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公开(公告)号：US20140129432A1
公开(公告)日：2014-05-08
申请号：US13667437
申请日：2012-11-02
发明人： Carrie Anne Hanson , Leland E. Modesitt , Katherine Dintenfass , Alexander C. Wittkowski , Laura Corinne Bondesen , Marc Lance Warshawsky , Jon R. Wolf , Scott R. Enscoe , Brett Newman , Leo Kopelow , Yameng Li , Nicole Chen , Nicholas Sharp
IPC分类号： G06Q20/14
CPC分类号： G06Q10/06311 , G06Q20/14 , G06Q30/04 , G06Q40/02
摘要： Embodiments of the invention include systems, methods, and computer-program products for providing vendor statement management for a user, including the receiving, monitoring, and paying of statements with no or minimal user required interaction. As such, the invention provides a facilitated access to accurate statement information from all of the vendors or service providers consolidated into one reliable source. Embodiments of the present invention provide a system for statement management. Specifically, embodiments of the invention allow for determining vendor statements associated with a user, consolidating the found vendor statements, monitoring those statements, notifying user if vendor statement need attention or payment, and providing payment from a payment account for the vendor statement.
摘要翻译： 本发明的实施例包括用于为用户提供供应商声明管理的系统，方法和计算机程序产品，包括接收，监视和支付没有或最少用户需要的交互的语句。 因此，本发明提供了一种便于访问来自所有供应商或服务提供商的精确语句信息，这些信息合并成一个可靠的来源。 本发明的实施例提供了一种用于语句管理的系统。 具体地，本发明的实施例允许确定与用户相关联的供应商语句，合并所找到的供应商语句，监视那些语句，通知用户供应商声明是否需要注意或支付，以及从供应商声明的支付帐户提供支付。
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公开(公告)号：US20140108952A1
公开(公告)日：2014-04-17
申请号：US13652565
申请日：2012-10-16
发明人： Carrie A. Hanson , Laura C. Bondesen , Nicole Chen , Katherine Dintenfass , Scott R. Enscoe , Leo Kopelow , Yameng Li , Brett Newman , Nicholas Sharp , Marc L. Warshawsky , Alexander C. Wittkowski , Jon R. Wolf
IPC分类号： G06F3/01
CPC分类号： G06Q40/02
摘要： In certain embodiments, an apparatus includes a memory and a processor. The processor is operable to present, in a first region of a display, information associated with a first service based at least in part upon the user. The processor is further operable to present information associated with a second, third and fourth service. Additionally, the processor may receive an update to the information associated with the first service and present, in the first region of the display, the update to the information associated with the first service. Finally, the processor is operable to detect a first touch on the first region of the display indicating a selection of the first service and present details associated with the first service in response to detecting the first touch.
摘要翻译： 在某些实施例中，装置包括存储器和处理器。 处理器可操作以至少部分地基于用户在显示器的第一区域中呈现与第一服务相关联的信息。 处理器还可操作以呈现与第二，第三和第四服务相关联的信息。 另外，处理器可以接收对与第一服务相关联的信息的更新，并且在显示器的第一区域中呈现对与第一服务相关联的信息的更新。 最后，处理器可操作以响应于检测到第一触摸而检测显示器的第一区域上的第一触摸，指示第一服务的选择以及与第一服务相关联的呈现细节。
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公开(公告)号：US08868048B2
公开(公告)日：2014-10-21
申请号：US13652611
申请日：2012-10-16
发明人： Carrie A. Hanson , Laura C. Bondesen , Nicole Chen , Katherine Dintenfass , Scott R. Enscoe , Leo Kopelow , Yameng Li , Brett Newman , Nicholas Sharp , Marc L. Warshawsky , Alexander C. Wittkowski , Jon R. Wolf
IPC分类号： H04M3/42
CPC分类号： G06Q40/02
摘要： In some embodiments, an apparatus includes a memory and a processor. The processor is operable to present, in a first region of a display, information associated with a first transaction of a plurality of transactions and present, in a second region of the display, a first option, the first option indicating that, when selected, the user has marked the first transaction for further review. The processor is further operable to present, in a third region of the display, a second option and present, in a fourth region of the display, a notification indicating a second transaction of the plurality of transactions. Additionally, the processor is operable to detect a touch on the display indicating the selection of the second transaction and present, in the first region of the display, information associated with the second.
