公开(公告)号：US20160162854A1

公开(公告)日：2016-06-09

申请号：US15047283

申请日：2016-02-18

申请人： Bank of America Corporation

发明人： David M. Grigg ,  Hood Qaim-Maqami ,  Alicia C. Jones ,  Elizabeth S. Votaw ,  Joseph Neil Johansen ,  Charles Jason Burrell ,  Carrie Anne Hanson ,  Michael Patrick Lynch

IPC分类号： G06Q20/10 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/40

CPC分类号： H04L63/08 ,  G06F21/31 ,  G06Q20/108 ,  G06Q20/3226 ,  G06Q20/382 ,  G06Q20/405 ,  G06Q40/02 ,  H04L63/10

摘要： Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s).

公开(公告)号：US09313190B2

公开(公告)日：2016-04-12

申请号：US14175136

申请日：2014-02-07

申请人： BANK OF AMERICA CORPORATION

发明人： David M. Grigg ,  Hood Qaim-Maqami ,  Alicia C. Jones ,  Elizabeth S. Votaw ,  Joseph Neil Johansen ,  Charles Jason Burrell ,  Carrie Anne Hanson ,  Michael Patrick Lynch

IPC分类号： H04L29/06 ,  G06Q40/02

CPC分类号： H04L63/08 ,  G06F21/31 ,  G06Q20/108 ,  G06Q20/3226 ,  G06Q20/382 ,  G06Q20/405 ,  G06Q40/02 ,  H04L63/10

摘要： Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s).

公开(公告)号：US09213974B2

公开(公告)日：2015-12-15

申请号：US14175786

申请日：2014-02-07

申请人： BANK OF AMERICA CORPORATION

发明人： Elizabeth S. Votaw ,  Charles Jason Burrell ,  Carrie Anne Hanson ,  Alicia C. Jones ,  Michael Patrick Lynch ,  Hood Qaim-Maqami

IPC分类号： G06Q20/40 ,  G06Q20/32 ,  G06Q20/34

CPC分类号： G06Q20/3224 ,  G01S5/0284 ,  G06Q20/322 ,  G06Q20/325 ,  G06Q20/351 ,  G06Q20/40 ,  G06Q20/409 ,  H04W4/021 ,  H04W4/025 ,  H04W4/12 ,  H04W4/50

摘要： Embodiments of the invention relate to an invention for accessing a remotely located mobile device of a user based on certain events. The system, method, and computer program product are configured to: (a) monitor one or more transaction involving a transaction vehicle of a user; (b) determine a physical location of a transaction vehicle based at least partially on the one or more transactions; (c) determine a geographic location of a mobile device of the user, wherein the mobile device is associated with the transaction vehicle; (d) determine whether or not the transaction vehicle of the user and the mobile device of the user are co-located; and (e) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on determining that the mobile device and the transaction vehicle of the user are not co-located.

摘要翻译： 本发明的实施例涉及一种用于基于某些事件访问用户的远程定位的移动设备的发明。 系统，方法和计算机程序产品被配置为：（a）监视涉及用户的交易车辆的一个或多个交易; （b）至少部分地基于所述一个或多个交易确定交易车辆的物理位置; （c）确定所述用户的移动设备的地理位置，其中所述移动设备与所述交易车辆相关联; （d）确定用户的交易车辆和用户的移动设备是否位于同一地点; 并且（e）至少部分地基于确定所述移动设备和所述用户的交易车辆不是共同位置来重新配置所述移动设备可访问的一个或多个应用或所述移动设备的一个或多个功能特征。

公开(公告)号：US20160164858A1

公开(公告)日：2016-06-09

申请号：US15047269

申请日：2016-02-18

申请人： Bank of America Corporation

发明人： David M. Grigg ,  Hood Qaim-Maqami ,  Alicia C. Jones ,  Elizabeth S. Votaw ,  Joseph Neil Johansen ,  Charles Jason Burrell ,  Carrie Anne Hanson ,  Michael Patrick Lynch

IPC分类号： H04L29/06 ,  G06Q40/02

CPC分类号： H04L63/08 ,  G06F21/31 ,  G06Q20/108 ,  G06Q20/3226 ,  G06Q20/382 ,  G06Q20/405 ,  G06Q40/02 ,  H04L63/10

摘要： Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s).

