公开(公告)号：US20070215692A1

公开(公告)日：2007-09-20

申请号：US11789936

申请日：2007-04-26

申请人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

发明人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

IPC分类号： G07F19/00 ,  G06F7/08

CPC分类号： G07F19/20 ,  G06Q20/042 ,  G07F7/04 ,  G07F19/202

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

摘要翻译： 自动银行机系统和方法包括接收对用户的支票和现金的ATM。 操作ATM以从存放的检查中获取图像和磁性数据，以确定检查的真实性以及用户接收用于这种检查的现金的权限。 现金可以从ATM分配给用户，以换取押金支票。 自动取款机响应于与交易主机的通信分配现金。

公开(公告)号：US20060202023A1

公开(公告)日：2006-09-14

申请号：US11371302

申请日：2006-03-08

申请人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

发明人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

IPC分类号： G07F19/00

CPC分类号： G07F19/202 ,  G06Q20/042 ,  G07D11/0087 ,  G07F19/20 ,  G07F19/203

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

公开(公告)号：US20060202020A1

公开(公告)日：2006-09-14

申请号：US11371124

申请日：2006-03-08

申请人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

发明人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

IPC分类号： G07F19/00

CPC分类号： G07F19/202 ,  G06Q20/042 ,  G07F19/20 ,  G07F19/203 ,  G07F19/205

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

公开(公告)号：US20060202015A1

公开(公告)日：2006-09-14

申请号：US11370547

申请日：2006-03-08

申请人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

发明人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

IPC分类号： G07F19/00 ,  G06F7/08

CPC分类号： G07F19/20 ,  G06Q20/042 ,  G07F7/04 ,  G07F19/202

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

公开(公告)号：US20060144923A1

公开(公告)日：2006-07-06

申请号：US11370430

申请日：2006-03-08

申请人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Wayne Warren ,  Martin Brown ,  Todd Galloway ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner ,  James Meek ,  Robert Barnett ,  Mike Ryan ,  James Kay ,  Mark Ward ,  Victor Bell ,  William McCarthy ,  Matthew Pahl ,  Keith Carpenter ,  Laura Drozda

发明人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Wayne Warren ,  Martin Brown ,  Todd Galloway ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner ,  James Meek ,  Robert Barnett ,  Mike Ryan ,  James Kay ,  Mark Ward ,  Victor Bell ,  William McCarthy ,  Matthew Pahl ,  Keith Carpenter ,  Laura Drozda

IPC分类号： G07F19/00 ,  G06F7/08

CPC分类号： G07D11/0084 ,  G06Q20/042 ,  G06Q20/1085 ,  G07F19/20

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

公开(公告)号：US07000832B2

公开(公告)日：2006-02-21

申请号：US10788916

申请日：2004-02-27

申请人： Jon Washington ,  Eric VanKeulen ,  Paul D. Magee ,  Songtao Ma ,  Kenneth Turocy ,  David A. Barker ,  Dale Blackson

发明人： Jon Washington ,  Eric VanKeulen ,  Paul D. Magee ,  Songtao Ma ,  Kenneth Turocy ,  David A. Barker ,  Dale Blackson

IPC分类号： G06K5/00

CPC分类号： G07F19/20 ,  G06Q20/1085 ,  G06Q20/40 ,  G07D11/0006 ,  G07D11/0012 ,  G07F19/201 ,  G07F19/205

摘要： An ATM network includes a plurality of ATMs. Each ATM can determine the amount of currency in its currency cassettes. The network can track the amount of currency therein. The information can be provided in real time, enabling a network operator to provide efficient currency management.

摘要翻译： ATM网络包括多个ATM。 每个ATM可以确定其货币盒中的货币数量。 网络可以跟踪其中的货币数量。 信息可以实时提供，使网络运营商能够提供有效的货币管理。

公开(公告)号：US06983256B2

公开(公告)日：2006-01-03

申请号：US10980345

申请日：2004-11-02

申请人： Jay Paul Drummond ,  Dale Blackson ,  Lilei Chen ,  Bob A. Cichon ,  Mark S. Covert ,  Bradrick Q. Lepper ,  Mark A. Moales ,  Mark D. Smith ,  Robert J. Lemley ,  Michael E. Califf, Jr. ,  Shawn D. Joyce ,  Phillip S. Moore ,  Steven C. Swingler

