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公开(公告)号：US11216429B1
公开(公告)日：2022-01-04
申请号：US16903146
申请日：2020-06-16
发明人： William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
IPC分类号： G06K9/36 , G06F16/21 , G07C5/08 , H04L9/06 , G06F16/182 , G06Q40/08 , G06F16/901
摘要： Methods and systems maintain a distributed ledger of transactions pertaining to a particular vehicle. The method may include (1) receiving, by one or more processors, vehicle data from one or more remote computing devices; (2) detecting, by the one or more processors, a vehicle-related event from analysis of the vehicle data; (3) identifying, by the one or more processors, a VIN of the vehicle when a vehicle-related event is detected; (4) generating, by the one or more processors, a transaction including (i) the vehicle's VIN, and (ii) describing the vehicle-related event; and (5) transmitting, by the one or more processors, to a server the transaction to facilitate maintaining a VIN-based distributed ledger for the particular vehicle.
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公开(公告)号：US20210279722A1
公开(公告)日：2021-09-09
申请号：US15877006
申请日：2018-01-22
发明人： Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
IPC分类号： G06Q20/38 , G06Q40/08 , H04L29/06 , G06F21/62 , H04L9/06 , H04L9/14 , H04L9/30 , H04L9/08 , H04L9/32
摘要： Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to file documents with an agency. In some scenarios, the documents may be associated with unclaimed property. The documents may be associated with a smart contract. Accordingly, the document may be encrypted using a public key for the smart contract and compiled into a block of the blockchain. In response to a request to provide access to the document to a particular node, the private key for the smart contract may be encrypted using the public key for the particular node and compiled into a block of the blockchain.
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公开(公告)号：US20210234670A1
公开(公告)日：2021-07-29
申请号：US17232973
申请日：2021-04-16
发明人： William J. Leise , Douglas A. Graff , Stacie A. McCullough , Shawn M. Call , Eric Bellas , Jaime Skaggs , Jacob J. Alt , Eric R. Moore , Vicki King
IPC分类号： H04L9/06 , G06Q30/00 , G06F21/60 , G07C5/00 , G07C5/08 , H04L9/30 , G06Q10/10 , G06Q40/08 , G06F16/901 , H04L9/32
摘要： The present embodiments relate to systems and methods for using a blockchain or shared ledger to handle a total loss of a vehicle associated with a Vehicle Identification Number (VIN). A vehicle lifecycle may be tracked on a blockchain according to VIN. If the vehicle suffers a total loss, a transaction is broadcast to the blockchain to update the shared ledger to record the loss status of the vehicle. The blockchain may also include other information, such as mileage, regarding the vehicle and searchable by VIN. The other information and the loss status may be used to determine whether the vehicle likely represents a total loss.
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公开(公告)号：US10949926B1
公开(公告)日：2021-03-16
申请号：US15955213
申请日：2018-04-17
发明人： Shawn M. Call , Jaime Skaggs , Eric Bellas , Douglas A. Graff , William J. Leise , Vicki King , Jacob J. Alt , Eric R. Moore , Stacie A. McCullough
摘要： A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant with arbitration. Evidence regarding the value of the subrogation claim is sent to the shared ledger by the parties to the subrogation claim such as sending data to a smart contract deployed on the shared ledger. The parties to the subrogation claim or entities that are not parties to the subrogation claim may broadcast data relating to fault to the blockchain. The data relating to fault may be evaluated by the parties or entities acting on the parties' behalf to determine fault. A fault determination may be broadcast to the blockchain based upon the analysis of the data relating to fault. Once the claim is resolved, arbitrator may release funds on the chain to the prevailing party or may accept confirmation that any payments have been made between the parties off-chain.
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公开(公告)号：US10930089B1
公开(公告)日：2021-02-23
申请号：US15899829
申请日：2018-02-20
发明人： William J. Leise , Douglas A. Graff , Stacie A. McCullough , Shawn M. Call , Eric Bellas , Jaime Skaggs , Jacob J. Alt , Eric R. Moore , Vicki King
摘要： The present embodiments relate to systems and methods for using a blockchain to record information related to the lifecycle of a vehicle associated with a Vehicle Identification Number (VIN), or other vehicle identifier. For example, the VIN lifecycle process may be used to detect a need to recalibrate one or more sensors. A baseline frequency may be determined at which a safety feature is expected to be triggered based upon data accessed at a blockchain. The baseline frequency maybe compared to a current frequency to identify a need that one or more sensors should be recalibrated. The systems and methods described herein may allow for using a blockchain which gives the option for private information, and permissioned participants in the blockchain. In particular, the systems and methods may allow for a distributed consensus amongst businesses, consumers, and authorities, as to the validity of information and transactions stored on the blockchain.
