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公开(公告)号：US20210398207A1
公开(公告)日：2021-12-23
申请号：US15782596
申请日：2017-10-12
Inventor： Kristopher Keith Gaudin , Justin Davis , Jacob J. Alt , Matthew S. Megyese , John Lucas Bothwell
Abstract: Vehicle usage-based data, including telematics data, may be utilized to generate and/or adjust one or more terms (e.g., a variable interest rate and/or variable principle amount) of a variable vehicle loan. Telematics data may include, for example, data generated via a vehicle data system and/or a mobile electronic device. The one or more terms may be additionally or alternatively be adjusted based upon transportation metrics associated with usage of the vehicle by a transportation network company (TNC) and/or TNC driver.
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公开(公告)号：US20210304313A1
公开(公告)日：2021-09-30
申请号：US15784819
申请日：2017-10-16
Inventor： Leo Nelson Chan , Jacob J. Alt , Matthew S. Megyese , Steven C. Cielocha , Kristopher Keith Gaudin , Brian Mark Fields
Abstract: In a computer-implemented method for detecting and acting upon driver compliance with driver-specific limitations, it is determined that a driver of a vehicle has one or more limitations specific to a medical condition and/or a physical characteristic of the driver. Telematics data is received and analyzed to identify a plurality of driving behaviors of the driver. Based upon the driving behaviors, a level of compliance with the limitations is determined. Based upon the level of compliance, at least a portion of a driver profile is set. At least the portion of the profile is transmitted to an entity that adjusts a credit rating of the driver, adjusts an insurance rating of the driver, reviews at least the portion of the profile in connection with a job sought by the driver, or offers a permanent or temporary credit in connection with a good or service offered by the entity. As a result, benefits or cost savings may be provided to risk-averse drivers.
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公开(公告)号：US20210241369A1
公开(公告)日：2021-08-05
申请号：US15782610
申请日：2017-10-12
Inventor： Kristopher Keith Gaudin , Justin Davis , Jacob J. Alt , Matthew S. Megyese , John Lucas Bothwell
Abstract: Vehicle usage-based data, including telematics data, may be utilized to generate and/or adjust one or more terms (e.g., a variable interest rate and/or variable principle amount) of a variable vehicle loan. Telematics data may include, for example, data generated via a vehicle mounted and/or mobile electronic device-mounted sensors. The one or more terms may be additionally or alternatively be adjusted based upon transportation metrics associated with usage of the vehicle by a transportation network company (TNC) and/or TNC driver.
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公开(公告)号：US11024157B1
公开(公告)日：2021-06-01
申请号：US16774141
申请日：2020-01-28
Inventor： John A. Nepomuceno , Leo Chan , Steven C. Cielocha , Roxane Lyons , Matthew S. Megyese , William J. Leise , Jennifer Criswell Kellett , Kristopher Keith Gaudin , Jennifer L. Crawford , Rajiv C. Shah , Edward P. Matesevac, III , Jeremy Myers
IPC: G08G1/01 , G08G1/0962 , G08G1/0967 , G08G1/16 , G08B21/06 , G08G1/00
Abstract: A system and method are provided for improving vehicle awareness and safety by generating and transmitting alerts in response to detecting a hazard in the environment omnidirectional to a vehicle awareness system. Omnidirectional environment data, representing kinematic information pertaining to one or more physically detectable elements omnidirectional to the primary vehicle, is acquired by one or more sensors communicatively coupled to ta vehicle. The system analyzes the omnidirectional environment data to detect if one or more hazards in the omnidirectional environment data, representing a change in the kinetic behavior of the one or more physically detectable elements omnidirectional to the vehicle awareness system, has occurred. When the system detects one or more hazards in the omnidirectional environment data, the system generates and transmits an alert to vehicles, vehicle operators, mobile devices, or pedestrians at risk from the hazard.
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公开(公告)号：US10988960B1
公开(公告)日：2021-04-27
申请号：US16996879
申请日：2020-08-18
Inventor： Leo N. Chan , Kristopher Keith Gaudin , Roxane Lyons , William J. Leise , John A. Nepomuceno , Rajiv C. Shah , Edward P. Matesevac, III , Jennifer Criswell Kellett , Steven C. Cielocha , Jeremy Myers , Matthew S. Megyese , Jennifer L. Crawford
Abstract: An automatic alarm system for a vehicle includes a sensor adapted to detect electromagnetic data, a computer system, and an automatic alarm mechanism. The computer system receives data from the sensor. A computer processor compares the electromagnetic data detected by the sensor with known patterns of electromagnetic data emitted by emergency vehicles that are stored in a library. The automatic alarm mechanism activates in response to the processor determining that the comparison matches a known pattern of electromagnetic data for an emergency vehicle resulting in the computer processor sending a first signal to activate an alarm of the vehicle.
