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31.发明授权公开(公告)号：US10460383B2
公开(公告)日：2019-10-29
申请号：US15288819
申请日：2016-10-07
发明人： Alicia C. Jones-McFadden , Matthew Hsieh , Scott R. Enscoe , Elizabeth Ann Miller , Alicia Anli Salvino , Daniel Shilov , Michael Anderson , Raghav Anand
IPC分类号： G06Q40/02
摘要： A network communication interface and a memory device storing an anomaly application and a resource application are provided. A processing device is operatively coupled to the memory device, wherein the processing device is configured to execute computer-readable program code to: determine the existence of an anomalous situation for a user; initiate the anomaly application to acquire aggregated metrics from third parties associated with the anomalous situation; and analyze the anomalous situation using the aggregated information. The aggregated metrics may be obtained from the entity system and/or from a third party system. The aggregated metrics may comprise the historical financial record of a plurality of third parties. The aggregated metrics may be obtained by searching a datastore of the entity system for relevant information from a historical record of unrelated individuals.
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公开(公告)号：US10068211B2
公开(公告)日：2018-09-04
申请号：US14987008
申请日：2016-01-04
摘要： Embodiments of the invention are directed to a system, method, or computer program product for providing a reallocation of resources contextual visual element and double verification requirement for resource distribution. In this way, the system identifies goals associated with a user and generated contextual visual elements associated with those goals. Based on a triggering event, the system displays the customized contextual visual element on a display of the user's device locking the functionality of the user device for a period of time the contextual visual element is displayed. Furthermore, the system may integrate and code a double verification requirement into resource distribution applications, requiring secondary authentication and additional verification for resource distribution.
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公开(公告)号：US20180102955A1
公开(公告)日：2018-04-12
申请号：US15290750
申请日：2016-10-11
发明人： Alicia C. Jones-McFadden , Matthew Hsieh , Scott R. Enscoe , Raghav Anand , Michael Anderson , Elizabeth Ann Miller , Daniel Shilov , Alicia Anli Salvino
摘要： Pre-configured resource acquisitions are established and maintained in a database. The occurrence or imminent occurrence of an computer network-based event that impacts the pre-configured resource acquisition are monitored or tracked and, based on the determined impact of the computer network-based event, at least one of the occurrence of the computer network-based event is prevented or the user is notified of the impact of the computer-network based event on the pre-configured resource acquisition.
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公开(公告)号：US20180101901A1
公开(公告)日：2018-04-12
申请号：US15288805
申请日：2016-10-07
发明人： Alicia C. Jones-McFadden , Matthew Hsieh , Scott R. Enscoe , Elizabeth Ann Miller , Alicia Anli Salvino , Daniel Shilov , Michael Anderson , Raghav Anand
CPC分类号： G06Q40/02
摘要： An entity system comprises a network communication interface and a memory device storing an alert application. A processing device is operatively coupled to the memory device and is configured to execute computer-readable program code to: transmit alerts to a user device in response to alert conditions; monitor responses to the alert from the user device; and alter the visual appearance of the alerts at the user device based on the results of monitoring the responses. The processing device may be configured to execute computer-readable program code to select from at least two different types of alerts. The two different types of alerts may comprise different icons having different visual appearances. The two different types of alerts may be associated with different alert conditions. The entity system may transmit a message to the user device such that the alerts are displayed on the user device without being displayed in-line with associated transaction information and/or disabling the alerts such that the alerts are not displayed.
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公开(公告)号：US08868048B2
公开(公告)日：2014-10-21
申请号：US13652611
申请日：2012-10-16
发明人： Carrie A. Hanson , Laura C. Bondesen , Nicole Chen , Katherine Dintenfass , Scott R. Enscoe , Leo Kopelow , Yameng Li , Brett Newman , Nicholas Sharp , Marc L. Warshawsky , Alexander C. Wittkowski , Jon R. Wolf
IPC分类号： H04M3/42
CPC分类号： G06Q40/02
摘要： In some embodiments, an apparatus includes a memory and a processor. The processor is operable to present, in a first region of a display, information associated with a first transaction of a plurality of transactions and present, in a second region of the display, a first option, the first option indicating that, when selected, the user has marked the first transaction for further review. The processor is further operable to present, in a third region of the display, a second option and present, in a fourth region of the display, a notification indicating a second transaction of the plurality of transactions. Additionally, the processor is operable to detect a touch on the display indicating the selection of the second transaction and present, in the first region of the display, information associated with the second.