公开(公告)号：US20150227903A1

公开(公告)日：2015-08-13

申请号：US14175771

申请日：2014-02-07

申请人： BANK OF AMERICA CORPORATION

发明人： Elizabeth S. Votaw ,  Charles Jason Burrell ,  Carrie Anne Hanson ,  Alicia C. Jones ,  Michael Patrick Lynch ,  Hood Qaim-Maqami

IPC分类号： G06Q20/10 ,  G06Q20/32

CPC分类号： G06Q20/108 ,  G06Q20/322 ,  G06Q20/3224 ,  G06Q20/354 ,  G06Q20/3574

摘要： Embodiments of the invention relate to systems, methods, and computer program products for accessing a remotely located mobile device of a user based on certain events is provided. The system, method, and computer program product are configured to: (a) receive an indication that a transaction vehicle of the user is compromised; (b) identify a mobile device of the user that is associated with the transaction vehicle of the user that is compromised; (c) upon identifying the mobile device of the user, remotely access the mobile device of the user; and (d) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on receiving the indication.

摘要翻译： 本发明的实施例涉及用于基于某些事件访问用户的远程定位的移动设备的系统，方法和计算机程序产品。 系统，方法和计算机程序产品被配置为：（a）接收用户的交易车辆受到损害的指示; （b）识别与所述用户的所述交易车辆相关联的所述用户的移动设备被泄密; （c）在识别用户的移动设备时，远程访问用户的移动设备; 以及（d）至少部分地基于接收到所述指示来重新配置所述移动设备可访问的一个或多个应用或所述移动设备的一个或多个功能特征。

公开(公告)号：US09595032B2

公开(公告)日：2017-03-14

申请号：US14968659

申请日：2015-12-14

申请人： BANK OF AMERICA CORPORATION

发明人： Elizabeth S. Votaw ,  Charles Jason Burrell ,  Carrie Anne Hanson ,  Alicia C. Jones ,  Michael Patrick Lynch ,  Hood Qaim-Maqami

IPC分类号： G06Q20/32 ,  G01S5/00 ,  G06Q20/40 ,  G06Q20/34 ,  G01S5/02 ,  H04W4/00 ,  H04W4/02 ,  H04W4/12

CPC分类号： G06Q20/3224 ,  G01S5/0284 ,  G06Q20/322 ,  G06Q20/325 ,  G06Q20/351 ,  G06Q20/40 ,  G06Q20/409 ,  H04W4/021 ,  H04W4/025 ,  H04W4/12 ,  H04W4/50

摘要： Embodiments of the invention relate to an invention for accessing a remotely located mobile device of a user based on certain events is provided. The system, method, and computer program product are configured to: (a) monitor one or more transaction involving a transaction vehicle of a user; (b) determine a physical location of a transaction vehicle based at least partially on the one or more transactions; (c) determine a geographic location of a mobile device of the user, wherein the mobile device is associated with the transaction vehicle; (d) determine whether or not the transaction vehicle of the user and the mobile device of the user are co-located; and (e) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on determining that the mobile device and the transaction vehicle of the user are not co-located.

公开(公告)号：US09413747B2

公开(公告)日：2016-08-09

申请号：US15047269

申请日：2016-02-18

申请人： Bank of America Corporation

发明人： David M. Grigg ,  Hood Qaim-Maqami ,  Alicia C. Jones ,  Elizabeth S. Votaw ,  Joseph Neil Johansen ,  Charles Jason Burrell ,  Carrie Anne Hanson ,  Michael Patrick Lynch

IPC分类号： H04L29/06 ,  G06Q40/02

CPC分类号： H04L63/08 ,  G06F21/31 ,  G06Q20/108 ,  G06Q20/3226 ,  G06Q20/382 ,  G06Q20/405 ,  G06Q40/02 ,  H04L63/10

摘要： Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s).