发明人： Jay Paul Drummond ,  Dale Blackson ,  Lilei Chen ,  Bob A. Cichon ,  Mark S. Covert ,  Bradrick Q. Lepper ,  Mark A. Moales ,  Mark D. Smith ,  Robert J. Lemley ,  Michael E. Califf, Jr. ,  Shawn D. Joyce ,  Phillip S. Moore ,  Steven C. Swingler

IPC分类号： G06F17/60

CPC分类号： H04L67/34 ,  G06F3/023 ,  G06F3/04895 ,  G06F17/30861 ,  G06Q20/00 ,  G06Q20/027 ,  G06Q20/042 ,  G06Q20/0855 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/105 ,  G06Q20/108 ,  G06Q20/1085 ,  G06Q20/18 ,  G06Q20/209 ,  G06Q20/3678 ,  G06Q20/382 ,  G06Q20/401 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/12 ,  G07F19/20 ,  G07F19/201 ,  G07F19/206 ,  G07F19/211 ,  H04L29/06 ,  H04L63/0236 ,  H04L67/02 ,  H04L67/12 ,  H04L67/2814 ,  H04L69/329

摘要： An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user's card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

摘要翻译： 自动银行机（12）可操作以响应于通过内联网（16）与本地计算机系统（14）交换的HTML文档和TCP / IP消息以及响应于与外部服务器交换的消息进行交易（ 20,22,24,26,28,96）在广域网（18）中。 银行机包括具有HTML文档处理部分（76,80,82）的计算机（34）。 HTML文档处理部分可操作以通过代理服务器（88）与内联网中的家庭HTTP服务器（90）或广域网中的外部服务器进行通信。 计算机还包括与HTML文档处理部分接口并发送消息以操作自动银行机器中的设备（36）的设备应用部分（84）。 这些装置包括分配货币以及其他交易装置的纸张分配机构（42）。 设备应用部分通过内联网中的设备服务器（92）与银行机器中的设备接口软件部分（64）进行通信。设备服务器对包括纸张分配器在内的银行机器中的设备进行本地控制。 银行机操作以读取对应于系统地址的用户卡上的标记。 计算机可操作地将银行业务器连接到与系统地址相对应的家庭或外部服务器，所连接的服务器操作银行业务机，直到用户完成交易。

公开(公告)号：US06970845B1

公开(公告)日：2005-11-29

申请号：US09193791

申请日：1998-11-17

申请人： Jay Paul Drummond ,  Dale Blackson ,  Bob A. Cichon ,  Joseph C. Ess ,  Mark A. Moales ,  David W. Weis ,  Mark D. Smith ,  James Church

发明人： Jay Paul Drummond ,  Dale Blackson ,  Bob A. Cichon ,  Joseph C. Ess ,  Mark A. Moales ,  David W. Weis ,  Mark D. Smith ,  James Church

IPC分类号： G06Q40/00 ,  G06F17/60

CPC分类号： G06Q40/02 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/1085 ,  G06Q40/00

摘要： An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user's card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

公开(公告)号：US20050203847A1

公开(公告)日：2005-09-15

申请号：US11123654

申请日：2005-05-06

申请人： Jay Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph Ess ,  Mark Moales ,  David Weis ,  Mark Smith ,  James Church

发明人： Jay Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph Ess ,  Mark Moales ,  David Weis ,  Mark Smith ,  James Church

IPC分类号： G06F3/023 ,  G06F3/048 ,  G06F9/44 ,  G06F17/30 ,  G06Q20/00 ,  G07F19/00 ,  H04L29/06 ,  H04L29/08 ,  G06F17/60

CPC分类号： G06F3/023 ,  G06F3/04895 ,  G06F17/30861 ,  G06Q20/00 ,  G06Q20/042 ,  G06Q20/108 ,  G06Q20/1085 ,  G06Q20/18 ,  G06Q20/202 ,  G06Q20/40 ,  G06Q30/06 ,  G06Q40/00 ,  G07F19/20 ,  G07F19/201 ,  G07F19/206 ,  G07F19/211 ,  H04L29/06 ,  H04L63/0853 ,  H04L63/0861 ,  H04L63/12 ,  H04L67/02 ,  H04L67/12 ,  H04L67/2814 ,  H04L67/2823 ,  H04L67/2842 ,  H04L67/34 ,  H04L69/329 ,  H04L69/40