摘要翻译： 在一些实施例中，装置包括存储器和处理器。 处理器可操作以在显示器的第一区域中呈现与多个事务的第一事务相关联的信息，并且在显示器的第二区域中呈现第一选项，第一选项指示当被选择时， 用户已经标记了第一笔交易以供进一步审查。 处理器还可操作以在显示器的第三区域中呈现第二选项，并且在显示器的第四区域中呈现指示多个交易的第二交易的通知。 另外，处理器可操作以检测显示器上的触摸，指示第二事务的选择，并且在显示器的第一区域中显示与第二事务相关联的信息。
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公开(公告)号：US20140129442A1
公开(公告)日：2014-05-08
申请号：US13667753
申请日：2012-11-02
发明人： Carrie Anne Hanson , Leland E. Modesitt , Katherine Dintenfass , Alexander C. Wittkowski , Laura Corinne Bondesen , Marc Lance Warshawsky , Jon R. Wolf , Scott R. Enscoe , Brett Newman , Leo Kopelow , Yameng Li , Nicole Chen , Nicholas Sharp
CPC分类号： G06Q20/3223 , G06Q20/108 , G06Q20/3221
摘要： Embodiments of the invention include systems, methods, and computer-program products for provide a user with a central location that links one or more of the user's financial accounts into a single location for viewing and transacting with any of the one or more financial accounts. As such, the invention provides a facilitated access to one or more user financial accounts from any or all financial institutions consolidated into one source. Embodiments of the present invention provide a system for financial account linkage. Specifically, embodiments of the invention allow for monitoring, viewing, transacting, and transferring funds associated with any of the financial accounts of a user. The financial account monitoring program may be provided to a user via his/her mobile device in an interactive account monitoring/transaction fashion.
摘要翻译： 本发明的实施例包括系统，方法和计算机程序产品，用于向用户提供将一个或多个用户的财务账户链接到单个位置的中心位置，以便与一个或多个财务账户中的任何一个进行查看和交易。 因此，本发明提供了从合并成一个来源的任何或所有金融机构便利地访问一个或多个用户金融账户。 本发明的实施例提供了一种用于金融账户联动的系统。 具体地，本发明的实施例允许监视，查看，交易和转移与用户的任何财务帐户相关联的资金。 金融账户监控程序可以通过他/她的移动设备以交互式账户监控/交易方式提供给用户。
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公开(公告)号：US20140108246A1
公开(公告)日：2014-04-17
申请号：US13652689
申请日：2012-10-16
发明人： Carrie A. Hanson , Laura C. Bondesen , Nicole Chen , Katherine Dintenfass , Scott R. Enscoe , Leo Kopelow , Yameng Li , Brett Newman , Nicholas Sharp , Marc L. Warshawsky , Alexander C. Wittkowski , Jon R. Wolf
CPC分类号： G06F21/31 , G06F3/0485 , G06F3/0488 , G06Q20/3221
摘要： In certain embodiments an apparatus includes a memory operable a processor. The processor is operable to detect a first and second authentication of a user and detect a first plurality of events. The processor is operable to present information associated with a first event in response to the second authentication of the user and present the information associated with a second plurality of events. The processor can detect a touch indicating a request to present a second event and scroll a first region of the display. The processor is further operable to determine that each one of the first plurality of events has been presented and scroll the first region of the display in conjunction with a second region of the display at least in response to determining that each one of the first plurality of events has been presented.
摘要翻译： 在某些实施例中，装置包括可操作处理器的存储器。 处理器可操作以检测用户的第一和第二认证并检测第一多个事件。 处理器可操作以响应于用户的第二认证呈现与第一事件相关联的信息，并呈现与第二多个事件相关联的信息。 处理器可以检测指示呈现第二事件的请求的触摸并滚动显示器的第一区域。 处理器还可操作以确定已经呈现第一多个事件中的每一个事件，并且至少响应于确定第一多个事件中的每个事件，确定显示器的第一区域与显示器的第二区域一起滚动 事件已经呈现。
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公开(公告)号：US20160267438A1
公开(公告)日：2016-09-15
申请号：US14641985
申请日：2015-03-09
发明人： Craig Sobol , Christian Mande , Jon R. Wolf , Jeremy V. Rizzo
CPC分类号： G06Q10/1095 , G06Q40/02
摘要： A user device may transmit login information for an account of the user to a computing system or platforms. After the user is logged in, the user may select a transaction type for a transaction that the user would like to setup using the user's device and send the transaction type selection to the computing system. The computing system can process the transaction information and determine available locations and times at the available locations to complete the transaction based on at least one of the transaction type, services available at a location, a profile of the user, and a preferred location of the user. The available locations and the times at the available locations may be transmitted to the user device. Based on the available locations and times, the user can select a location and time at the location for the appointment to complete the transaction. The computing system can receive the appointment request and schedule the transaction for completion at the selected time and location.