摘要翻译： 公开了一种系统和相关联的方法或者通过一个或多个帐户访问信道来限制对用户帐户的访问。 系统通常包括存储在存储器中的处理器，存储器和访问限制模块。 该模块通常被配置为：将与用户帐户相关联的一个或多个帐户访问通道与访问限​​制过程集成; 接收来自用户的请求以实现访问限制过程; 基于接收到来自用户实施访问限制过程的请求，实现访问限制过程，其中实现访问限制过程包括通过帐户访问频道限制对用户帐户的访问。

公开(公告)号：US20150229622A1

公开(公告)日：2015-08-13

申请号：US14175136

申请日：2014-02-07

申请人： BANK OF AMERICA CORPORATION

发明人： David M. Grigg ,  Hood Qaim-Maqami ,  Alicia C. Jones ,  Elizabeth S. Votaw ,  Joseph Neil Johansen ,  Charles Jason Burrell ,  Carrie Anne Hanson ,  Michael Patrick Lynch

IPC分类号： H04L29/06

CPC分类号： H04L63/08 ,  G06F21/31 ,  G06Q20/108 ,  G06Q20/3226 ,  G06Q20/382 ,  G06Q20/405 ,  G06Q40/02 ,  H04L63/10

摘要： Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s).

摘要翻译： 公开了一种系统和相关联的方法或者通过一个或多个帐户访问信道来限制对用户帐户的访问。 系统通常包括存储在存储器中的处理器，存储器和访问限制模块。 该模块通常被配置为：将与用户帐户相关联的一个或多个帐户访问通道与访问限​​制过程集成; 接收来自用户的请求以实现访问限制过程; 基于接收到来自用户实施访问限制过程的请求，实现访问限制过程，其中实现访问限制过程包括通过帐户访问频道限制对用户帐户的访问。

公开(公告)号：US09589261B2

公开(公告)日：2017-03-07

申请号：US15047369

申请日：2016-02-18

申请人： BANK OF AMERICA CORPORATION

发明人： Elizabeth S. Votaw ,  Charles Jason Burrell ,  Carrie Anne Hanson ,  Alicia C. Jones ,  Michael Patrick Lynch ,  Hood Qaim-Maqami

IPC分类号： G06Q20/32 ,  G01S5/00 ,  G06Q20/40 ,  G06Q20/34 ,  G01S5/02 ,  H04W4/00 ,  H04W4/02 ,  H04W4/12

CPC分类号： G06Q20/3224 ,  G01S5/0284 ,  G06Q20/322 ,  G06Q20/325 ,  G06Q20/351 ,  G06Q20/40 ,  G06Q20/409 ,  H04W4/021 ,  H04W4/025 ,  H04W4/12 ,  H04W4/50

摘要： Embodiments of the invention relate to an invention for accessing a remotely located mobile device of a user based on certain events is provided. The system, method, and computer program product are configured to: (a) monitor one or more transaction involving a transaction vehicle of a user; (b) determine a physical location of a transaction vehicle based at least partially on the one or more transactions; (c) determine a geographic location of a mobile device of the user, wherein the mobile device is associated with the transaction vehicle; (d) determine whether or not the transaction vehicle of the user and the mobile device of the user are co-located; and (e) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on determining that the mobile device and the transaction vehicle of the user are not co-located.

摘要翻译： 本发明的实施例涉及一种用于基于某些事件访问用户的远程移动设备的发明。 系统，方法和计算机程序产品被配置为：（a）监视涉及用户的交易车辆的一个或多个交易; （b）至少部分地基于所述一个或多个交易确定交易车辆的物理位置; （c）确定所述用户的移动设备的地理位置，其中所述移动设备与所述交易车辆相关联; （d）确定用户的交易车辆和用户的移动设备是否位于同一地点; 并且（e）至少部分地基于确定所述移动设备和所述用户的交易车辆不是共同位置来重新配置所述移动设备可访问的一个或多个应用或所述移动设备的一个或多个功能特征。

公开(公告)号：US09406055B2

公开(公告)日：2016-08-02

申请号：US15047283

申请日：2016-02-18

申请人： Bank of America Corporation

发明人： David M. Grigg ,  Hood Qaim-Maqami ,  Alicia C. Jones ,  Elizabeth S. Votaw ,  Joseph Neil Johansen ,  Charles Jason Burrell ,  Carrie Anne Hanson ,  Michael Patrick Lynch

IPC分类号： H04L29/06 ,  G06Q20/10 ,  G06Q20/40 ,  G06Q20/32 ,  G06Q20/38

CPC分类号： H04L63/08 ,  G06F21/31 ,  G06Q20/108 ,  G06Q20/3226 ,  G06Q20/382 ,  G06Q20/405 ,  G06Q40/02 ,  H04L63/10

摘要： Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s).