摘要： An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user's card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

摘要翻译： 自动银行机（12）可操作以响应于通过内联网（16）与本地计算机系统（14）交换的HTML文档和TCP / IP消息以及响应于与外部服务器交换的消息进行交易（ 20,22,24,26,28,96）在广域网（18）中。 银行机包括具有HTML文档处理部分（76,80,82）的计算机（34）。 HTML文档处理部分可操作以通过代理服务器（88）与内联网中的家庭HTTP服务器（90）或广域网中的外部服务器进行通信。 计算机还包括与HTML文档处理部分接口并发送消息以操作自动银行机器中的设备（36）的设备应用部分（84）。 这些装置包括分配货币以及其它交易装置的纸张分配机构（42）。 设备应用部分通过内联网中的设备服务器（92）与银行机器中的设备接口软件部分（64）进行通信。 设备服务器对包括纸张分配器在内的银行机器中的设备进行本地控制。 银行机操作以读取对应于系统地址的用户卡上的标记。 计算机可操作地将银行业务器连接到与系统地址相对应的家庭或外部服务器，所连接的服务器操作银行业务机，直到用户完成交易。

公开(公告)号：US06726097B2

公开(公告)日：2004-04-27

申请号：US10439803

申请日：2003-05-16

申请人： H. Thomas Graef ,  William D. Beskitt ,  Damon J. Blackford ,  Dale Blackson ,  Robert Bowser ,  Keith A. Drescher ,  Jeffrey Eastman ,  Matthew Force ,  Sean Haney ,  Michael Harty ,  Dale Horan ,  Andrew Junkins ,  Edward L. Laskowski ,  Ashok Modi ,  Mark Owens ,  Mike Ryan ,  Bill Schadt ,  David Schultz ,  Mike Theriault ,  Mark D. Smith

发明人： H. Thomas Graef ,  William D. Beskitt ,  Damon J. Blackford ,  Dale Blackson ,  Robert Bowser ,  Keith A. Drescher ,  Jeffrey Eastman ,  Matthew Force ,  Sean Haney ,  Michael Harty ,  Dale Horan ,  Andrew Junkins ,  Edward L. Laskowski ,  Ashok Modi ,  Mark Owens ,  Mike Ryan ,  Bill Schadt ,  David Schultz ,  Mike Theriault ,  Mark D. Smith

IPC分类号： G06F1760

CPC分类号： G07D7/12 ,  G06Q20/042 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/105 ,  G06Q20/108 ,  G06Q20/1085 ,  G06Q20/40 ,  G06Q40/00 ,  G07D7/20 ,  G07D11/0003 ,  G07D11/0021 ,  G07D11/0066 ,  G07F19/20 ,  G07F19/201 ,  G07F19/202 ,  G07F19/203 ,  Y10S209/942

摘要： An automated banking machine (10) identifies and stores documents such as currency bills deposited by a user. The machine then selectively recovers documents from storage and dispenses them to other users. The machine includes a central transport (70) wherein documents deposited in a stack are unstacked, oriented and identified. Such documents are then routed to storage areas in recycling canisters (92, 94, 96, 98). When a user subsequently requests a dispense, documents stored in the storage areas are selectively picked therefrom and delivered to the user through an input/output area (50) of the machine. The control system (30) for the machine includes a terminal processor (548). Identification devices identify the type and character of a document, and distinguish genuine documents, such as genuine currency bills, from unidentifiable or suspect documents.

摘要翻译： 自动银行机（10）识别和存储由用户存放的诸如货币单据等文件。 然后，机器选择性地从存储器中恢复文档并将其分发给其他用户。 该机器包括中央传送器（70），其中堆放在堆叠中的文件被拆开，定向和识别。 然后将这些文件送到回收罐（92,94,96,98）中的存储区域。 当用户随后请求分发时，存储在存储区域中的文档被选择性地从中提取并通过机器的输入/输出区域（50）传递给用户。 用于机器的控制系统（30）包括终端处理器（548）。 识别设备识别文档的类型和特征，并将正本文件（如真实货币单据）从不可识别或可疑文档中区分开来。