摘要翻译： 用户设备可以将用于用户帐户的登录信息发送到计算系统或平台。 在用户登录之后，用户可以为用户想要使用用户设备设置的事务选择事务类型，并将该事务类型选择发送给计算系统。 计算系统可以处理交易信息并且根据交易类型，在一个位置可用的服务，用户的简档以及该用户的简单位置中的至少一个来处理可用位置处的可用位置和时间以完成交易。 用户。 可用位置和可用位置处的时间可以被传送到用户设备。 基于可用的位置和时间，用户可以在该位置选择一个位置和时间来完成交易。 计算系统可以接收预约请求，并在所选择的时间和位置安排交易完成。
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公开(公告)号：US09082150B2
公开(公告)日：2015-07-14
申请号：US13652565
申请日：2012-10-16
发明人： Carrie A. Hanson , Laura C. Bondesen , Nicole Chen , Katherine Dintenfass , Scott R. Enscoe , Leo Kopelow , Yameng Li , Brett Newman , Nicholas Sharp , Marc L. Warshawsky , Alexander C. Wittkowski , Jon R. Wolf
CPC分类号： G06Q40/02
摘要： In certain embodiments, an apparatus includes a memory and a processor. The processor is operable to present, in a first region of a display, information associated with a first service based at least in part upon the user. The processor is further operable to present information associated with a second, third and fourth service. Additionally, the processor may receive an update to the information associated with the first service and present, in the first region of the display, the update to the information associated with the first service. Finally, the processor is operable to detect a first touch on the first region of the display indicating a selection of the first service and present details associated with the first service in response to detecting the first touch.
摘要翻译： 在某些实施例中，装置包括存储器和处理器。 处理器可操作以至少部分地基于用户在显示器的第一区域中呈现与第一服务相关联的信息。 处理器还可操作以呈现与第二，第三和第四服务相关联的信息。 另外，处理器可以接收对与第一服务相关联的信息的更新，并且在显示器的第一区域中呈现对与第一服务相关联的信息的更新。 最后，处理器可操作以响应于检测到第一触摸而检测显示器的第一区域上的第一触摸，指示第一服务的选择以及与第一服务相关联的呈现细节。
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公开(公告)号：US20140106717A1
公开(公告)日：2014-04-17
申请号：US13652611
申请日：2012-10-16
发明人： Carrie A. Hanson , Laura C. Bondesen , Nicole Chen , Katherine Dintenfass , Scott R. Enscoe , Leo Kopelow , Yameng Li , Brett Newman , Nicholas Sharp , Marc L. Warshawsky , Alexander C. Wittkowski , Jon R. Wolf
CPC分类号： G06Q40/02
摘要： In some embodiments, an apparatus includes a memory and a processor. The processor is operable to present, in a first region of a display, information associated with a first transaction of a plurality of transactions and present, in a second region of the display, a first option, the first option indicating that, when selected, the user has marked the first transaction for further review. The processor is further operable to present, in a third region of the display, a second option and present, in a fourth region of the display, a notification indicating a second transaction of the plurality of transactions. Additionally, the processor is operable to detect a touch on the display indicating the selection of the second transaction and present, in the first region of the display, information associated with the second.
摘要翻译： 在一些实施例中，装置包括存储器和处理器。 处理器可操作以在显示器的第一区域中呈现与多个事务的第一事务相关联的信息，并且在显示器的第二区域中呈现第一选项，第一选项指示当被选择时， 用户已经标记了第一笔交易以供进一步审查。 处理器还可操作以在显示器的第三区域中呈现第二选项，并且在显示器的第四区域中呈现指示多个交易的第二交易的通知。 另外，处理器可操作以检测显示器上的触摸，指示第二事务的选择，并且在显示器的第一区域中显示与第二事务相关联的信息。
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