模块，其中用户动作需要一个或多个认证证书; 基于用户选择的优先级从用户接收一个或多个认证凭证; 基于用户选择的优先级验证一个或多个认证凭证; 并且基于一个或多个认证凭证的成功验证来执行用户动作

    USER AUTHENTICATION BASED ON OTHER APPLICATIONS
    38.
    发明申请
    USER AUTHENTICATION BASED ON OTHER APPLICATIONS 有权

    公开(公告)号：US20160173484A1

    公开(公告)日：2016-06-16

    申请号：US15047786

    申请日：2016-02-19

    Applicant: Bank of America Corporation

    Inventor： David M. Grigg ,  Peter John Bertanzetti ,  Charles Jason Burrell ,  Carrie Anne Hanson ,  Joseph Neil Johansen ,  Michael E. Toth ,  Elizabeth S. Votaw

    IPC: H04L29/06

    CPC classification number: H04L63/083 ,  G06F21/31 ,  G06F21/41 ,  H04L63/04 ,  H04L63/08 ,  H04L63/10

    Abstract: The present invention includes a system for authenticating a second action based on a first action, wherein the system is configured to: receive a first request to execute a first action associated with a first application; determine that execution of the first action requires user authentication; request one or more authentication credentials from the user; receive a first authentication credential associated with the first action; validate the first authentication credential, thereby resulting in a successful validation of the received first authentication credential; in response to the successful validation, execute the first action; receive a second request to execute a second action associated with a second application; determine that execution of the second action requires user authentication; use the successful validation of the first authentication credential to validate a second authentication credential so that the second action may be executed.

    REMOTE REVOCATION OF APPLICATION ACCESS BASED ON NON-CO-LOCATION OF A TRANSACTION VEHICLE AND A MOBILE DEVICE
    39.
    发明申请
    REMOTE REVOCATION OF APPLICATION ACCESS BASED ON NON-CO-LOCATION OF A TRANSACTION VEHICLE AND A MOBILE DEVICE 有权
    基于交易车辆和移动设备的非同位置的应用程序访问的远程撤销

    公开(公告)号：US20160162872A1

    公开(公告)日：2016-06-09

    申请号：US15047369

    申请日：2016-02-18

    Applicant: Bank Of America Corporation

    Inventor： Elizabeth S. Votaw ,  Charles Jason Burrell ,  Carrie Anne Hanson ,  Alicia C. Jones ,  Michael Patrick Lynch ,  Hood Qaim-Maqami

    IPC: G06Q20/32 ,  H04W4/12 ,  H04W4/00 ,  G06Q20/40 ,  H04W4/02

    CPC classification number: G06Q20/3224 ,  G01S5/0284 ,  G06Q20/322 ,  G06Q20/325 ,  G06Q20/351 ,  G06Q20/40 ,  G06Q20/409 ,  H04W4/021 ,  H04W4/025 ,  H04W4/12 ,  H04W4/50

    Abstract: Embodiments of the invention relate to an invention for accessing a remotely located mobile device of a user based on certain events is provided. The system, method, and computer program product are configured to: (a) monitor one or more transaction involving a transaction vehicle of a user; (b) determine a physical location of a transaction vehicle based at least partially on the one or more transactions; (c) determine a geographic location of a mobile device of the user, wherein the mobile device is associated with the transaction vehicle; (d) determine whether or not the transaction vehicle of the user and the mobile device of the user are co-located; and (e) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on determining that the mobile device and the transaction vehicle of the user are not co-located.

    Abstract translation: 本发明的实施例涉及一种用于基于某些事件访问用户的远程移动设备的发明。 系统，方法和计算机程序产品被配置为：（a）监视涉及用户的交易车辆的一个或多个交易; （b）至少部分地基于所述一个或多个交易确定交易车辆的物理位置; （c）确定所述用户的移动设备的地理位置，其中所述移动设备与所述交易车辆相关联; （d）确定用户的交易车辆和用户的移动设备是否位于同一地点; 并且（e）至少部分地基于确定所述移动设备和所述用户的交易车辆不是共同位置来重新配置所述移动设备可访问的一个或多个应用或所述移动设备的一个或多个功能特征。

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