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    SYSTEMS AND METHODS FOR RECALL COMPLIANCE VIA BLOCKCHAIN
    32.
    发明申请
    SYSTEMS AND METHODS FOR RECALL COMPLIANCE VIA BLOCKCHAIN 有权

    公开(公告)号：US20210312405A1

    公开(公告)日：2021-10-07

    申请号：US15899771

    申请日：2018-02-20

    申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    发明人： William J. Leise ,  Douglas A. Graff ,  Stacie A. McCullough ,  Shawn M. Call ,  Eric Bellas ,  Jaime Skaggs ,  Jacob J. Alt ,  Eric R. Moore ,  Vicki King

    IPC分类号： G06Q10/00 ,  H04L9/30

    摘要： The present embodiments relate to systems and methods for using a blockchain to record information related to the lifecycle of a vehicle associated with a Vehicle Identification Number (VIN), or other vehicle identifier. For example, the VIN lifecycle process may be used to facilitate compliance when an original equipment manufacturer (OEM) conducts a recall. The systems and methods may include receiving a recall notice indicating a vehicle type has been recalled, and updating a VIN record for a vehicle matching the vehicle type to associate the VIN record with the recall notice. The systems and methods described herein may allow for using a blockchain which gives the option for private information, and permissioned participants in the blockchain. In particular, the systems and methods may allow for a distributed consensus amongst businesses, consumers, and authorities, as to the validity of information and transactions stored on the blockchain.

    BLOCKCHAIN SUBROGATION PAYMENTS
    34.
    发明申请
    BLOCKCHAIN SUBROGATION PAYMENTS 有权

    公开(公告)号：US20210241380A1

    公开(公告)日：2021-08-05

    申请号：US17238546

    申请日：2021-04-23

    申请人： State Farm Mutual Automobile Insurance Company

    发明人： Jaime Skaggs ,  Shawn M. Call ,  Eric Bellas ,  Douglas A. Graff ,  William J. Leise ,  Vicki King ,  Jacob J. Alt ,  Eric R. Moore ,  Stacie A. McCullough

    IPC分类号： G06Q40/08

    摘要： A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant. Evidence regarding the value of the subrogation claim is sent to the shared ledger by entities involved in the claim such as sending to a smart contract deployed on the shared ledger. The parties to the subrogation claim may supplement evidence and settlement proposals on the blockchain by broadcasting a transaction or sending data to the smart contract. Once the claim is resolved, the parties may settle the subrogation payment off-chain or may transact a token having value on the chain. A subrogation smart contract may be programmed to release funds under certain conditions including holding a bond by a claimant and/or upon final resolution of the subrogation claim.

    FAULT DETERMINATION OF BLOCKCHAIN SUBROGATION CLAIMS
    39.
    发明公开
    FAULT DETERMINATION OF BLOCKCHAIN SUBROGATION CLAIMS 审中-公开

    公开(公告)号：US20240095846A1

    公开(公告)日：2024-03-21

    申请号：US18521151

    申请日：2023-11-28

    申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    发明人： Shawn M. Call ,  Jaime Skaggs ,  Eric Bellas ,  Douglas A. Graff ,  William J. Leise ,  Vicki King ,  Jacob J. Alt ,  Eric R. Moore ,  Stacie A. McCullough

    IPC分类号： G06Q40/08

    CPC分类号： G06Q40/08 ,  G06Q20/0655

    摘要： A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant with arbitration. Evidence regarding the value of the subrogation claim is sent to the shared ledger by the parties to the subrogation claim such as sending data to a smart contract deployed on the shared ledger. The parties to the subrogation claim or entities that are not parties to the subrogation claim may broadcast data relating to fault to the blockchain. The data relating to fault may be evaluated by the parties or entities acting on the parties' behalf to determine fault. A fault determination may be broadcast to the blockchain based upon the analysis of the data relating to fault. Once the claim is resolved, arbitrator may release funds on the chain to the prevailing party or may accept confirmation that any payments have been made between the parties off-chain.