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Patent Agency Ranking
公开(公告)号：US10818113B1
公开(公告)日：2020-10-27
申请号：US16665719
申请日：2019-10-28
Inventor： John A. Nepomuceno , Leo Chan , Steven C. Cielocha , Roxane Lyons , Matthew S. Megyese , William J. Leise , Jennifer Criswell Kellett , Kristopher Keith Gaudin , Jennifer L. Crawford , Jeremy Myers , Edward P. Matesevac, III , Rajiv C. Shah
IPC: E05B77/54 , B60Q1/52 , G07C9/00 , B60Q9/00 , G01S13/931 , G08G1/0965 , G08G1/16 , E05B81/64 , B60R25/10 , G01S13/93
Abstract: Systems and methods for providing awareness of emergency vehicles are provided. Sensors located around a vehicle may detect moving objects that pose potentially dangerous situations for the vehicle occupants and for the object. This can cause the doors to lock automatically in order to make the situation safer. Additionally, electromagnetic radiation sensors located around the vehicle may detect the lights and sounds of emergency vehicles. If the electromagnetic data from the electromagnetic radiation sensors match a known pattern of electromagnetic data emitted by emergency vehicles stored in a library an alarm may be sounded through the speakers of the vehicle in order to alert the vehicle occupants of an emergency vehicle in the vicinity.
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公开(公告)号：US10584518B1
公开(公告)日：2020-03-10
申请号：US16288602
申请日：2019-02-28
Inventor： Leo Chan , Kristopher Keith Gaudin , Roxane Lyons , William J. Leise , John A. Nepomuceno , Rajiv C. Shah , Edward P. Matesevac, III , Jennifer Criswell Kellett , Steven C. Cielocha , Jeremy Myers , Matthew S. Megyese , Jennifer L. Crawford
Abstract: An automatic alarm system for a vehicle includes a sensor adapted to detect electromagnetic data, a computer system, and an automatic alarm mechanism. The computer system receives data from the sensor. A computer process analyzes the data from the sensor to determine whether a pattern from the electromagnetic data has been detected, accesses a library of known patterns of electromagnetic data emitted by emergency vehicles, and compares the pattern of electromagnetic data detected by the sensor with the known patterns of electromagnetic data emitted by emergency vehicles that are stored in the library. The automatic alarm mechanism activates in response to the processor determining that the comparison matches a known pattern of electromagnetic data for an emergency vehicle resulting in the computer processor sending a first signal to activate an alarm.
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公开(公告)号：US10403150B1
公开(公告)日：2019-09-03
申请号：US16223578
申请日：2018-12-18
Inventor： John A. Nepomuceno , Leo Chan , Steven C. Cielocha , Roxane Lyons , Matthew S. Megyese , William J. Leise , Jennifer Criswell Kellett , Kristopher Keith Gaudin , Jennifer L. Crawford , Jeremy Myers , Edward P. Matesevac, III , Rajiv C. Shah
Abstract: Systems and methods are disclosed for identifying high risk parking lots. High risk parking lots may be, for example, parking lots that pose a higher than average risk of collisions and/or theft. Auto insurance claim data may be analyzed to identify hazardous areas. A virtual navigation of roads within the hazardous area may be identified. Public parking lots within the virtual navigation map may be defined, with each public parking lot determined as either in a hazardous area or not. A vehicle may be determined to be approaching or parking in a parking lot in a hazardous area, and a nearby public parking lot not associated with the hazardous area may be selected instead. A route from a current position to the nearby public parking lot may be generated, and the vehicle may be routed to the nearby public parking lot. As a result, collisions and thefts may be reduced.
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公开(公告)号：US10222228B1
公开(公告)日：2019-03-05
申请号：US15482512
申请日：2017-04-07
Inventor： Leo Nelson Chan , Kristopher Keith Gaudin , Roxane Lyons , William J. Leise , John A. Nepomuceno , Rajiv C. Shah , Edward P. Matesevac, III , Jennifer Criswell Kellett , Steven C. Cielocha , Jeremy Myers , Matthew S. Megyese , Jennifer L. Crawford
Abstract: Systems and methods are disclosed for educating vehicle drivers. Auto insurance claim data may be analyzed to identify hazardous areas associated with an abnormally high amount or severity of vehicle collisions. A virtual navigation map of roads within the hazardous areas may be built or generated. A common cause of several vehicle collisions at a hazardous area may be identified, and a virtual reconstruction of a scenario involving the common cause and/or a road map of collisions locations of may be created. The virtual reconstruction of the scenario may be displayed on a driver education virtual simulator to enhance driver education and reduce the likelihood of vehicle collisions.
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公开(公告)号：US20240185188A1
公开(公告)日：2024-06-06
申请号：US18441296
申请日：2024-02-14
Inventor： Leo Nelson Chan , Jacob J. Alt , Matthew S. Megyese , Steven C. Cielocha , Kristopher Keith Gaudin , Brian Mark Fields
CPC classification number: G06Q10/20 , G06Q40/03 , G06Q40/08 , G07C5/006 , G07C5/008 , G07C5/0808 , G07C5/0841
Abstract: A computer-implemented method includes receiving software version data generated by an on-board system of a vehicle via a network, wherein the software version data indicates a version of software executed by the on-board system to control operational parameters of the vehicle. The method also includes determining, based at least upon (i) the software version data and (ii) a known current version of the software, whether a latest software update was installed for the on-board system, setting, based at least upon whether the latest software update was installed for the on-board system, at least a portion of a driver profile associated with the driver, and transmitting the at least the portion of the driver profile to a third party server.
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