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公开(公告)号：US10824759B1
公开(公告)日：2020-11-03
申请号：US15877122
申请日：2018-01-22
发明人： Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
摘要： Methods and systems for processing a blockchain comprising a plurality of immutable sales records corresponding to sales made by agents of an entity are provided. According to certain aspects, a transaction request indicating a sale made by an agent of the entity may be received at a first node. A block including a sales record indicating the sale made by the agent may be added to a blockchain and transmitted to another node for validation. The first node may add the block to a copy of the blockchain, where the block may be identified by a hash value that references a previous block in the blockchain that includes at least one additional sales record.
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公开(公告)号：US10805068B1
公开(公告)日：2020-10-13
申请号：US15899799
申请日：2018-02-20
发明人： William J. Leise , Douglas A. Graff , Stacie A. McCullough , Shawn M. Call , Eric Bellas , Jaime Skaggs , Jacob J. Alt , Eric R. Moore , Vicki King
摘要： The present embodiments relate to systems and methods for using a blockchain to record information related to the lifecycle of a vehicle associated with a Vehicle Identification Number (VIN). For example, the VIN lifecycle process may be used to develop safety-feature based insurance models. The systems and methods may include calculating a safety rating for a safety feature based upon data accessed at a blockchain. The safety rating may be used to generate a product associated with a new vehicle type, such as an insurance product covering the new vehicle type. The systems and methods described herein may allow for using a blockchain which gives the option for private information, and permissioned participants in the blockchain. In particular, the systems and methods may allow for a distributed consensus amongst businesses, consumers, and authorities, as to the validity of information and transactions stored on the blockchain.
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公开(公告)号：US10740849B1
公开(公告)日：2020-08-11
申请号：US15910300
申请日：2018-03-02
发明人： William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
摘要： Systems and methods are disclosed for interacting with smart contracts stored on a blockchain to control vehicle related activity. The systems and methods may include (1) receiving one or more transactions from one or more computing devices, the transactions associated with a particular vehicle and include a VIN for the vehicle and indicative of at least one of a trigger condition associated with the vehicle; (2) compiling the one or more transactions into a block of transactions; (3) distributing the block to a plurality of validation entities to form a consensus on an update to the distributed ledger; (4) routing the one or more transactions within the block to respective smart contracts associated with the VIN; and/or (5) automatically executing an action the particular smart contract directs should be performed in response to the particular trigger condition.
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公开(公告)号：US12106380B2
公开(公告)日：2024-10-01
申请号：US18206899
申请日：2023-06-07
发明人： Shawn M. Call , Jaime Skaggs , Eric Bellas , Douglas A. Graff , William J. Leise , Vicki King , Jacob J. Alt , Eric R. Moore , Stacie A. McCullough
CPC分类号： G06Q40/08 , G06Q20/0655 , G06Q2220/00 , H04L9/50
摘要： A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant with arbitration. Evidence regarding the value of the subrogation claim is sent to the shared ledger by the parties to the subrogation claim, such as sending data to a smart contract deployed on the shared ledger. The parties to the claim may request arbitration, especially after attempts to settle the claim on-chain between the two parties have failed. An arbitrator may request evidence from the parties and/or request responses from the parties to accept damages calculations and/or settlement offers. Once the claim is resolved, the arbitrator may release funds on the chain to the prevailing party or may accept confirmation that any payments have been made between the parties off-chain.
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公开(公告)号：US12034833B2
公开(公告)日：2024-07-09
申请号：US17946524
申请日：2022-09-16
发明人： William J. Leise , Douglas A. Graff , Stacie A. McCullough , Shawn M. Call , Eric Bellas , Jaime Skaggs , Jacob J. Alt , Eric R. Moore , Vicki King
IPC分类号： H04L29/06 , G06F16/901 , G06F21/60 , G06Q10/10 , G06Q10/20 , G06Q30/018 , G06Q30/02 , G06Q40/02 , G06Q40/03 , G06Q40/08 , G07C5/00 , G07C5/08 , H04L9/06 , H04L9/30 , H04L9/32 , G01C22/00 , H04L9/00
CPC分类号： H04L9/0637 , G06F16/9027 , G06F21/602 , G06Q10/10 , G06Q10/20 , G06Q30/018 , G06Q30/0278 , G06Q40/02 , G06Q40/03 , G06Q40/08 , G07C5/006 , G07C5/008 , G07C5/0808 , G07C5/0816 , G07C5/085 , H04L9/30 , H04L9/3239 , G01C22/00 , G06Q2220/00 , H04L9/3236 , H04L9/3247 , H04L9/50 , H04L2209/84
摘要： The present embodiments relate to systems and methods for using a blockchain to record information related to the lifecycle of a vehicle associated with a Vehicle Identification Number (VIN). For example, the VIN lifecycle process may be used to develop safety-feature based insurance models. The systems and methods may include calculating a safety rating for a safety feature based upon data accessed at a blockchain. The safety rating may be used to generate a product associated with a new vehicle type, such as an insurance product covering the new vehicle type. The systems and methods described herein may allow for using a blockchain which gives the option for private information, and permissioned participants in the blockchain. In particular, the systems and methods may allow for a distributed consensus amongst businesses, consumers, and authorities, as to the validity of information and transactions stored on the blockchain.
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