摘要翻译： 在一些实施例中，装置包括存储器和处理器。 处理器可操作以在显示器的第一区域中呈现与多个事务的第一事务相关联的信息，并且在显示器的第二区域中呈现第一选项，第一选项指示当被选择时， 用户已经标记了第一笔交易以供进一步审查。 处理器还可操作以在显示器的第三区域中呈现第二选项，并且在显示器的第四区域中呈现指示多个交易的第二交易的通知。 另外，处理器可操作以检测显示器上的触摸，指示第二事务的选择，并且在显示器的第一区域中显示与第二事务相关联的信息。
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公开(公告)号：US20140129442A1
公开(公告)日：2014-05-08
申请号：US13667753
申请日：2012-11-02
发明人： Carrie Anne Hanson , Leland E. Modesitt , Katherine Dintenfass , Alexander C. Wittkowski , Laura Corinne Bondesen , Marc Lance Warshawsky , Jon R. Wolf , Scott R. Enscoe , Brett Newman , Leo Kopelow , Yameng Li , Nicole Chen , Nicholas Sharp
CPC分类号： G06Q20/3223 , G06Q20/108 , G06Q20/3221
摘要： Embodiments of the invention include systems, methods, and computer-program products for provide a user with a central location that links one or more of the user's financial accounts into a single location for viewing and transacting with any of the one or more financial accounts. As such, the invention provides a facilitated access to one or more user financial accounts from any or all financial institutions consolidated into one source. Embodiments of the present invention provide a system for financial account linkage. Specifically, embodiments of the invention allow for monitoring, viewing, transacting, and transferring funds associated with any of the financial accounts of a user. The financial account monitoring program may be provided to a user via his/her mobile device in an interactive account monitoring/transaction fashion.
摘要翻译： 本发明的实施例包括系统，方法和计算机程序产品，用于向用户提供将一个或多个用户的财务账户链接到单个位置的中心位置，以便与一个或多个财务账户中的任何一个进行查看和交易。 因此，本发明提供了从合并成一个来源的任何或所有金融机构便利地访问一个或多个用户金融账户。 本发明的实施例提供了一种用于金融账户联动的系统。 具体地，本发明的实施例允许监视，查看，交易和转移与用户的任何财务帐户相关联的资金。 金融账户监控程序可以通过他/她的移动设备以交互式账户监控/交易方式提供给用户。
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公开(公告)号：US20140108246A1
公开(公告)日：2014-04-17
申请号：US13652689
申请日：2012-10-16
发明人： Carrie A. Hanson , Laura C. Bondesen , Nicole Chen , Katherine Dintenfass , Scott R. Enscoe , Leo Kopelow , Yameng Li , Brett Newman , Nicholas Sharp , Marc L. Warshawsky , Alexander C. Wittkowski , Jon R. Wolf
CPC分类号： G06F21/31 , G06F3/0485 , G06F3/0488 , G06Q20/3221
摘要： In certain embodiments an apparatus includes a memory operable a processor. The processor is operable to detect a first and second authentication of a user and detect a first plurality of events. The processor is operable to present information associated with a first event in response to the second authentication of the user and present the information associated with a second plurality of events. The processor can detect a touch indicating a request to present a second event and scroll a first region of the display. The processor is further operable to determine that each one of the first plurality of events has been presented and scroll the first region of the display in conjunction with a second region of the display at least in response to determining that each one of the first plurality of events has been presented.
摘要翻译： 在某些实施例中，装置包括可操作处理器的存储器。 处理器可操作以检测用户的第一和第二认证并检测第一多个事件。 处理器可操作以响应于用户的第二认证呈现与第一事件相关联的信息，并呈现与第二多个事件相关联的信息。 处理器可以检测指示呈现第二事件的请求的触摸并滚动显示器的第一区域。 处理器还可操作以确定已经呈现第一多个事件中的每一个事件，并且至少响应于确定第一多个事件中的每个事件，确定显示器的第一区域与显示器的第二区域一起滚动 事件已经呈现。
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