System and method for financial transactions

    公开(公告)号:US11727372B2

    公开(公告)日:2023-08-15

    申请号:US17320610

    申请日:2021-05-14

    摘要: A financial transaction computing system can include an ATM and a prestaging module. The ATM can have one or more processors, a first transceiver, one or more cash cassettes, a slot exposed on an exterior of the ATM and communicating with the one or more cash cassettes, and a banknote dispensing module at least configured to move banknotes from the one or more cash cassettes to the slot. The pre-staging module can have one or more processors, a first memory, and a second transceiver. The pre-staging module can also be configured to communicate with the ATM over a wireless public network to receive a token from the ATM over the wireless public network. The pre-staging module can be configured to retrieve a pre-staged transaction from the first memory in response to receiving the token from the ATM.

    Automated banking system
    33.
    发明授权

    公开(公告)号:US11348413B2

    公开(公告)日:2022-05-31

    申请号:US15523089

    申请日:2015-11-02

    摘要: In an example embodiment, there is disclosed herein an apparatus comprising a first terminal that comprises a first display, a first wireless interface, and a first cash interface, and a second terminal that comprises a second display, a second wireless interface, and a second cash interface. Control logic is coupled with the first user interface and the second user interface and operable to control the operation of the first and second displays, first and second wireless interfaces, and first and second cash interfaces. A safe is coupled with the control logic, and the first and second cash interfaces. The control logic is operable to have cash selectively delivered from the safe to the first cash interfaces responsive to cash withdrawal transactions conducted at the first terminal and to the second cash interface responsive to cash withdrawal transactions conducted at the second terminal.

    AUTONOMOUS MOBILE SERVICES
    35.
    发明申请

    公开(公告)号:US20210256500A1

    公开(公告)日:2021-08-19

    申请号:US17251828

    申请日:2019-05-30

    摘要: A method of performing autonomous mobile services can include receiving, with a server, a first input corresponding to a request for mobile services, a payment account associated with a user, and an exchange location. The server can control an autonomous vehicle to move to the exchange location. An article holding unit of the vehicle can receive the user and can hold furniture or tools with radio frequency identification tags. The server can receive a second input from an authentication device positioned on the vehicle that corresponds to payment. A door to the holding unit can be opened in response to receipt of the second input. The user can then be received in the article holding unit. The autonomous vehicle can remain at the exchange location until the user has left the article holding unit.

    Check shredder for an automated teller machine

    公开(公告)号:US10977906B2

    公开(公告)日:2021-04-13

    申请号:US15912922

    申请日:2018-03-06

    发明人: W. Edward Crooks

    IPC分类号: G07F19/00 B02C25/00 B02C18/00

    摘要: Described in an example embodiment herein is an apparatus that comprises a safe having first and second openings, a document accepting device located within the safe, a document destruction device located within the safe that is coupled with the document accepting device, and a destroyed document storage device located outside of the safe. The document accepting device is operable to receive a document via the first opening and to forward the document to the document destruction device. The document destruction device is operable to destroy the document; and convey the destroyed document via the second opening the destroyed document storage device.

    Automated banking machine cassette and cassette module

    公开(公告)号:US10964151B2

    公开(公告)日:2021-03-30

    申请号:US16020460

    申请日:2018-06-27

    摘要: Described herein are automated banking machine cassette modules and cassettes. The cassette module may include but is not limited to a divert cassette positioned for easy access and a light pipe system for detecting when sheets are entering or leaving a cassette. The cassette may include but Is not limited to a cassette with an ink staining that does not reduce the capacity of the cassette, a torsion spring assembly coupled with a push plate in a cassette, a thumper and feed wheel assembly, and a method of assembling a thumper and feed wheel assembly that provides for proper timing of the feed wheels with the thumper wheels.

    Automated transaction machine
    38.
    发明授权

    公开(公告)号:US10832532B2

    公开(公告)日:2020-11-10

    申请号:US16344117

    申请日:2017-10-23

    IPC分类号: G07F19/00

    摘要: An automated transaction machine can include at least one currency cassette, a currency recycler, a user interface, a transceiver, a shell, a door, a slot, and a cart. The currency recycler can extract banknotes held by the currency cassette. The user interface can receive an input from a user corresponding to a request for currency dispensing. The transceiver can transmit the input remotely for approval. The shell can have an interior at least partially enclosing the currency cassette and the door can close the interior. The cart can have a holding portion and a plurality of wheels. The currency cassette can be carried by the holding portion and rest on the wheels. Lowermost edges of the wheels can be lower than lowermost edges of the holding portion and the currency cassette when the currency cassette is in the interior.

    Center de-skew subassembly to center align documents

    公开(公告)号:US10773912B2

    公开(公告)日:2020-09-15

    申请号:US15750723

    申请日:2017-07-12

    摘要: A center-alignment apparatus for use in an ATM has a transport mechanism to transport a document into the ATM. One or more plates operable in tandem to move the document toward a centerline of a path the document is to travel. Edge-detection sensor(s) on the plate sense an edge of the document when the plate(s) is moved toward the centerline. A translate/rotate mechanism translates and rotates the document while the translate/rotate mechanism transversely moves the document toward the center until another edge-detection sensor detects an edge of the document to create a parallel-aligned document. The control logic controls the plate(s) to centers the parallel-aligned document about the centerline to create a centered document.